BNP Paribas Bank Polska Financial Institution Guide

BNP Paribas Bank Polska is a significant financial institution in Poland, with a rich history dating back to 1986. It was founded as a joint venture between BNP Paribas and the Polish government.

The bank has undergone significant transformations over the years, with BNP Paribas increasing its stake to 100% in 2007. This move allowed the bank to operate independently and make decisions without external influence.

BNP Paribas Bank Polska offers a wide range of financial services, including retail banking, corporate banking, and investment services. Its network of branches and ATMs spans the country, making it easily accessible to customers.

The bank's commitment to innovation is evident in its digital banking platforms, which provide customers with convenient and secure online banking services.

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BNP Paribas Bank Polska is a significant player in the Polish banking market. It has a large network of branches, with 431 locations of its own at the end of the third quarter of 2021, making it the bank with the second-largest number of branches after PKO Bank Polski and Bank Pekao.

The bank also has a strong presence in Poland through its partnerships, with 15 partner locations as of the end of the third quarter of 2021. However, it's worth noting that this number is 2 fewer than the previous year.

The bank offers a convenient way for customers to access their money, with a large network of ATMs. As of February 2022, BNP Paribas Bank Polska had 571 ATMs of its own, making it easy for customers to withdraw cash or check their account balances.

BNP Paribas Bank Polska is a Polish bank that offers a wide range of financial services to individuals and businesses. It was established in 2007 as a result of the acquisition of BPH Bank by BNP Paribas.

The bank has a strong presence in the Polish market, with over 300 branches across the country. Its head office is located in Warsaw.

BNP Paribas Bank Polska is part of the French banking group BNP Paribas, which has a long history dating back to 1848. BNP Paribas is one of the largest banks in the world.

The bank's mission is to provide its customers with innovative financial solutions and excellent service. Its employees are committed to helping customers achieve their financial goals.

BNP Paribas Bank Polska is committed to corporate social responsibility and supports various charitable initiatives in Poland.

BNP Paribas Bank Polska has a rich history dating back to 1986 when it was established as a Polish subsidiary of the French bank BNP Paribas.

The bank's history is closely tied to the development of the Polish banking sector, which underwent significant changes after the fall of communism in 1989.

BNP Paribas Bank Polska played a key role in this transformation by introducing new banking services and products to the Polish market.

The bank's expansion was facilitated by its acquisition of several Polish banks, including Bank BPH and Bank Zachodni WBK, in 2009.

Today, BNP Paribas Bank Polska is one of the largest banks in Poland, with a strong presence in the country's financial sector.

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BNP Paribas Bank Polska has a significant presence in Poland, with 431 own branches as of the end of the third quarter of 2021. This is more than many other banks, including PKO Bank Polski, Bank Pekao, and Bank Millenium.

In addition to its own branches, the bank also has 15 partner branches, which is 2 fewer than the previous year. This suggests that the bank is focusing on its own network rather than partnerships.

The bank has a large network of cashless branches, with 158 such branches as of September 2021. This is a convenient option for customers who want to avoid dealing with cash.

For customers who prefer to use ATMs, BNP Paribas Bank Polska has a significant network of its own ATMs, with 571 machines as of February 2022. This is a good option for customers who want to withdraw cash or check their account balance.

If you're a customer of BNP Paribas Bank Polska, you can also use ATMs abroad without incurring additional fees. The bank has partnered with other banks to provide access to over 16,000 ATMs in 17 countries through the Global Network, and over 54,000 ATMs in over 50 countries through the Global Alliance.

BNP Paribas Bank Polska offers various payment options, including Apple Pay, Google Pay, Garmin Pay, Fitbit Pay, SwatchPAY, and Xiaomi Pay, which can be used for transactions through their mobile banking app.

You can make payments using these services after logging in to your mobile banking account. The bank also provides domestic instant transfers, ELIXIR Express, and high-value domestic transfers, SORBNET.

The bank's payment processing system, ELIXIR, handles transfers between banks during specific sessions. There are three sessions per day, with the first session starting at 12:00, the second at 15:00, and the third at 17:00.

Here are the sessions for BNP Paribas Bank Polska:

Keep in mind that transfers made after 14:15 will be available to the recipient the next working day, along with the first settlement session.

To open a bank account, you'll need to provide some personal documents, such as your ID and proof of address, which can be verified online or in-person at a bank branch.

The bank will then create a unique account number and provide you with a debit card and/or a checkbook, depending on the type of account you've chosen.

You can manage your account online or through the bank's mobile app, where you can view your balance, transaction history, and account statements.

To close a bank account, you'll need to notify the bank in writing, either by mail or through their online banking system, and provide your account number and a reason for closing the account.

This process usually takes a few days, after which your account will be closed and any remaining funds will be transferred to another account or returned to you by check.

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BNP Paribas Bank Polska has a significant presence in Poland, with 431 own branches as of the end of the third quarter of 2021, making it one of the largest banks in the country.

Their network includes 158 cashless branches, where customers can conduct transactions without using banknotes.

The bank also has a large number of ATMs, with 571 of its own machines available to customers in Poland as of February 2022.

BNP Paribas customers can withdraw cash from ATMs abroad without additional fees, thanks to the bank's partnership with other financial institutions.

Here's a breakdown of the bank's global ATM network:

BNP Paribas Bank Polska's financials are a key area of focus for investors.

In 2024, the bank's net sales reached 7.61B, a significant increase from the previous year.

The bank's net income in 2024 was 2.25B, with a notable increase in the fourth quarter.

Net debt was not available for 2024, but it is expected to be a major area of focus for the bank in the future.

In 2025, the bank's net sales are projected to reach 7.94B, with a net income of 2.55B.

The bank's enterprise value in 2025 is expected to be 497B, with an EV/Sales ratio of 1.66x.

Here's a breakdown of the bank's financials for 2024 and 2025:

The bank's free float is not available, but its yield in 2024 was 3.95%, and in 2025 it is expected to be 7.37%.

BNP Paribas Bank Polska has a strong management team. Przemyslaw Gdanski has been the CEO since 2017-10-31, at the age of 58.

The bank's Directors include Piotr Konieczny, who serves as Director of Finance/CFO since 2023-08-31, and Jaroslaw Bauc, a 68-year-old Director/Board Member since 2015-08-31.

The bank's leadership has undergone changes over the years, with Przemysław Gdański taking over as President in 2017, replacing Tomasz Bogus.

A group of directors can be formed in a company by the board of directors, who are responsible for overseeing the company's management and strategy.

The board of directors typically consists of 3 to 15 members, depending on the company's size and structure.

A group of directors can also be formed to oversee a specific area of the company, such as finance or operations.

The directors in a group can be elected by the shareholders, appointed by the board of directors, or a combination of both.

In a group of directors, each member brings their unique skills and expertise to the table, contributing to the overall decision-making process.

The size of a group of directors can vary, but it's generally recommended to have a minimum of 3 members to ensure diverse perspectives and effective decision-making.

Meet the team behind BNP Paribas Bank Polska S.A.!

Przemyslaw Gdanski has been the CEO since October 31, 2017, at the age of 58.

The Director of Finance/CFO, Piotr Konieczny, took over on August 31, 2023.

Katarzyna Tatara is the Investor Relations Contact, but her age and start date are unknown.

Jaroslaw Bauc, a Director/Board Member, has been on the team since August 31, 2015, at the age of 68.

Mariusz Warych and Piotr Mietkowski are also Directors/Board Members, but their ages and start dates are unknown.

Here's a list of BNP Paribas Bank Polska S.A.'s CEOs:

BNP Paribas Bank Polska has made several announcements regarding its financial transactions and earnings. The bank reported a 43% rise in profit for the third quarter of 2024, beating expectations.

BNP Paribas Bank Polska has also been involved in various financing operations, including a $150 million deal secured by Frey in November 2024. This deal was one of two financing operations for Frey.

The bank has been transparent about its earnings results, releasing reports for the second and first quarters of 2024. These reports showed a 36% jump in profit for the second quarter and a 43% rise in profit for the third quarter.

In addition to its earnings reports, BNP Paribas Bank Polska has also been subject to regulatory actions. The bank was fined PLN 500,000 by the KNF in June 2024.

Here are some key announcements made by BNP Paribas Bank Polska in 2024: