Unlock Business Platinum Card Benefits

The American Express Business Platinum Card offers a 5x points bonus on flights booked directly with airlines or through Amex Travel, up to $500,000 in combined purchases per year. This can lead to significant rewards for frequent flyers.

If you're a business owner who regularly travels for work, this benefit alone can be worth the annual fee.

The card also comes with a $200 airline fee credit, which can be used to offset charges like checked bag fees or in-flight meal purchases. This can add up to real savings over the course of a year.

With the Business Platinum Card, you'll also get access to airport lounge amenities, including food and drinks, comfortable seating, and quiet workspaces.

The annual fee for the Business Platinum Card from American Express is a significant expense, but it's essential to consider the benefits you'll receive in return. The annual fee is $695 per card.

You'll also need to factor in the cost of employee cards, which are $350 per year for each Business Platinum employee card. This can add up quickly, especially if you have a large team.

To put this into perspective, you can effectively offset the yearly cost of the Business Platinum Card by maximizing the Dell, airline incidental fee, and wireless credits, which total up to $720. This can help make the annual fee more manageable.

The annual fee is a significant aspect to consider when evaluating a credit card. For example, the American Express Business Platinum Card has a hefty annual fee of $695.

The Amex Consumer Platinum card has a lower annual fee of $195 per card. This can be a more affordable option for individuals who want to take advantage of the card's benefits.

You can expect to pay $350 per card for each Business Platinum employee card. This can add up quickly, especially if you have a large team.

Here's a breakdown of the annual fees for the Amex Business Platinum Card:

It's worth noting that you won't pay foreign transaction fees with the Amex Business Platinum Card, which can be a big savings for businesses that frequently make international purchases.

You can get up to $360 per year in Indeed credits if you're an Amex Business Platinum cardholder. This is broken down into $90 per quarter in statement credits toward all Indeed hiring and recruiting products and services.

To take advantage of this benefit, you'll need to enroll your card with Indeed. This perk can be a huge help if you're a small business owner who spends a lot on hiring and recruiting.

Here's a breakdown of how the Indeed credits work:

This means you can earn up to $360 per year in credits, which can add up to some serious savings over time.

The Amex Business Platinum Card offers some amazing airline benefits that can save you money on travel expenses.

You can get up to $200 in airline incidental fee credits each calendar year on an airline you choose, which can be used towards expenses like checked bag fees, seat selection, pet fees, lounge day passes, and inflight food and drink.

The airline fee credit can be a game-changer for regular travelers, making it almost like having an extra $200 in your pocket every year.

You can use the credit to pay for checked bags, upgrade your seat, buy a snack on the plane, or any of a number of other incidental purchases from your airline.

With the Amex Business Platinum Card, you can also receive up to $120 in statement credits for a Global Entry application fee or up to $85 for a TSA PreCheck application fee.

You can earn up to $200 in airline incidental fee credits each calendar year with the Amex Business Platinum Card, which can be used towards expenses like checked bag fees and inflight purchases.

This credit is almost as good as cash, especially for regular travelers, and can be changed to a different airline in January of each year. You can use it to pay for checked bags, upgrade your seat, or buy a snack on the plane.

The Amex Business Platinum Card also offers the ability to transfer points to airline partners, which can be redeemed for high-value awards. This can be a great way to book flights or nights at hotels, especially during transfer bonus periods.

One notable transfer bonus period is when Amex offers 30% or higher transfer bonuses to certain programs, such as Virgin Atlantic and British Airways.

Travel Benefits are a major perk of the Business Platinum Card. You can get up to $120 toward the Global Entry or TSA PreCheck application fee, which can save you time and hassle when traveling.

The card also offers a 4-hour late return fee-free grace period, exclusively discounted pricing, and President's Circle membership at Hertz and National Executive status guarantee upgrades and faster free award rentals with car rentals.

You can use your points for paid airfare at an increased value per point, with a 35% rebate on a US airline of your choice in coach, or 35% rebate on all airlines in business or first class. The maximum rebate is 1,000,000 points per calendar year.

Here are some examples of how you can use your airline incidental fee credit:

You can get up to $200 in airline incidental fee credits each calendar year on an airline you choose, which can add up to $600 in savings over the course of a year.

The Amex Business Platinum Card offers a valuable benefit to help offset the costs of airline travel: up to $200 in airline incidental fee credits each calendar year. You can use this credit to pay for checked bags, upgrade your seat, buy a snack on the plane, or any of a number of other incidental purchases from your airline.

This credit can be a lifesaver for frequent travelers, and it's not just limited to one use per year. You can get $200 back in the form of statement credits for incidentals like baggage fees and inflight purchases every year.

To take full advantage of this benefit, simply pick one airline where you'll get up to $200 back in the form of statement credits for incidentals like baggage fees and inflight purchases every year. And you can change your preferred airline in January of each year.

Here are some examples of how you can use the $200 airline fee credit:

Note that airfare is excluded from this credit, so you won't be able to use it to pay for your ticket.

Car Rental benefits are a great perk for travelers. The American Express Business Platinum and Consumer Platinum cards offer a 4 hour late return fee-free grace period, exclusively discounted pricing, and President’s Circle membership at Hertz and National Executive status guarantee upgrades and faster free award rentals.

If you're a Business Platinum cardholder, you'll also get secondary rental car insurance when you use the card to pay for your rental in full and decline the rental company's collision damage waiver. Coverage is for theft or damage only, and some rentals, vehicle types, and countries are excluded, so be sure to read the terms.

Here are the cards that offer Car Rental Perks:

With the Amex Business Platinum Card, you can enjoy extensive purchase protection. You can be covered for loss or damage up to 90 days from the date of purchase, up to a maximum of $10,000 per occurrence and $50,000 per year.

If a merchant won't accept your return, you can get a refund of the full purchase price (excluding shipping and handling), up to $300 per item and a maximum of $1,000 per calendar year. This can be a huge relief if you've purchased an item that turns out not to be what you needed.

Here are some key details about the purchase protection benefits:

Purchase protection is a valuable feature of the Amex Business Platinum Card. You can be covered for loss or damage up to 90 days from the date of purchase, up to a maximum of $10,000 per occurrence and $50,000 per year.

Return protection is also available, which can provide a refund of the full purchase price (excluding shipping and handling), up to $300 per item and a maximum of $1,000 per calendar year. This is a great benefit if you've purchased an item that won't accept a return.

The Amex Business Platinum Card also doubles the manufacturer's warranty up to 2 additional years. Covers up to $10,000/item and up to $50,000/year.

Here's a breakdown of the purchase protection benefits:

Cell Phone Protection is a valuable benefit that can save you from financial loss in case your phone gets damaged or stolen. If you're an American Express cardholder, you're in luck.

The AMEX Business Platinum card offers $800 coverage for a damaged or stolen phone, but there's a catch: you need to have paid the previous month's cell phone bill on your card. This is a great perk, especially if you rely heavily on your phone for work.

Similarly, the AMEX Consumer Platinum card also offers $800 coverage for a damaged or stolen phone, with the same condition of paying the previous month's cell phone bill on your card.

Here's a quick summary of the cell phone protection offered by these two cards:

This benefit can be a lifesaver in case of an unexpected phone mishap, and it's definitely worth considering if you're in the market for a new credit card.

You can take advantage of premium purchase and travel benefits with this business platinum card, including trip delay insurance, trip cancellation and interruption insurance, and rental car insurance.

These benefits can save you money and help ensure smooth travels. You'll be protected in case of unexpected events, and you can focus on running your business.

Eligible new items are covered by purchase protection, and you'll also get an automatic extended manufacturer's warranty when you use your card to pay.

Traveling can be tiring, but having some great entertainment options on hand can make the journey more enjoyable.

If you have an American Express (AMEX) Consumer Platinum card, you're in luck because you can get a $20 monthly credit towards digital entertainment.

One of the perks of this credit is that you can use it for Disney+, which is perfect for families or anyone who loves Disney movies.

You can also use this credit for ESPN+, which is great for sports fans.

For those who enjoy TV shows and movies, Hulu ($6.99/month) is another option, as is Hulu ad-free for a more premium experience.

If you're interested in news and current events, you can use your credit towards The New York Times or the Wall Street Journal, which includes subscriptions to WSJ, Barrons, MarketWatch, and Investor’s Business Daily.

Here are some of the digital entertainment partners that are eligible for the $20 monthly credit:

Traveling can be expensive, but with the right credit card, you can earn rewards and save money on everyday expenses. One such expense is your wireless bill.

If you're an Amex Business Platinum cardholder, you can register to receive $10 cash back on your wireless bill every month. This can add up to significant savings over time.

To take advantage of this perk, simply register your card and start paying your wireless bill with the Amex Business Platinum card. You can earn up to $120 per calendar year in statement credits.

Using your Amex Business Platinum card to pay your cell phone bill also comes with an added benefit: cell phone protection. This can give you peace of mind when you're traveling and need to rely on your phone for navigation, communication, and more.

Here are the details on wireless credits for Amex Business Platinum cardholders:

If you're a fan of Equinox, you're in luck because certain credit cards offer some amazing perks. AMEX Consumer Platinum cardmembers can enroll and get a $300 annual credit for Equinox, which can be used for the Equinox app or gyms.

This credit is valid for the Equinox app or Equinox gyms, and it's a great way to save money on your fitness routine. You'll need to be a Platinum Card Member to take advantage of this credit.

AMEX Consumer Platinum cardmembers will also receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year. This is a fantastic benefit for those who want to stay fit at home.

To be eligible for the SoulCycle At-Home Bike credit, you'll need to have an Equinox+ membership, which grants access to SoulCycle content. You'll also need to charge the full price of the bike in one transaction.

Here are the Equinox perks available to AMEX Consumer Platinum cardmembers:

The Amex Business Platinum Card offers a robust rewards program that's tailored to small businesses. You'll earn Membership Rewards points on every purchase.

One of the standout features of the card is the bonus points you'll earn on large purchases. If you spend $5,000 or more on an eligible purchase, you'll earn 1.5x points. This applies to purchases up to $2 million per card account per year.

Here's a breakdown of the earning categories that offer 1.5x points:

After you reach the $2 million threshold, you'll earn 1 point per dollar in these categories.

To earn rewards with the Amex Business Platinum Card, you'll want to focus on making purchases in high-earning categories. Earning 5x points on flights and prepaid hotels booked through Amex Travel is a great way to rack up points quickly.

Here's a breakdown of the card's earning structure:

The 1.5x category is capped at a total of $2 million in purchases combined each year, so be sure to keep track of your spending to maximize your earnings. To earn bonus points in the construction materials and hardware supplies category, you must make your purchase directly at a U.S. construction material or hardware supplier.

You can redeem your Membership Rewards points for a variety of things, but some options are better than others.

You can redeem points for flights, which often gives you a higher value per point than redeeming for merchandise or gift cards. For example, transferring points to Avianca LifeMiles can give you a value of about 2.5 cents per point.

Transferring points to airline and hotel partners is a great way to get more value from your Membership Rewards points. Some popular partners include Delta, British Airways, and Singapore Airlines.

If you're not interested in transferring points, you can redeem them for gift cards or merchandise, but this typically only gives you a value of around 1 cent per point.

You can also redeem points for statement credits, which can be used to cover charges on your account. This typically gives you a value of around 0.6 cents per point.

Here are some examples of non-travel redemptions you can make with your Membership Rewards points:

Note that some of these options may have varying point values, so it's always a good idea to check the specifics before making a redemption.

Referrals can be a great way to earn extra rewards points. You can earn points by referring friends and relatives to credit card offers.

Referral bonuses can be substantial, in some cases. However, be sure to compare the offer your friends receive to the best available public offer to avoid any awkwardness.

You can check your account to see if there are any special referral offers available. This option is especially powerful now that you can refer friends to other cards, even if you don't have them yourself.

You can redeem your American Express Membership Rewards points for higher redemption values by turning them into miles for flights. This can be a great way to get more value out of your points, especially if you transfer them to airline and hotel partners.

For example, transferring points to Avianca LifeMiles can get you a value of about 2.5 cents per point, which is a significant increase from the usual 0.5 to 1 cent per point redemption value.

Other Membership Rewards transfer partners include Delta, British Airways, Singapore Airlines, and Etihad, offering a range of options for maximizing your points.

It's worth noting that transferring points to airline and hotel partners can be a great way to book high-value awards, especially if you wait for a great flight or night award to come along.

Amex often offers 30% or higher transfer bonuses to certain programs, making it a good idea to transfer points when those bonuses are in effect, such as for Virgin Atlantic or British Airways.

The Amex Business Platinum Card is a powerhouse of benefits and features that can help offset its annual fee. It's packed with statement credits, purchase protections, and travel perks that can make your journey more comfortable.

You can receive up to $120 in statement credits every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck application fee. Plus, if you're approved for Global Entry, you'll also get access to TSA PreCheck at no additional cost.

The card offers a 35% bonus on points when you book a first or business class flight, or any flight with your selected airline, up to 1,000,000 points back each year. Enrollment is required to take advantage of this benefit.

With the American Express Global Lounge Collection, you can enjoy complimentary access to over 1,400 airport lounges across 140 countries and counting. This is a game-changer for travelers who want to escape the hustle and bustle of airport life.

You can also get up to $199 in statement credits per calendar year on your CLEAR Plus Membership when you use your Business Platinum Card. And, with the card's airline fee credit, you can select one qualifying airline and receive up to $200 in statement credits per calendar year on incidental fees charged by the airline.

Here are some additional statement credits you can earn with the card:

With the Business Platinum Card, you can enjoy a statement credit of up to $120 toward the Global Entry or TSA PreCheck application fee every four years. This can be a huge time-saver for travelers, as both programs offer faster airport security lanes.

Global Entry is the better strategy, as it includes TSA PreCheck benefits, and you'll get a credit of up to $120 for the application fee. This fee is typically $100, but with the card, you'll get an extra $20 credited back to you.

You'll get a credit of up to $100 up to once every four years for Global Entry, or $85 every 4.5 years for TSA PreCheck, if you pay for a membership with your card.

To get a membership, you can pay with your card and get a credit worth up to $100 up to once every four years for Global Entry or $85 every 4.5 years for TSA PreCheck. The TSA PreCheck application fee was recently lowered to $78, so you'll still get a credit even after the fee reduction.

If you're considering which program to sign up for, note that Global Entry includes PreCheck benefits, making it worth signing up for the more expensive program if you travel internationally.

You can use the credit you earn for the membership fee, so it's essentially free.

Adding authorized users to your American Express Business Platinum account is a great way to share benefits with colleagues or partners. You can add up to 99 users for free, but they'll only receive Business Green cards, which come with limited perks.

To give your authorized users access to top-end perks like lounge access, you'll need to upgrade them to Business Platinum cards. This will cost you, but it's worth it if you want them to enjoy the full range of benefits.

If you're a frequent traveler, you'll appreciate the benefits of using TSA PreCheck or Global Entry with your AMEX Business Platinum card. You can get a full refund for Global Entry every 4 years, and each primary and secondary cardholder can get a refund, as well as expense cardholders.

The primary and secondary cardholders, as well as companion cardholders, of the AMEX Consumer Platinum card can also get a full refund for Global Entry every 4 years.

To use TSA PreCheck or Global Entry, you'll need to pay the application fee, which has recently been lowered to $78. However, if you pay for a membership with your card, you'll get a credit worth up to $100 up to once every four years for Global Entry.

Here's a summary of the Global Entry and TSA PreCheck benefits with your AMEX Business Platinum card:

It's worth noting that Global Entry includes PreCheck benefits, so it's worth signing up for the more expensive program, effectively for free, if you travel internationally.

The Business Platinum Card offers a range of insurance and protection benefits to help safeguard your business and personal finances. You're covered for up to $10,000 per trip and $20,000 per rolling 12-month period for trip cancellation and interruption insurance.

Trip delay insurance provides reimbursement for meals, lodging, toiletries, medication, and other personal items if your trip is delayed by six hours or more. You can get reimbursed up to $500, up to two times per consecutive 12-month period.

The card also offers secondary rental car insurance, which covers theft or damage, but not liability. This benefit is only available when you use the card to pay for your rental in full and decline the rental company's collision damage waiver.

Here are the key protection benefits at a glance:

If you've paid for a trip with your Amex Business Platinum Card and it's canceled or cut short for a covered reason, you could be reimbursed up to $10,000 per trip and up to $20,000 per card per consecutive 12-month period.

The Amex Business Platinum Card offers a generous trip cancellation and interruption insurance policy, which can provide significant financial protection in case of unexpected trip disruptions.

You can get reimbursed up to $10,000 per trip and up to $20,000 per rolling 12-month period, which is a substantial amount of coverage.

This policy can be a lifesaver if you've invested a lot in a trip that's suddenly canceled or cut short due to unforeseen circumstances.

Here's a quick rundown of the coverage limits:

Keep in mind that these coverage limits apply to each card, not to each individual traveler, so it's essential to have the right card for your travel needs.

Baggage Insurance is a valuable benefit that can protect you from financial losses due to lost or damaged luggage. You can be covered for baggage loss or damage up to $2,000 per person for checked bags.

Some Amex Business Platinum Cardholders have reported using this feature on international trips, where it's especially useful for protecting against lost or stolen luggage.

Carry-on luggage is covered up to $3,000 per person, which can provide peace of mind for business travelers who often rely on their carry-on bags for essential items.

Check the terms and conditions for specific details on exclusions for high-risk items and state-specific limits.

Extended Warranty Coverage is a valuable benefit offered by American Express cards. It can help you save money and provide peace of mind when making purchases.

Eligible items are covered by extended warranty protection when you use your Amex card to pay. This can add up to one additional year to eligible U.S. manufacturer's warranties of five years or less.

The Amex Business Platinum Card doubles the manufacturer's warranty up to 2 additional years. This means you can get up to 5 years of warranty coverage on eligible items.

Here's a breakdown of the extended warranty coverage offered by Amex cards:

This benefit is a great way to get extra protection on your purchases and can help you save money in the long run.

The Amex Business Platinum Card offers some amazing benefits that can help offset its annual fee. You can effectively offset the yearly cost just by maximizing the Dell, airline incidental fee, and wireless credits (up to $720 total combined).

These credits can add up quickly, making it easier to justify the $695 annual fee. To break it down, here's a summary of the credits you can earn:

These credits can be a huge perk, especially if your business frequently makes purchases or travels internationally. And, as an added bonus, you won't pay foreign transaction fees with the Amex Business Platinum Card.

Airport lounges can be a game-changer for business travelers, and the Amex Business Platinum Card offers access to some of the best ones out there.

You can visit Amex Centurion lounges, which offer complimentary cocktails, quality food created by award-winning chefs, and an upscale vibe. These lounges are located at more than a dozen airports in the U.S. and have international locations, including Hong Kong and London.

If you're flying with Delta, you can also access over 30 Delta Sky Club locations, where you can enjoy snacks, complimentary soft and alcoholic drinks, premium Wi-Fi, and a quieter place to work and relax.

The Amex Business Platinum Card also comes with a Priority Pass Select membership, which allows you to access more than 1,400 airport lounges around the world. You and two guests can access any lounge location (subject to capacity limits), and at a minimum, lounges typically offer free snacks, drinks, newspapers and magazines, and Wi-Fi.

To activate your Priority Pass Select membership, you'll need to follow the instructions provided by the card issuer. Once activated, you can start enjoying lounge access at over 1,400 locations worldwide.

Some Delta SkyClubs, like the one at JFK, even offer complimentary hot kosher meals upon request. Others have kosher snacks available upon request as well.

Here are some of the lounges you can access with the Amex Business Platinum Card:

As a business owner, you'll appreciate the time-saving benefits of CLEAR and Global Entry. You can get reimbursed for up to $199 in annual charges for CLEAR Plus with your Amex Business Platinum card, and kids under 18 can accompany their parents for free.

One of the biggest perks of the Amex Business Platinum card is the reimbursement for CLEAR Plus. With this benefit, you can save time waiting in line at select U.S. airports and stadiums. CLEAR Plus normally costs $199 per year, but with the Amex Business Platinum card, you'll receive a statement credit back toward the cost.

If you're enrolled in CLEAR Plus, you can take advantage of expedited security screening at select locations. This can be a huge time-saver, especially if you're a frequent traveler. The CLEAR Plus program is available at select U.S. airports and stadiums, so be sure to check if the airports you travel through participate.

The Amex Business Platinum card also offers a Global Entry/Pre-Check Refund benefit. Primary and secondary cardholders can each get a full refund every 4 years, which can add up to significant savings over time. This benefit is especially valuable if you travel internationally frequently.

Here's a breakdown of the CLEAR and Global Entry benefits offered by the Amex Business Platinum card:

Overall, the CLEAR and Global Entry benefits offered by the Amex Business Platinum card can help you save time and money on your business travels.

Traveling for business can be a breeze with the right credit card benefits. The Amex Business Platinum card offers a prepaid hotel credit, but only for cardmembers who book via Fine Hotels + Resorts or The Hotel Collection, and receive $200 back in statement credit.

You can also take advantage of Fine Hotels & Resorts, which offers perks like early check-in, room upgrades, daily breakfast, Wi-Fi, and a guaranteed 4pm late checkout, plus an additional unique amenity valued at $100.

Cardmembers can also book upscale properties through The Hotel Collection and receive benefits like property credits and room upgrades.

If you're looking to save some cash on your Hilton hotel stays, you've got a few options.

The Hilton credit is a great perk, and it's available through the AMEX Business Platinum card. You can register for $50 cash back at Hilton hotels every quarter by following the link provided.

AMEX Consumer Platinum cardholders, on the other hand, don't have this benefit.

If you have the Hilton Honors American Express Surpass Card, you can get the same $50 credit every quarter on Hilton gift cards sold online. Just remember to tell the front desk to run the gift card as a credit card for the full $50 value per gift card during your stay.

Here's a quick rundown of the Hilton credit options:

Fine Hotels & Resorts offers a range of benefits to cardmembers. You can access these luxury properties through Amex Travel.

AMEX Business Platinum and Consumer Platinum cardmembers receive similar perks, including early check-in, a room upgrade, daily breakfast, Wi-Fi, and a guaranteed 4pm late checkout. This is in addition to a unique amenity valued at $100.

The benefits are available at participating hotels, and cardmembers can book through Amex Travel or The Hotel Collection. This can be a great way to enhance your stay at a luxury hotel.

Here are the benefits of Fine Hotels & Resorts for AMEX Business Platinum and Consumer Platinum cardmembers:

Keep in mind that these benefits are not available at all hotels, so be sure to check with Amex Travel or The Hotel Collection for participating properties.

The Business Platinum Card from American Express has a wide range of benefits that can help your business save money and travel in style. With the card, you can get up to $400 back every year for eligible purchases from Dell Technologies, up to $360 back every year for purchases with the job search company Indeed, and up to $150 back every year on select subscription plans with Adobe.

You can also get up to $120 in statement credits for wireless telephone service, with up to $10 back each month on your cell phone bill. This can add up to a significant amount of savings over the course of a year. To take advantage of these credits, you'll need to enroll in the respective programs.

Here are some additional benefits of the Business Platinum Card:

The Business Platinum Card also offers insurance benefits, including the Baggage Insurance Plan, which provides protection for your business's luggage and belongings in case of loss, theft, or damage.

The Amex Business Platinum Card offers a solid rewards program that can help your business thrive. You'll earn 5x points on flights and prepaid hotels booked through Amex Travel.

One of the standout features of this card is the ability to earn bonus points on large purchases. You'll earn 1.5x points on each eligible purchase of $5,000 or more, up to a total of $2 million per card account. This can add up quickly, especially for businesses that make frequent large purchases.

You can also earn 1.5x points on eligible purchases in various categories, including electronics goods retailers, software and cloud service providers, U.S. shipping providers, and construction materials and hardware supplies. These categories are capped at a total of $2 million in purchases combined each year, after which you'll earn 1 point per dollar in these categories.

Here's a breakdown of the earning structure:

The welcome offer on The Business Platinum Card from American Express is a sizeable one: earn 150,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months.

You can consider prepaying some expenses on the card during the first three months to help you earn the bonus. This might include insurance, quarterly estimated tax payments, inventory, and supplies.

To hit the minimum spend, think about your business's upcoming expenses. If you can prepay some of these costs, you'll be well on your way to earning the welcome offer.

Having a Membership Rewards program with your Business Platinum card can be a game-changer for frequent travelers and shoppers.

You can redeem your points for flights, which can give you more value than redeeming them for merchandise or gift cards, where they're worth up to 1 cent each.

Transferring your points to hotel or airline partners is another option, allowing you to potentially get more value out of your rewards.

Welcome Offers can be a great way to boost your rewards earnings, especially for new cardmembers. The Business Platinum Card from American Express offers 150,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months of Card Membership.

To earn this bonus, you'll need to spend a significant amount in a short period. Consider prepaying expenses like insurance, quarterly estimated tax payments, inventory, and supplies to hit the minimum spend.

Membership rewards programs can be a great way to earn points that can be redeemed for valuable rewards.

You can redeem Membership Rewards points for merchandise or gift cards, which are worth up to 1 cent each.

Redeeming points for flights can get you more value, with some flights offering a redemption rate of up to 2 cents per point.

There are three ways to get more value from your Membership Rewards points: redeeming for flights, transferring points to hotel or airline partners, or investing rewards.

Transferring points to hotel or airline partners can be a great way to maximize your rewards, especially if you have a favorite loyalty program.

Investing rewards is another option, but it's not for everyone and requires some research to ensure it's the right choice.

Membership rewards points can add up quickly, so it's essential to understand the redemption options and choose the one that works best for you.