
BMO Bank of Montreal transit numbers are used to identify the bank and its branches for electronic funds transfer purposes.
To find your BMO Bank of Montreal transit number, you can check your account information online or visit a local branch.
BMO Bank of Montreal transit numbers are typically 5 digits long and are preceded by the bank's routing number.
BMO Bank of Montreal transit numbers are used by financial institutions to facilitate direct deposit, pre-authorized payments, and other electronic transactions.
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What is a Transit Number?
A transit number, also called a MICR number, is one of two types of Canadian routing numbers. It's used to process ordinary cheques and is found on the bottom of the cheque. The number is positioned on the bottom and allows for accurate matching of the cheque to the financial institution from which it came.
The transit number is an eight-digit routing number with a dash between the fifth and sixth digits. For example, the routing number XXXXX-YYY reveals that the branch number is XXXXX and the institution number is YYY.
The MICR number is typically printed on paper using ink that allows for magnetic ink character recognition. This makes it easier to read and process the cheque.
The first 5 digits of the transit number, 24912, represent the branch number, specifically the 700 University Ave. branch.
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How to Find Your Transit Number

Your BMO transit number is a crucial piece of information, and you can find it in various ways.
You can locate your transit number on cheque books and individual cheques, specifically in the MICR line.
It's essential to note that the transit number varies based on the branch where you opened the account, so if you have multiple BMO accounts, they may have different transit numbers.
To find your transit number, you can use the same list as with the BMO routing number. However, you'll need to know the address of the branch where you opened the account.
The transit number is usually the first five digits of an eight-digit routing number, while it's the last five digits of a nine-digit routing number.
Here's a simple way to identify the transit number: look for the five digits that change from branch to branch, and separate them from the institution number, which is the other part of the overall routing number.
If you're still having trouble finding your transit number, you can contact BMO directly, and they can help you figure it out using your personal information and account number.
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BMO Bank of Montreal Transit Number
Your BMO Bank of Montreal transit number is a crucial piece of information that helps process payments and identify your branch. It's also known as a MICR number or transit number.
The transit number is part of your BMO routing number and varies based on the branch where you opened your account. If you have multiple BMO accounts, they may have different transit numbers.
You can find your transit number on cheque books and individual cheques, along with other BMO cheque numbers, in the MICR line. If there are eight digits, the transit number will be the first five digits, and if there are nine digits, it will be the last five digits.
To determine the format of your routing number, you'll need to find the MICR line on your cheque. If it's a paper cheque with magnetic ink, the eight-digit routing number will have a dash between the fifth and sixth digits.
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Here are some examples of transit numbers for BMO branches in Ottawa, ON:
Keep in mind that the transit number is essential for delivering payments through the clearing system, and it's used in conjunction with your account number.
Understanding Transit Numbers
A transit number, also known as a MICR number, is one of two types of Canadian routing numbers. It's typically used to process ordinary cheques.
The transit number is an eight-digit number that includes a dash between the fifth and sixth digits. This format is standard for MICR numbers printed on paper using ink that allows for magnetic ink character recognition.
For example, the routing number XXXXX-YYY reveals that the branch number is XXXXX and the institution number is YYY.
The first 5 digits represent the branch transit number, while the second 3 digits represent the financial institution number. This is the case with the example given, where the branch transit number is 24912 and the financial institution number is 001.
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A transit number can be found on the bottom of a cheque and is essential for delivering payments through the clearing system.
Here's a breakdown of the components of a transit number:
In Canada, there are two formats for routing numbers: Electronic Fund Transactions (EFT) routing numbers and paper (MICR) routing numbers. Transit numbers fall under the latter category.
BMO Branch Information
Your BMO branch number is actually the same as your transit number, which is a key piece of information for making payments and accessing your account.
To find your BMO branch number, you can check the bottom of a cheque, where you'll see a routing number in a specific format. This format can help you extract the transit number.
If you're not using a cheque, you can log into your online account to find a list of numbers that includes your transit number. Alternatively, you can use the list of branches to find your transit number.
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If all else fails, you can contact BMO directly, and they can help you figure out your branch number using your personal information and account number.
The format for a BMO transit number is three digits for the financial institution number, followed by five digits for the branch number, preceded by a leading zero.
Here are the two formats for BMO routing numbers:
BMO transit numbers are essential for delivering payments through the clearing system, and they're used in conjunction with your account number to ensure that payments are processed correctly.
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Sources
- https://www.insurdinary.ca/how-to-find-bank-of-montreal-routing-transit-and-cheque-numbers/
- http://canada-banks-info.com/routing-numbers/bank-of-montreal-routing-numbers/
- https://rtn.one/ca/bank-of-montreal/ontario/000124912/24912-001
- https://rtn.one/ca/bank-of-montreal/ontario/000104892/04892-001
- https://canada-banks-info.com/routing-numbers/bank-of-montrealrouting-numbers/32146-001/
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