Bradesco Neo: Cartão de Crédito com Vantagens e Desvantagens

Author

Reads 717

Man In Black Suit Holding Banknotes And Credit Card
Credit: pexels.com, Man In Black Suit Holding Banknotes And Credit Card

Bradesco Neo is a popular credit card in Brazil, known for its benefits and drawbacks. It offers a range of rewards and cashback options.

One of the main advantages of Bradesco Neo is its low interest rate, making it a great option for those who carry a balance. It also has a high credit limit, allowing users to make large purchases.

However, Bradesco Neo has a annual fee of R$150, which may not be suitable for those on a tight budget. The card also has a foreign transaction fee, which can add up quickly for frequent travelers.

Despite the drawbacks, Bradesco Neo's rewards program is one of its strongest features, offering 10% cashback on certain purchases. This can be a great incentive for those who use the card frequently.

Como Funciona o Cartão

The Bradesco Neo Visa Platinum card is a great option for everyday use, offering various benefits and exclusive discounts.

It has an annual fee of zero if you spend R$50 or more per invoice.

This card is designed to make your daily transactions smooth and hassle-free, with no hidden charges or surprises.

Como Funciona o Cartão

Person Holding a Credit Card Near a Laptop
Credit: pexels.com, Person Holding a Credit Card Near a Laptop

The Bradesco Neo Visa Platinum card is a great option for daily use. It offers various benefits and exclusive discounts.

To get this card, you'll need to follow these steps: click the button to request the card, complete the application form, read and accept the bank's terms and conditions, send the required documents for credit analysis, and wait for the result.

One of the card's best features is its zero annual fee, which applies if you spend at least R$50 per invoice. This can be a significant cost savings for frequent users.

Fatura Do Cartão

You can access your credit card statement, also known as fatura, by entering the Bradesco Cartões app.

The app will display the closing date, pending transactions, current balance, available credit limit, and allow you to request a duplicate statement.

To view your fatura, simply log in to the app and you'll see all the necessary details at a glance.

Broaden your view: Joint Account Bank Statement

O Que Procura?

Neo Quimica Arena in Sao Paulo in Brazil
Credit: pexels.com, Neo Quimica Arena in Sao Paulo in Brazil

So, you're wondering what to look for in a credit card? Let's break it down. The article highlights two options: Bradesco Neo Platinum and Neon.

The Bradesco Neo Platinum card has an annual fee of 12x R$ 22.00, totaling R$ 264.00. It also doesn't require a minimum income, which is a plus.

On the other hand, the Neon card has no annual fee, which is a great perk. However, it does require a minimum income of R$ 1,000.00.

Both cards are Visa cards, which means they offer international coverage.

Here's a comparison of the two cards in a table:

Ultimately, the choice between these two cards depends on your individual needs and priorities.

Benefícios e Desvantagens

The Bradesco Neo Visa Platinum card offers a range of benefits, including protection against price changes, purchase protection, and emergency medical assistance.

You can also enjoy exclusive discounts at Cinemark, Teatro Bradesco, and participating restaurants, with savings of up to 50% on certain purchases.

For another approach, see: Venmo Fraud Department

Street cleaner working on a city sidewalk by Bradesco building signs in urban setting.
Credit: pexels.com, Street cleaner working on a city sidewalk by Bradesco building signs in urban setting.

Some notable benefits include zero anuidade when spending R$100 monthly, 50% discounts on Cinemark and Teatro Bradesco tickets, and free travel insurance with 24-hour assistance.

Here are some of the key benefits and drawbacks of the Bradesco Neo Visa Platinum card:

Mais Benefícios

The Bradesco Neo Visa Platinum card comes with a range of benefits that make it a great option for those who want to travel and shop with ease.

You can get a reimbursement of the difference in value if you find the same product for a lower price within 30 days, thanks to the Proteção de Preço feature.

The Proteção de Compra feature will repair or compensate you for the value of an item if it's stolen or damaged within 45 days of purchase.

The Seguro Emergência Médica Internacional feature provides assistance in case of medical emergencies while traveling abroad.

You can get 24/7 assistance in your native language with the Central de Atendimento Visa feature.

A unique perspective: Bradesco Auto/re Cia De Seguros

A Person Holding a Bank Card
Credit: pexels.com, A Person Holding a Bank Card

The Serviço de Assistência de Viagem feature offers free assistance during your trips, so you can travel with more peace of mind.

Here are some of the key benefits of the Bradesco Neo Visa Platinum card:

Telefone

Telefone is an important aspect of managing your Bradesco Neo Visa Platinum card. You can contact Bradesco's customer service for various reasons.

There are several phone numbers you can call to speak with a representative. For those in capitals or metropolitan areas, you can dial 4002 0022.

If you're calling from outside the country, you can use the international number (55+) 11 4002 0022.

For those located in other areas, you can reach Bradesco's customer service by calling 0800 570 0022.

Additionally, there's a special number for customers with hearing impairments: 0800 722 0099.

It's worth noting that obtaining a card with rewards programs, such as points and miles, can be done with similar bureaucracy as the Bradesco Neo Visa Platinum card.

Explore further: E S a Payments

Opinião e Recomendação

Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.
Credit: pexels.com, Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.

The Bradesco Neo Visa Platinum card is an excellent choice for those who want an international credit card with practical benefits at an affordable price.

This card stands out due to its ability to waive the annual fee if you spend at least R$100 per month.

The Bradesco bank, one of the largest in Brazil, provides the security and reliability you expect from a financial institution, making the Bradesco Neo Visa Platinum a safe and advantageous choice for your financial needs.

One of the key advantages of this card is its international coverage, which includes features like travel insurance and purchase protection.

The card's benefits are similar to those of other Visa Platinum cards, including a central customer service, travel assistance, and emergency cash withdrawal.

You can manage your card's information, including recent statements and expenses, through the Cartões Bradesco app, which is available for both Android and iOS devices.

Blurred close-up view of Brazilian 100 real banknotes, showcasing currency details.
Credit: pexels.com, Blurred close-up view of Brazilian 100 real banknotes, showcasing currency details.

Here's a comparison of the Bradesco Neo Platinum card with the Neon card:

The Bradesco Neo Visa Platinum card is a great option for those who want to maximize their benefits without worrying about the annual fee, as long as they spend at least R$100 per month.

Frequently Asked Questions

Qual o limite do cartão Bradesco Neo?

O limite do cartão Bradesco Neo é R$ 450,00. Este é o mesmo valor do cartão Visa NEO Platinum.

Quais os benefícios do cartão Bradesco Neo?

O cartão Bradesco Neo oferece benefícios como seguro proteção de preço e proteção de compra, além de descontos e condições especiais fornecidas pelo banco. Além disso, ele também conta com benefícios da bandeira Visa.

Qual a renda para ter um cartão Black Bradesco?

Para ter um cartão Black Bradesco, você precisa ter uma renda mensal mínima de R$ 10 mil e ser correntista do Bradesco Prime, o segmento de alta renda do banco. Isso pode ser alcançado atualizando sua conta para o Bradesco Prime com o seu gerente.

Robin Little

Senior Writer

Robin Little is a seasoned writer with a keen eye for detail and a passion for storytelling. With a strong background in research and analysis, Robin has honed their craft to deliver engaging and informative content on a wide range of topics. Their expertise in the realm of financial markets has earned them a reputation as a trusted voice in the industry.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.