
If you're a student looking for a reliable checking account, Bank of America (BofA) has some great options to consider. BofA offers a range of student checking accounts designed specifically for college students.
To be eligible for a BofA student checking account, you'll need to meet certain requirements. You must be at least 18 years old and currently enrolled in a college or university in the United States.
You can open a BofA student checking account online, by phone, or in person at a local branch.
About BofA Student Checking Account
The Bank of America Advantage Checking Account is a great option for students who value convenience and accessibility. It offers no monthly maintenance fees and no minimum balance requirements for students under 24.
Bank of America has one of the largest ATM networks in the country, with thousands of ATMs nationwide. This means students can access cash conveniently without incurring additional fees.

The Bank of America mobile app and online banking platform provide easy access to account information, funds transfer, mobile check deposit, and bill payment. These digital tools are essential for students with busy schedules.
Overdraft protection options are available for qualifying customers, which helps students avoid costly overdraft fees. This feature links the checking account to another Bank of America account or a credit card.
Bank of America provides financial literacy resources and guidance to its customers, including college students. This educational support helps students develop essential money management skills.
The Advantage Checking Account is part of a broader banking ecosystem at Bank of America. Students can explore other account types, such as savings accounts and credit cards, to meet their specific financial goals.
Some top features of the Bank of America Advantage Checking Account include:
- No monthly maintenance fees
- No minimum balance requirements for students under 24
- Access to a large ATM network
- Digital banking services
- Overdraft protection options
- Financial education resources
- Multiple account types
- Discounts and perks
Benefits and Features
The Bank of America student checking account offers a range of benefits and features that make it an attractive option for college students. With BankAmeriDeals, students can earn cashback at participating retailers and eateries. Each deal requires prior activation to be utilized.

Students have access to over 16,000 fee-free Bank of America ATMs, making it easy to withdraw cash or make deposits while on the go. The online banking assistance ERICA is also available, providing students with the support they need to manage their finances.
Some key features of the Bank of America Advantage Checking Account include no monthly maintenance fees and no minimum balance requirements for students under 24. The account also offers overdraft protection options and financial education resources to help students develop essential money management skills.
Here are some of the key benefits of the Bank of America student checking account:
- Earn cash back with BankAmeriDeals
- Access to over 16,000 fee-free Bank of America ATMs
- Mobile check deposit
- Lock and unlock your card to block new transactions
Benefits of Open International Account
Having an international account with Bank of America can be a game-changer for students. With BankAmeriDeals, students can earn cashback at participating retailers and eateries.
You can earn rewards on purchases you already make, which is a great way to save money. To activate deals, simply log in to your account and select the offers you want to use.

Students also have access to over 16,000 fee-free Bank of America ATMs. This means you can withdraw cash or make deposits without incurring extra fees.
Online banking assistance is available through ERICA, which can be a lifesaver when you're abroad and need help with your account. ERICA offers support 24/7, so you can get assistance whenever you need it.
Using the BoA mobile banking app, you can deposit checks by taking a photo of them. This eliminates the need to visit an ATM or bank, making it a convenient option.
If your card is lost, stolen, or misplaced, you can lock and unlock it to block most new transactions.
Advantage Checking Account Benefits
The Bank of America Advantage Checking Account offers a range of benefits that make it an attractive option for students.
One of the key advantages of this account is the lack of monthly maintenance fees for students under 24, making it a cost-effective option.

You can also enjoy access to over 16,000 fee-free Bank of America ATMs nationwide, allowing you to withdraw cash or deposit money on the go without incurring extra fees.
The account also comes with digital banking services, including a mobile app and online banking platform that provide easy access to account information, funds transfer, and bill payment.
In addition, Bank of America offers overdraft protection options for qualifying customers, which can help you avoid costly overdraft fees.
The account also provides financial education resources and guidance to help you develop essential money management skills.
Some of the key benefits of the Advantage Checking Account include:
- No monthly maintenance fees for students under 24
- Access to over 16,000 fee-free Bank of America ATMs
- Digital banking services, including a mobile app and online banking platform
- Overdraft protection options
- Financial education resources and guidance
These benefits make the Bank of America Advantage Checking Account an excellent choice for students who value convenience, accessibility, and financial education resources.
Account Options
Bank of America offers several student checking account options to fit different needs. The Advantage SafeBalance Banking account has no monthly maintenance fees for students under 25, making it a great choice for those on a tight budget.

Students can also consider the Advantage Checking Account, which has no minimum balance requirements for students under 24. This account is part of a broader banking ecosystem at Bank of America, offering various account types and financial education resources.
Here are some key features of the Advantage Checking Account:
- Access to thousands of Bank of America ATMs nationwide
- Digital banking services, including mobile check deposit and bill payment
- Overdraft protection options for qualifying customers
- Financial education resources and guidance
By exploring these options, students can find the right account to meet their financial goals and develop essential money management skills.
International Account Eligibility
To open an International Student Account with Bank of America, you'll need to meet some basic eligibility requirements. Students must be under 24 years old to qualify.
You'll also need to be enrolled in a high school, vocational program, college, or university. This is a straightforward requirement, but it's essential to keep in mind.
Another important factor is maintaining a permanent address in the US. This will help Bank of America verify your identity and ensure you're eligible for the account.

In addition to these requirements, you'll need a Social Security number to open the account. This is standard for any Bank of America account.
Here are the key eligibility requirements summarized:
- Under 24 years old
- Enrolled in high school, vocational program, college, or university
- Maintain a permanent address in the US
- Social Security number
Checking
If you're a student looking for a checking account, Bank of America has some great options. The Advantage SafeBalance Banking account is a good choice for budgeters, as it rejects transactions when your balance is low. To open it, you'll need $25, and the monthly maintenance fee is typically $4.95, unless you're an eligible student or enrolled in Preferred Rewards.
Bank of America also offers the Advantage Plus Banking account, which has check-writing privileges and overdraft protection. This can be a lifesaver if you accidentally overdraft your account. There's a $12 fee each time you need to use Balance Connect, but that's better than the $35 fee Bank of America would otherwise charge.
Here are some key features of Bank of America's checking accounts:
These accounts are part of a broader banking ecosystem at Bank of America, offering a range of tools and perks to help you manage your finances. By exploring different features, you can make smart choices that improve your financial health during college.
Comparison and Reviews

If you're not satisfied with Bank of America's student banking options, there are other alternatives to consider.
Bank of America's student banking options aren't the only game in town, with other banks offering competitive features and benefits.
You can explore other student bank accounts to see if they better meet your needs, such as lower fees or higher interest rates.
Compare Accounts
If you're considering Bank of America's Advantage Checking Account, you might want to explore other options. Bank of America's student banking options are quite comprehensive, but it's always a good idea to compare.
The Bank of America Advantage Checking Account offers no monthly maintenance fees and no minimum balance requirements for students under 24. This is a great perk for students who don't have a lot of money to spare.
However, if you're looking for alternative student bank accounts, you might want to consider Ally Bank or Discover Bank. These banks also offer no monthly maintenance fees and no minimum balance requirements.

The Bank of America Advantage Checking Account has a broad ATM network with thousands of ATMs nationwide. This is convenient for students who need to access cash frequently.
Here are some key features to consider when comparing student bank accounts:
Ultimately, the best student bank account for you will depend on your individual needs and preferences.
SafeBalance Review
SafeBalance is a budgeting app that helps users track their spending and stay on top of their finances. It offers a range of features, including automated expense tracking and budgeting alerts.
One of the standout features of SafeBalance is its ability to connect with over 15,000 financial institutions, allowing users to easily import their transaction data. This makes it easy to get a clear picture of your spending habits.
The app also offers a user-friendly interface that makes it easy to set budgets and track expenses. Users can set up custom budgets and track their progress over time.

SafeBalance also offers a feature called "Budget Insights" which provides users with a detailed breakdown of their spending habits. This can help users identify areas where they can cut back and make adjustments to stay on track.
Overall, SafeBalance is a reliable and user-friendly budgeting app that can help users take control of their finances.
What Products Does Alibaba Cloud Offer?
Alibaba Cloud offers a wide range of products to help businesses grow and succeed.
Alibaba Cloud provides a suite of artificial intelligence (AI) services, including machine learning, natural language processing, and computer vision.
Alibaba Cloud offers a robust security solution that includes data encryption, access control, and threat detection.
Alibaba Cloud provides a scalable and on-demand computing platform that can help businesses quickly scale up or down to meet changing demands.
Alibaba Cloud offers a range of storage solutions, including object storage, block storage, and file storage, to help businesses store and manage their data.

Alibaba Cloud provides a suite of analytics and database services, including data warehousing, data integration, and database management, to help businesses make data-driven decisions.
Alibaba Cloud offers a range of network and content delivery services, including content delivery networks (CDNs), DNS services, and load balancers, to help businesses deliver high-quality content to their users.
Frequently Asked Questions
What bank is best for a student account?
For students, the Chase College Checkingâ„ Account is a top choice, offering a range of benefits and features designed specifically for college students
Sources
- https://fly.finance/blog/student-account/bank-of-america-student-account/
- https://bold.org/blog/best-banks-for-college-students/
- https://www.finder.com/banking/bank-of-america-student-banking
- https://www.cnbc.com/select/bank-of-america-advantage-safebalance-banking-checking-account-review/
- https://fxpal.com/guides/best-banks-for-students-your-essential-guide/
Featured Images: pexels.com