
If you're looking to do business with BMO Harris Bank N.A., it's essential to know their Swift code for international transactions. The Swift code for BMO Harris Bank N.A. is BMOHCAMDM.
BMO Harris Bank N.A. has multiple branch locations throughout the United States. You can find a branch near you by visiting their website or contacting their customer service.
With over 600 branches across the country, BMO Harris Bank N.A. is a significant financial institution in the US. Their extensive network makes it easy to access their services.
What is BMO Harris Bank N.A. SWIFT Code
If you're planning to send money internationally, you'll need a BMO Harris Bank N.A. SWIFT code to ensure a secure and efficient transfer process.
BMO Harris Bank N.A. SWIFT code is crucial for routing funds to the correct bank and branch.
The SWIFT code for BMO Harris Bank N.A. is HATRUS44. This code is used for direct electronic fund transfers to their account.
The first four characters of the SWIFT code, "HATR", represent the bank name. The next two characters, "US", indicate the country United States. The final two characters, "44", specify the location Chicago Il.
Here's a breakdown of the BMO Harris Bank N.A. SWIFT code:
The EFT (Electronic Fund Transfer) or wire transfer facility is available for BMO Harris Bank N.A., located in Chicago Il, with the SWIFT/BIC code HATRUS44.
How to Use the Correct SWIFT Code
Using the correct SWIFT code is crucial for international transactions, and it's not as complicated as it seems. The SWIFT code is unique for each BMO Harris Bank branch, but you can use the 8-digit head office SWIFT code – HATRUS44 – to avoid mistakes.
To verify the SWIFT code, you can check the BMO Harris Bank website or contact their customer support. This will ensure that you're using the correct code for your international wire transfer.
The 8-digit SWIFT code is made up of four parts: the bank code (HATR), country code (US), location code (44), and branch code (XXX for the main office).
How to Use the Correct BIC

You'll need to use the correct BIC code for international wire transfers. This is crucial for routing the funds to the correct bank and branch, ensuring a secure and efficient transfer process.
The SWIFT code is unique for each BMO Harris Bank branch, so you may need to find the specific code for your branch. However, using the 8-digit head office SWIFT code – HATRUS44 – can still get the payment to your account without having to find the branch code.
Traditional banks often process international transfers slowly and at a higher cost, but using the right BIC code can make a big difference in the speed and cost of the transfer.
How to Use HATRUS44GTM
The SWIFT code HATRUS44GTM is used for direct electronic fund transfers to BMO Harris Bank Na's account. This code is applicable for the Chicago Il location in the United States.
The first four characters of the SWIFT code, "HATR", represent the bank name, BMO Harris Bank Na. The next two characters, "US", indicate the country United States.
The final two characters, "44", specify the location Chicago Il, and the last three characters, "GTM", indicate the Global Treasury Mgmt branch. This code has been searched 402 times in the past.
For any issues or transfer failures, please refer to the bank's contact address, telephone number, email, customer service, or support for assistance and clarification.
SWIFT Code Format and Examples
A SWIFT code is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It's used globally to identify financial institutions and banks during international transactions, ensuring that funds are sent to the correct place.
The format of a SWIFT code is a minimum of eight to a maximum of eleven digits, alphanumeric, numeric, or alphabetic code. It's composed of several parts, including the bank code, country ISO code, location code, and branch code (optional).
A SWIFT code is usually an 8- or 11-digit number with the following format AAAABBCCDDD, where AAAA is the four-character bank code, BB is the two-character country code, CC is the two-character location (institution's headquarters) code, and DDD is the optional three-character branch code.

Here's a breakdown of a SWIFT code:
For example, the BMO Harris Bank N.A. SWIFT code is HATRUS44, which can be broken down into the following parts: HATR (Bank Code), US (Country Code), 44 (Location Code), and XXX (Branch Code for Main Office).
International Transfers and SWIFT Code
If you initiate an international transfer to a Bmo Harris Bank N.a. bank account, you'll need the SWIFT code along with other essential details.
Traditional banks often process international transfers slowly and at a higher cost. As an alternative, the Qonto business account provides a swift, cost-effective, and secure solution for transferring funds internationally.
Yes, you need a Bmo Harris Bank N.a. SWIFT code for international transfers. This code is crucial for routing the funds to the correct bank and branch.
You'll need the SWIFT code to ensure a secure and efficient transfer process.
BMO Harris Bank N.A. Branches and Locations
BMO Harris Bank N.A. has a branch in Chicago, IL.
The GLOBAL TREASURY MGMT branch is a notable one, with its own unique SWIFT code.
The SWIFT code for this branch is HATRUS44GTM.
This branch is located in the city of Chicago, in the state of Illinois.
Frequently Asked Questions
Is the BMO SWIFT code the same for all branches in the USA?
No, BMO SWIFT codes vary by branch and service type. Double-check the code to ensure your transfer goes to the correct location.
Sources
- https://qonto.com/en/swift-codes/countries/united-states/chicago/bmo-harris-bank-n-a
- https://www.itsjack.com/swift-codes/hatrus44
- https://myfin.us/bank/bmo-harris-bank/swift-code
- https://www.bankswiftbiccodes.com/BMO-Harris-Bank-Na/Chicago/United-States/HATRUS44
- https://bankcodesfinder.com/bank-swift-codes/united_states/bmo_harris_bank_n_a
- https://www.bankswiftbiccodes.com/BMO-Harris-Bank-Na/Chicago-Il/United-States/HATRUS44GTM
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