Blue Cross Travel Health Insurance for US and International Travel

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If you're planning a trip abroad, Blue Cross offers a range of travel health insurance options to protect you against unexpected medical expenses.

Blue Cross travel health insurance plans can be tailored to fit your specific needs, whether you're traveling for business or pleasure.

For US citizens, Blue Cross offers a plan that covers up to $1 million in medical expenses per trip, with deductibles as low as $0.

Why You Need Travel Medical Insurance

You may need travel medical insurance if your regular medical insurance doesn't cover you outside the U.S. This is because not all medical insurance covers international travel, so it's essential to know if you have access to quality care abroad.

If you're traveling abroad, you'll want to have a partner that can ensure you get the treatment you need when you need it. This is where travel medical insurance comes in.

To prepare for your trip, pack your insurance card with your identification and contact Member Services at BCBSND or use the online portal to get coverage details. This will help you understand what's covered and what's not.

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You should also save the phone number for the service center at BCBS Global Core – 1-800-810-2583 – and download the Blue Cross Blue Shield Global Core mobile app. This will give you easy access to medical care and billing assistance while abroad.

If you need to use your health benefits during your trip, contact the service center at Blue Cross Blue Shield Global Core to arrange appointments and set up direct billing. They can also help you find doctors near your destination within the Blue Cross Blue Shield Global Core network.

Here are some key things to consider when using your health benefits abroad:

  • Go directly to the nearest hospital if it's an emergency.
  • Contact the service center at Blue Cross Blue Shield Global Core for non-emergencies to coordinate an appointment and billing.
  • Contact BCBSND on your card for questions about preauthorization.
  • You might need to pay upfront for care not arranged through the service center.
  • You can file a claim via the mobile app or by completing the eClaim process online.

Your Plan Features

Your GeoBlue plan offers comprehensive coverage that includes hospitalization, doctor visits, and prescriptions.

The mobile app is a great tool to help you find care, make appointments, receive travel alerts, and more.

Emergency medical evacuation is available for urgent, unexpected care.

You'll have access to a 24/7/365 concierge service and online support.

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The plan features an elite network of English-speaking, Western-trained doctors in over 190 countries.

You won't have to file a claim or pay upfront with the cashless, paperless system.

You can also add optional coverage for trip cancellation, trip interruption, and baggage protection to your plan.

It's easy to make changes to your Emergency Medical plan before you go.

Travel Insurance Options

Travel insurance from BC's health experts can provide affordable protection from unexpected travel costs like medical emergencies.

You can build a plan to meet your needs with optional Trip Cancellation, Trip Interruption, baggage protection and more.

Flexible protection is available for unexpected travel costs such as medical emergencies, trip cancellation fees, baggage issues and more.

It's easy to make changes to your Emergency Medical plan before you go, giving you peace of mind while traveling.

Call us if an emergency strikes, and we'll be there to help.

Using Your Plan While Traveling

You'll want to pack your insurance card with your identification when traveling outside the United States. This will come in handy if you need to access medical care while abroad.

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If you need to use your health benefits during your trip, contact the service center at Blue Cross Blue Shield Global Core for assistance. They can help arrange appointments and set up direct billing if necessary.

For non-emergency situations, contact the service center to coordinate an appointment and billing. This can help eliminate the hassle of trying to pay for care when you're far away from your local bank.

In case of an emergency, go directly to the nearest hospital. Don't worry about trying to find a doctor or make arrangements; the service center can help with that.

You can use the Blue Cross Blue Shield Global Core mobile app to find doctors near your destination within the network. This can help you get the care you need quickly and easily.

Here are some tips to keep in mind when using your plan while traveling:

  • Pack your insurance card and identification.
  • Contact the service center at Blue Cross Blue Shield Global Core for assistance.
  • Use the mobile app to find doctors near your destination.
  • Go directly to the nearest hospital in case of an emergency.

US and International Travel

If you're traveling outside the United States, your Blue Cross Blue Shield benefits don't end at the border. You're still backed by a network of hospitals, a mobile app, and a 24/7 service center.

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Packing your insurance card and identification is a must, along with saving the phone number for the service center at BCBS Global Core – 1-800-810-2583. Downloading the Blue Cross Blue Shield Global Core mobile app will also come in handy.

If you need to use your health benefits while abroad, contact the service center at Blue Cross Blue Shield Global Core to arrange appointments and set up direct billing. For emergencies, go directly to the nearest hospital.

If you're enrolled in Medicaid Expansion, you won't have coverage outside of the U.S. Medicare Parts A and B also typically won't pay for healthcare outside of the U.S., but might cover some services in Canada or Mexico. Some Medicare Supplement plans include foreign travel coverage.

Here are some key tips to keep in mind when traveling with Blue Cross Blue Shield:

  • Pack your insurance card and identification
  • Save the phone number for the service center at BCBS Global Core
  • Download the Blue Cross Blue Shield Global Core mobile app
  • Contact the service center to arrange appointments and set up direct billing
  • Go directly to the nearest hospital for emergencies
  • Check if your Medicare Supplement plan includes foreign travel coverage

Claim and Support

Submitting your overseas medical and prescription drug claims is a breeze with Blue Cross. You can submit them online through MyBlue, our secure members-only website, for faster processing and claims payment.

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To get started, you'll need to access your personal health information on MyBlue, which allows you to do so from anywhere.

If you prefer to submit your claims by mail or fax, you can use the Overseas Medical Claim Form or the Retail Prescription Drug Overseas Claim Form, both of which can be found on the website. Detailed instructions are provided on each form to guide you through the process.

Choose the Right Coverage for Your Family

Pacific Blue Cross travel insurance has your family's best interest in mind when travelling outside of British Columbia or Canada. They're there to help if you experience an unexpected emergency while travelling.

Not all medical insurance covers you when you travel outside the U.S., so it's essential to know if you have or need coverage. You'll want to have access to the same quality care you're used to, from a partner that can ensure you get the treatment you need when you need it.

If you're traveling abroad, consider travel insurance that covers medical emergencies, trip cancellation fees, baggage issues, and more. Affordable travel starts with flexible protection from unexpected travel costs.

Pacific Travel Health Check

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Pacific Travel Health Check is a great tool to have when planning your next trip. Select the destination(s) you'll be travelling to below to get started.

Affordable travel starts with flexible protection from unexpected travel costs. This includes medical emergencies, trip cancellation fees, baggage issues, and more.

Travelling with health changes can impact your travel coverage. Find out how this may affect your plans and make necessary adjustments.

Pacific Blue Cross offers a range of travel insurance options to suit your needs. Their travel health check is a great place to start when researching your options.

Trusted by 100K+ Travellers

Pacific Blue Cross has earned the trust of over 100,000 travellers per year.

Their claims process is indeed seamless, making it a breeze to get back on track after a medical emergency or unexpected travel costs.

Travellers appreciate the clear explanations of their coverage, especially when dealing with pre-existing injuries.

The staff at Pacific Blue Cross are incredibly knowledgeable and genuinely care about their customers, making you feel valued throughout the process.

Their travel insurance offers flexible protection from unexpected travel costs like medical emergencies, trip cancellation fees, baggage issues, and more.

Frequently Asked Questions

Can I use my US health insurance in another country?

US health insurance may not cover medical expenses abroad, so check your policy before traveling to avoid unexpected costs

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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