Busey Bank Stock Investment Guide

Busey Bank is a publicly traded company listed on the NASDAQ stock exchange under the ticker symbol BUSE.

Busey Bank has a market capitalization of around $1.2 billion.

The bank has a long history dating back to 1863.

Busey Bank has a strong presence in the Midwest, with over 50 locations in Illinois and Indiana.

Investors can buy and sell Busey Bank stock through various online brokerage platforms.

Busey Bank's stock has historically been volatile, with a standard deviation of around 50% over the past 5 years.

Busey Bank's financials are reported quarterly and can be found on their website.

A unique perspective: E S a Payments

Busey Bank is a bank holding company that operates as the parent of Busey Bank, offering a range of retail and commercial banking products and services to individuals, corporations, institutions, and government entities in the United States.

Busey Bank serves a diverse customer base across the country, providing a broad array of banking services.

Consider reading: Busey Bank Rantoul Illinois

The bank's parent company, Busey Bank, engages in the provision of retail and commercial banking products and services.

Earnings are forecast to grow 38.47% per year, indicating a strong potential for future growth.

Busey Bank's business model is built to support the needs of its customers, from individuals to large corporations and institutions.

The bank's focus on customer service and financial solutions has made it a trusted partner in the banking industry.

Busey Bank stock has consistently delivered strong financial performance. The bank's revenue growth has been impressive, with a 15% increase in 2022 compared to the previous year.

Busey Bank's net income has also seen a significant boost, reaching $21.5 million in 2022, up from $19.3 million in 2021. This growth is a testament to the bank's effective management and strategic planning.

The bank's return on equity (ROE) has been steadily increasing, reaching 9.5% in 2022, up from 8.5% in 2021. This indicates a strong ability to generate profits from shareholder equity.

For your interest: Paypal Expands into Point-of-sale Payments with 5 Cashback Apple Pay

Busey Bank's asset quality remains strong, with a low non-performing asset (NPA) ratio of 0.25% as of 2022. This suggests that the bank's lending and credit management practices are sound and effective.

The bank's efficiency ratio has also improved, reaching 53.6% in 2022, down from 57.2% in 2021. This indicates that the bank is becoming more efficient in its operations and is able to manage its expenses effectively.

Additional reading: Compared to Growth Stocks Value Stocks' Price-earnings Ratio Is Typically

D.A. Davidson & Co. has consistently maintained a Hold rating for Busey Bank stock, with a price of $25 as of 02/25/25 and $25 as of 01/30/25.

Stephens Inc. has also maintained a Hold rating, with prices ranging from $26 to $29 across various dates.

Multiple analysts, including Keefe, Bruyette & Woods, Inc. and Piper Sandler, have maintained a Buy rating for Busey Bank stock, with prices ranging from $21 to $33.

Here's a summary of the analyst ratings:

These analyst opinions suggest a mixed view on Busey Bank stock, with some analysts recommending a hold and others recommending a buy.

Busey Bank's total liabilities have been steadily increasing over the years, with a notable jump from 2018 to 2019.

The total liabilities in 2024 are 10,663.45 million USD, down from 11,011.43 million USD in 2023, indicating a decrease of 1.93% in the balance sheet total.

Here's a breakdown of the balance sheet total change in percentage over the years:

The equity change in percentage shows a fluctuating trend, with a notable decrease of 13.13% in 2022 and an increase of 22.66% in 2019.

The balance sheet is a snapshot of a company's financial situation at a particular point in time. It's a crucial tool for understanding a company's financial health.

Looking at the balance sheet for 2024, we see that total liabilities have decreased to 10,663.45 million USD, a significant drop from 11,011.43 million USD in 2023.

Equity has also seen a slight increase, reaching 1,383.27 million USD in 2024. This is up from 1,271.98 million USD in 2023, a 8.75% change.

Readers also liked: Basel 1 vs Basel 2

The balance sheet total has decreased to 12,046.72 million USD in 2024, a 1.93% change from the previous year.

Here's a breakdown of the balance sheet total change in percentage over the years:

The balance sheet total change in percentage has fluctuated over the years, indicating changes in the company's financial situation.

Let's break down the estimates for Busey's financial data. The revenue estimate for 2025 is $733 million, while for 2026 it's estimated to be $825 million.

The dividend yield for 2025 is 4.27%, which is slightly lower than the 4.41% estimated for 2026. This indicates that the company plans to increase its dividend payout in the coming year.

The P/E ratio for 2025 is 10.93, but it's expected to drop to 8.60 in 2026. This suggests that investors are becoming more optimistic about the company's future prospects.

Here's a table summarizing the revenue and dividend estimates for 2025 and 2026:

The average earnings estimate for 2026 is $0.607 USD, based on 6 analysts' predictions. This is a significant increase from the $0.473 USD estimate for 2025.

First Busey Corp has been consistently paying dividends since 2009, with the first recorded dividend being $1.20 per share in 2009.

The company has a history of paying dividends in the same amount, $0.48, from 2010 to 2011. This suggests a stable dividend payout for investors.

In 2012, the dividend payout decreased to $0.48, but the yield remained relatively high at 3.44. This shows that the company's dividend strategy can adapt to changing market conditions.

The dividend payout has fluctuated over the years, but the company has maintained a dividend yield of around 3% since 2015. This indicates a stable dividend income for long-term investors.

Here is a breakdown of the dividend payouts for First Busey Corp from 2009 to 2024:

Busey Bank has announced a significant expansion of its operations, with plans to open 10 new branches in the Midwest region. This move is expected to increase the bank's customer base and improve its market share.

The bank's CEO has stated that this expansion is a key part of their strategy to increase growth and profitability. They are committed to providing excellent customer service and supporting the local communities they serve.

Busey Bank has a long history of community involvement, dating back to 1863 when it was founded in Illinois. The bank has a strong reputation for supporting local businesses and organizations.

The bank's stock price has been steadily increasing over the past year, with a 20% growth in the past quarter alone. This trend is expected to continue as the bank's expansion plans come to fruition.

The company's focus on innovation and technology has also been a key factor in its success, with the implementation of a new online banking platform that has improved customer experience and increased efficiency.

Suggestion: What Are Value Stocks vs Growth Stocks