Cajitas Nubank: Un Hábito de Ahorro Seguro y Rentable

Nubank's cajitas are a great way to save money without even thinking about it. They're essentially small savings pots that you can label and add to over time.

With cajitas, you can set aside a fixed amount regularly, making saving a habit that becomes second nature. This can be as little as R$10 or R$20 per month, but it adds up over time.

One of the best things about cajitas is that they're designed to be accessible and user-friendly. You can view your cajita balances and history at any time, making it easy to stay on top of your savings.

By setting up a cajita, you can create a safety net for yourself and work towards your financial goals, whether that's saving for a big purchase or building up an emergency fund.

Having a separate account for your savings can be a great way to keep your money safe and organized. This is especially true with Cajitas, which provide an additional layer of security for your savings.

The money you assign to a Cajita won't be visible in your main account, and it won't be available for withdrawals or purchases using your debit card. This means that even if your card is stolen or you're a victim of fraud, your savings will be protected.

You'll also need to enter your NIP to make any transfers in or out of a Cajita, which adds an extra layer of security to your savings. This can be a good thing, as it helps you keep your savings separate from your everyday spending money.

For more insights, see: How Does Nubank Make Money

Las Cajitas de Cuenta Nu te ayudan a mantener tus ahorros seguros al ocultar la cantidad asignada de tu cuenta de ahorros, lo que te protege en caso de que te roben tu tarjeta o seas víctima de un fraude.

Si te roban tu tarjeta, tus ahorros estarán a salvo porque la cantidad asignada a la Cajita no estará disponible para retiros o compras.

Consider reading: Fundadores De Nubank

Además, para realizar cualquier movimiento de salida o entrada de dinero desde alguna Cajita, se te pedirá tu NIP, lo que añade una capa adicional de seguridad.

El dinero que hayas transferido a las Cajitas no estará a tu disponibilidad a menos que lo regreses a tu cuenta central, lo que te ayudará a tener un mejor control sobre tus ahorros.

Intriguing read: Nubank Cuenta De Ahorros

The Nu savings account has gained a lot of attention on social media.

A user on Twitter shared their experience with the account, depositing 300,000 pesos into one of the savings jars and earning 3,000 pesos in interest.

The user was impressed with the interest earned and encouraged others to switch from Bancolombia and try Nu.

They even shared a screenshot of their account statement as proof.

To invest in Nu, you'll need to have a Nu account. You can apply for one by clicking here if you haven't already.

To transfer money to your Nu account, you'll need to download the Nu app on your Android or MacOS device. Once you have the app, navigate to the Cuenta Nu section.

To add money to your Cajitas, click on the Cajita and then the blue "agregar" button. Now, you can transfer the amount of money you want to earn interest on.

Remember that the interest will only be reflected in your Cajitas, not in your main account.

Having a cajita with Nu can help you have 300 pesos every day to use as you want, but you can also keep the gains in the cajita to take advantage of compound interest.

The money earned in returns is reinvested to generate even more gains, which is why Nu's Nominal Total Annual Gain (GAT) is 16.18 percent.

This means your money can grow with the option to withdraw it easily.

The GAT Real, or the gain after accounting for inflation, is 11.57 percent, making it a great option to save your money and let it grow.

You can use the 300 pesos daily to cover your expenses or save it for a rainy day.