Blue Cross Blue Shield Dental Insurance Plans for Individuals and Families

Blue Cross Blue Shield dental insurance plans offer a range of options for individuals and families. They provide coverage for routine cleanings, fillings, and other basic dental services.

You can choose from a variety of plan levels, including Basic, Enhanced, and Premier, which offer increasing levels of coverage and benefits. Each plan has its own unique features and price points.

Some plans also offer additional benefits, such as coverage for orthodontic services, oral surgery, and major restorations. These benefits can be a big help for families with growing children or individuals who need more extensive dental work.

Blue Cross Blue Shield dental insurance plans are available to individuals and families who are looking for affordable and reliable coverage.

If you're considering a Blue Cross Blue Shield dental insurance plan, you'll want to know about the different types of plans available. One option is the Preventive PPO Plan, which is great for people who want to prevent dental problems or tend to skip dental care.

This plan offers the lowest premiums and provides important routine care, with no charges over the allowed amount with in-network providers. Claims are also filed for you with in-network providers, making it a hassle-free option.

Another option is the Essential Choice PPO Dental Plans, which are ideal for individuals or families who want to save money on dental care. This plan offers a range of options and allows you to visit any dentist you prefer or pay less when you choose a dentist from their extensive network.

Here are some key features of the Essential Choice PPO Dental Plans:

The Core 1000 Plan is a great option for those who want comprehensive coverage and the freedom to visit any dentist they choose. This plan offers low premiums.

One of the standout features of the Core 1000 Plan is that it has the same pricing for in-network or out-of-network services. This means you won't have to worry about surprise bills or additional costs.

With the Core 1000 Plan, you'll never be charged more than the allowed amount with in-network providers. This can be a huge relief for those who are worried about medical expenses.

Here are some key benefits of the Core 1000 Plan at a glance:

The Value 1500 PPO Plan is a great option for those who want comprehensive coverage and are willing to see an in-network dentist. It offers higher premiums but with better in-network benefits.

This plan provides the best coverage for preventive, basic, and major services. You can expect no charges over the allowed amount with in-network providers.

Here are some key benefits of the Value 1500 PPO Plan:

Blue Cross Blue Shield dental insurance offers a range of benefits and coverage options to suit different needs.

You can get preventive dental services at 100% when visiting a PPO dentist for a semi-annual check-up, which is a great way to stay on top of your oral health.

The benefits chart provides a clear breakdown of what's covered under each plan option. For example, with the High Option, you pay nothing for Class A services when visiting an in-network dentist.

Here's a summary of the benefits chart:

The High Option plan also has a higher annual maximum benefit for Class A, B, and C services, which means you have more protection in case of unexpected dental expenses.

With the Standard Option, you pay 40% for Class A services when visiting an out-of-network dentist, which may be a consideration if you don't have a preferred dentist in-network.

You have options when it comes to choosing a network for your dental care. A large network of contracted dental providers is available, making it easy to find a dentist near you.

To see if your dentist participates in the network, you can use the Find Care search tool. This tool allows you to search for dentists by location and insurance plan.

There are two main network options: GRID and GRID+. The GRID network offers the lowest out-of-pocket costs for covered services and is preferred in the Blue KC service area.

The Essential Choice PPO dental plans are a great option for individuals or families looking to save money on dental care. They offer a range of options to help you save.

You can visit any dentist you prefer, or pay less when you choose a dentist from our extensive dental Preferred Provider Organization (PPO) network. This gives you flexibility and convenience.

Diagnostic and preventive care is covered at 100% with no waiting period. This means you can get the care you need without having to wait.

No deductible is required for diagnostic and preventive services when you visit a doctor in your plan's network. This helps you save even more.

Here are the benefits of the Essential Choice PPO plans at a glance:

You have several network options to choose from, each with its own benefits and out-of-pocket costs. There's a large network of contracted dental providers available.

To find out if your dentist is part of the network, you can use the Find Care search tool. This will give you a list of participating providers in your area.

The Blue KC network is the preferred option in the service area, offering the lowest out-of-pocket costs for covered services. Outside the service area, these providers are known as GRID providers.

There's also an additional network that provides higher out-of-pocket costs for covered services. This network is available to members who live, work, or travel outside the Blue KC service area, and providers are known as GRID+ providers.

Here are the details on the two networks:

Employers with 9 or fewer employees in Kansas can choose from seven dental plans.

If you're an employer with a bigger team, you're in luck - you have more options to choose from. Employers based in Kansas with 51 or more employees can select from six dental plans, plus an orthodontic rider.