
Bradesco stock performance has been a mixed bag in recent years, with some fluctuations in the market. The bank's stock price has seen a steady decline since 2018, with a drop of around 30% over the past three years.
One of the main reasons for this decline is the bank's high debt levels, which have increased significantly over the past decade. This has put a strain on the bank's finances and made it more vulnerable to market fluctuations.
Despite this, Bradesco has managed to maintain a strong market presence and remains one of the largest banks in Brazil. The bank's diversified portfolio and robust financials have helped it weather the storms of the market.
In terms of market trends, Bradesco's stock has been influenced by the overall performance of the Brazilian economy. As the economy has grown, so too has the demand for banking services, leading to an increase in the bank's stock price.
Bradesco Stock Performance
In 2024, Banco Bradesco's revenue reached 78.89 billion, a 15.41% increase from the previous year's 68.35 billion.
The company's earnings also saw a significant boost, with a 21.06% increase to 17.25 billion.
Bradesco's stock price has been on a downward trend, with a 1 Year Change of -28.42% and a 3 Year Change of -45.82%.
Here's a summary of Bradesco's share price performance over the past year:
As you can see, Bradesco's stock performance has been underwhelming, with significant declines over the past year and three years.
Price History & Perf
The price history of Bradesco stock is a story of ups and downs. The current share price is R$1.99.
Over the past 52 weeks, the stock has seen its highs and lows. The 52-week high was R$2.98, while the 52-week low was R$1.84.
The stock's beta is 0.64, indicating a relatively stable price movement. However, the 1-month change is a -1.49% drop.
Looking at the bigger picture, the 3-month change is -6.57%, and the 1-year change is a significant -28.42%. The 3-year change is even more dramatic, with a -45.82% decline.
If you were to have invested in Bradesco at its IPO, you'd be looking at a 149.74% gain.
Here's a quick summary of the stock's performance over the past few years:
Still Lags Market, Fairly Valued
Bradesco's stock performance has been underwhelming, to say the least. The bank's 7-day return of -6.6% is significantly lower than the US Banks industry's return of -5.5%.
In the past year, Bradesco's 28.4% decline is a stark contrast to the US Banks industry's 31.6% growth. The US Market itself returned 16.9% over the same period.
Bradesco's net income has shown some signs of recovery, thanks to lower delinquencies. However, the bank still lags behind the market in terms of performance.
Here's a comparison of Bradesco's returns with the US Banks industry and the US Market over the past year:
Quote Overview
The Bradesco stock has impressed the market with its Q2 results, but its stock is only fairly valued.
Bradesco's stock price is R$ 11.68, which is a significant number to keep in mind.
According to the fórmula de Preço Justo, the fair value of the stock BBDC4 is R$ 0.00.
This suggests that the stock has a huge potential for value appreciation.
Teto de Preço Método Bazin
Décio Bazin's method for determining the maximum price to pay for a stock, known as the "preço-teto", is based on the dividends a company distributes.
The method uses a formula to establish a price ceiling, helping investors make informed decisions about when to buy or sell.
Décio Bazin was a renowned investor, recognized for his winning strategy of focusing on dividend-paying companies.
His approach emphasizes the importance of dividend payments in determining a stock's value.
The preço-teto method is designed to help investors avoid overpaying for a stock, ensuring they get a fair deal.
By using this method, investors can make more informed decisions and potentially reduce their financial risk.
A different take: Bradesco Saude Preço
Market Analysis
Emerging market financial sectors are more consolidated and careful about matching assets to liabilities than the U.S. and Europe. This suggests that Banco Bradesco, as an emerging market bank, may be more stable than its American and European counterparts.
Banco Bradesco's 16% earnings yield may not be as attractive as it seems, given its lagging loan growth, net interest income, and rising expenses. The bank's key retail categories like credit cards and current accounts are also shrinking.
Despite these challenges, Banco Bradesco's shares may be undervalued, with pressure on net interest income, sluggish fee income growth, and high provisioning expenses being the main headwinds facing the bank.
Here's an interesting read: Banco Bradesco
Earnings Yield Faces Challenges
Banco Bradesco's 16% earnings yield may seem attractive at first glance, but it's not without its challenges. Bradesco's 4Q24 results show lagging loan growth.
The bank's net interest income (NII) has also been declining. Rising expenses are another issue Bradesco is facing.
Bradesco's key retail categories, such as credit cards and current accounts, are shrinking. This decline in revenue is a major concern for the bank.
The challenges facing Bradesco's earnings yield are significant and need to be carefully considered by investors.
Macro Woes Undervalue Shares
Banco Bradesco is facing a tough time, with several macroeconomic challenges that are affecting its performance. Net interest income is under pressure, sluggish fee income growth is a concern, and high provisioning expenses are weighing on the bank's earnings.
The bank's fourth-quarter earnings were disappointing, with net income coming in at less than half of analysts' estimates. This led to a sharp decline in shares, which hit a 2-year low.
Here are some key analyst opinions that highlight the challenges facing Banco Bradesco:
These analyst opinions suggest that the bank's challenges are not going away anytime soon. High provisioning expenses and sluggish fee income growth are just a few of the issues that are affecting the bank's performance.
Investment Opportunities
Bradesco stock is a solid investment opportunity, especially considering its earnings growth. The company's earnings are forecast to grow 17.47% per year.
Trading at 51.3% below its fair value, Bradesco stock offers a great value compared to its peers and industry. This means you can get a good deal on a solid investment.
The recent Q2 results impressed the market, but the stock's value is only fairly valued. This indicates that there's still room for growth, making it a good time to invest.
Competitors
The investment landscape is filled with opportunities, but it's essential to understand the competition. Companies like Vanguard and BlackRock dominate the index fund market, with Vanguard offering over 70 index funds and ETFs.
Their low-cost approach has disrupted the traditional fund management industry. Vanguard's average expense ratio is 0.07%, significantly lower than the industry average of 0.69%.
Investors can also consider alternative investment platforms like Robinhood, which has disrupted the brokerage industry with its commission-free trading model.
Rewards
Investing in Banco Bradesco can be a smart move, considering its earnings growth. Earnings are forecast to grow 17.47% per year, with a 21.1% increase over the past year. This growth potential makes it an attractive investment opportunity.
One of the key reasons to invest in Banco Bradesco is its undervalued stock price. The stock is trading at 51.3% below its estimated fair value. This means that investors can buy the stock at a relatively low price compared to its true worth.
For another approach, see: Banco Macro Bma
Banco Bradesco's dividend yield is also worth noting. The dividend yield for 2025 is 9.44%, which is a significant return on investment. This could be an attractive option for income-seeking investors.
Here's a summary of Banco Bradesco's dividend yield and growth potential:
Note that these figures are subject to change and may not reflect the actual performance of the stock. However, they do give an indication of the potential growth and returns that investors can expect from Banco Bradesco.
Emerging Market Banks Holding Up. 6 Stocks to Watch
Emerging Market Banks Holding Up. 6 Stocks to Watch.
Emerging market financial sectors are more consolidated and careful about matching assets to liabilities than the U.S. and Europe. This stability can provide a solid foundation for investment opportunities.
One stock that stands out is Bradesco, which has impressed the market with its Q2 results. However, the stock is only fairly valued, making it a potential long-term investment.

Brazil's central bank has slashed rates as inflation subsides, boosting consumers and corporate borrowers. This should lead to increased earnings for listed companies.
The stock I'd like to highlight is Bradesco, which has seen its earnings grow by 21.1% over the past year. This impressive growth rate makes it a stock worth considering.
Another key factor is the earnings growth forecast, which is expected to be 17.47% per year. This suggests that Bradesco has a strong potential for future growth.
Bradesco's current price is trading at 51.3% below its estimated fair value. This means that investors may be able to purchase the stock at a significant discount.
Financial Data
Banco Bradesco's financial performance has been impressive, with revenue increasing by 15.41% in 2024 to 78.89 billion.
The bank's earnings also saw a significant boost, rising by 21.06% to 17.25 billion in 2024.
Here's a breakdown of the estimated earnings reports for the upcoming years:
Financial Performance
Banco Bradesco's financial performance has been impressive in recent years. In 2024, the bank's revenue reached 78.89 billion, a 15.41% increase from the previous year's 68.35 billion.
Their earnings also saw a significant boost, increasing by 21.06% to 17.25 billion. This growth is a testament to the bank's strong financial health and ability to adapt to changing market conditions.
Here's a breakdown of Banco Bradesco's dividend history:
As you can see, the bank has maintained a consistent dividend payout of 0.03 USD per share since 2022, with a slight increase to 0.04 USD in 2019. The dividend yield has also fluctuated over the years, ranging from 0.52% in 2018 to 1.65% in 2024.
Despite some fluctuations, Banco Bradesco's financial performance has been solid, with revenue and earnings growth in recent years.
Financial Services
Banco Bradesco is a leading financial institution in Brazil, and its financial performance is a key indicator of its overall health. The company's revenue in 2024 was 78.89 billion, a 15.41% increase from the previous year.
One of the most notable aspects of Banco Bradesco's financial performance is its dividend payments. According to the Banco Bradesco Dividend Calendar, the company has paid a consistent dividend of 0.03 USD per share every year since 2016, with the exception of 2015 when it paid 0.03 USD per share with a yield of 1.17.
The dividend yield, which is the ratio of the annual dividend payment to the stock's current price, has varied over the years. In 2018, the dividend yield was 0.52%, while in 2024 it was 1.65%.
Banco Bradesco's financial performance is also reflected in its earnings reports. According to the Banco Bradesco Calendar, the company is expected to release its Q1 2025 earnings report on May 8, 2025, with an estimated earnings per share of 0.083 USD.
Here is a table summarizing Banco Bradesco's dividend payments over the past 10 years:
Overall, Banco Bradesco's financial performance is a testament to its stability and growth over the years.
News and Events
Banco Bradesco has a history of releasing earnings reports throughout the year, with actual EPS (Earnings Per Share) ranging from 0.014 USD to 0.135 USD. The most recent actual EPS was 0.067 USD for the Q4 2024 Earnings Release.
The company typically releases earnings reports on the following dates: February 7th for Q4, November 9th for Q3, August 5th for Q2, and May 2nd for Q1. The actual EPS for these reports have been consistently increasing over the years.
Here's a list of the actual EPS for the past few years:
Banco Bradesco also holds an Annual General Meeting, with the most recent one taking place on March 11th, 2024, and having an actual EPS of 0.268 USD.
Calendar
Banco Bradesco has a number of significant events on its calendar.
The Annual General Meeting is scheduled for March 10, 2025, with an estimated cost of 0.302 USD.
This meeting is a crucial event where shareholders will gather to discuss the bank's performance and make important decisions.
The first earnings report of 2025 is expected to be released on May 8, 2025, with an estimated cost of 0.083 USD.
You can expect to see the bank's financial performance for the first quarter of 2025 in this report.
Banco Bradesco's earnings reports for the rest of 2025 and 2026 are also worth noting.
Here's a breakdown of the estimated costs for each earnings report:
The estimated costs for these reports range from 0.087 to 0.104 USD.
Past Events
Banco Bradesco has released its earnings reports on a quarterly basis, with the first quarter of 2024 seeing an earnings per share of 0.078 USD.
The company's annual general meeting took place on March 11, 2024, with an earnings per share of 0.268 USD.
In the fourth quarter of 2023, Banco Bradesco reported an earnings per share of 0.027 USD.
Here's a breakdown of the company's earnings reports for the past few years:
Amazon Launches Credit Card in Brazil

Amazon has launched a credit card in Brazil in partnership with Banco Bradesco SA. This move is part of Amazon's efforts to expand its services in the country.
The credit card offering is a result of Amazon's partnership with Banco Bradesco SA, which is a leading lender in Brazil. This partnership will allow Amazon to tap into the Brazilian market and offer its customers a new financial product.
The credit card is expected to be a game-changer for Amazon's customers in Brazil, providing them with a convenient and secure way to make purchases online.
Turnaround and Recovery
Bradesco's stock has taken a hit, with a 30% decline over the past year and a whopping 70% drop over five years. However, there's a silver lining - profits rose 13% and delinquency rates improved.
The bank has been focusing on operational efficiency, reducing costs and streamlining processes to stay competitive. It's a slow but steady approach, but it's working.
Bradesco's managers are introducing changes to the company's structure, processes, and culture to adapt to the changing banking landscape. It takes time for a giant like Bradesco to turn around, but it's a necessary step towards recovery.
Shares Hit 2-Year Low After Disappointing Earnings

Shares in Banco Bradesco SA fell to their lowest level in almost two years on Friday after the bank reported fourth-quarter net income equivalent to less than half that of analysts' estimates.
The disappointing earnings report has put a spotlight on the bank's challenges, including lagging loan growth and rising expenses.
Bradesco's 4Q24 results show that key retail categories like credit cards and current accounts are shrinking.
Despite a 16% earnings yield, Bradesco's valuation doesn't seem so attractive given its challenges.
Net interest income, a key driver of the bank's revenue, is under pressure due to macro woes.
High provisioning expenses are also a significant concern for the bank.
It Takes Time for a Giant to Turn Around
It takes time for a giant to turn around, especially in a rapidly changing industry like banking. Bradesco, Brazil's largest bank, is a prime example of this.
Their stock has fallen 30% over the past year and 70% over five years, which is a significant decline. However, profits rose 13% and delinquency rates improved, showing that the bank is working to turn things around.
Bradesco has been focusing on operational efficiency, reducing costs and improving processes. This is a crucial step in any turnaround strategy, as it helps to free up resources and improve profitability.
But it's not all good news - Bradesco's 4Q24 results showed lagging loan growth, NII, and rising expenses, with key retail categories like credit cards and current accounts shrinking. This is a challenge that the bank needs to address in order to regain momentum.
Despite these challenges, Bradesco's managers are introducing changes to the company's structure, processes, and culture. This is a sign that the bank is committed to transformation and is willing to take the necessary steps to succeed.
Bradesco's financial indicators have been heavily impacted by banking digitization and increased competition. This is a common challenge facing many banks, and it's not surprising that Bradesco is feeling the effects.
The bank's asset quality continues to deteriorate, but an end is finally in sight. This is a positive sign, and it suggests that Bradesco is making progress in addressing its challenges.
It's worth noting that Bradesco's shares have hit a 2-year low, which is a clear indication of the bank's struggles. However, this also presents an opportunity for investors who are willing to take a long-term view.
In fact, some analysts are recommending a neutral stance on Bradesco's shares, with a price target of R$ 14. This suggests that the bank has potential for growth, but it's not yet clear when that growth will materialize.
Check this out: What Are Stocks and Shares
Frequently Asked Questions
How big is Bradesco Bank?
Bradesco Bank has a vast network of 5,314 branches, 4,834 service branches, and 38,430 banking correspondents, making it one of the largest banks in Brazil. With its extensive reach, Bradesco provides financial services to millions of customers across the country.
How many customers does Bradesco have?
Bradesco has 71 million customers as of 2023. This significant customer base positions the company for growth and success.
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