Blue Cross Blue Shield of Texas Medicare Supplement Insurance Options

Blue Cross Blue Shield of Texas offers a range of Medicare Supplement insurance options to help you cover out-of-pocket costs. These plans are designed to fill the gaps in Original Medicare coverage.

You can choose from 10 standardized plans, labeled A to L, each offering different levels of coverage. Plan A is the most basic, while Plan F provides the most comprehensive coverage.

Each plan has its own set of benefits, including coverage for deductibles, copayments, and coinsurance. Some plans also cover additional services like skilled nursing facility care and foreign travel exchange.

Blue Cross Blue Shield of Texas offers a range of Medicare Supplement plans to choose from. These plans include Plan A, Plan F, Plan G, Plan K, Plan L, and Plan N, with a "high deductible" Medicare Supplement Plan F also available.

Some of the key benefits of purchasing a Medicare Supplement plan from BCBS include a 30-day "free look" period, premium discounts for households with multiple policyholders, coverage for medical needs when traveling outside the US, and the freedom to see any doctor who accepts Medicare.

Here's a breakdown of the plans offered by BCBS:

If you're looking for Medicare Supplement insurance plans, Blue Cross and Blue Shield of Texas has a variety of options to choose from. Their plans include Plan A, Plan F, Plan G, Plan K, Plan L, and Plan N, as well as a "high deductible" Medicare Supplement Plan F.

You can purchase these plans directly from Blue Cross and Blue Shield of Texas and enjoy benefits such as a 30-day "free look" period, premium discounts for multiple household members, and coverage for medical needs when traveling abroad. Plus, you'll have the freedom to see any doctor who accepts Medicare as payment.

Here are some of the specific plans offered by Blue Cross and Blue Shield of Texas:

Medicare Supplement Plan F, in particular, offers comprehensive coverage, including 100% coverage for Medicare Part A coinsurance and hospital costs, as well as foreign travel emergency coverage up to $50,000.

Medigap Plan K is a more affordable option, but it doesn't offer the same level of coverage as other plans. It pays 50% of Medicare Part B expenses, but not the deductible or excess charges.

Medicare Supplement Plan K covers 100% of Medicare Part A coinsurance and hospital costs, which is a significant benefit. However, it doesn't cover foreign travel emergencies or the Medicare Part B deductible.

The 2020 out-of-pocket (OOP) limits for Medigap Plan K are $5,880. This is a consideration for those who may need to pay more out of pocket for their healthcare expenses.

Here's a breakdown of the coverage offered by Medigap Plan K:

Blue Cross Blue Shield of Texas offers a range of Medicare Supplement plans to fit your needs and budget.

Plan A is one of the options available. Plan F is another popular choice, offering comprehensive coverage. Plan G is also an option, with some benefits similar to Plan F but at a lower premium. Plan K and Plan L are other choices, with Plan L sometimes having lower premiums than more comprehensive plans. Plan N is a more limited option, with a copayment for some office visits and emergency room visits.

For more insights, see: What Is the Most Comprehensive Medicare Supplement Plan

You can also consider Select, a managed care supplement plan that requires you to use hospitals and doctors within the company's network.

Here are some key benefits of each plan:

Medigap plans from Blue Cross Blue Shield of Texas offer various benefits to complement your Medicare coverage. Plan F, for example, provides broad coverage that might meet your needs.

Plan F offers benefits such as routine eye exams, skilled nursing coinsurance, and foreign travel emergency care. It also covers Part A and Part B deductibles, Part B excess charges, and has a reduced premium option available.

Some Medigap plans have deductibles, copayments, and varying coinsurance percentages. For instance, Plan N pays 100% of Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.

Plan K and L have a deductible, with 2020 out-of-pocket limits of $5,880 and $2,940, respectively. Plan F, on the other hand, has a high-deductible option, where you must pay for Medicare-covered costs up to the deductible amount of $2,300 in 2019 before your policy pays anything.

Here's a summary of the benefits and costs of some Medigap plans:

The monthly premium for Plan F is $237.62, according to the BCBS of Texas Supplement Plan F.