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Blue Care Dental Insurance provides a range of plans to suit different budgets and needs.
With Blue Care Dental Insurance, you can expect to pay a monthly premium that varies depending on your age, location, and the level of coverage you choose.
The insurance plans often cover routine cleanings, fillings, and extractions, as well as more complex procedures like crowns and root canals.
You can also expect to have a network of dentists to choose from, making it easier to find a provider near you.
Services and Benefits
As a BlueCare Dental plan member, you have access to a wide range of services and benefits that can help you maintain good oral health.
You can visit any licensed dentist, but using an in-network provider can minimize your out-of-pocket expenses. In-network dentists have agreed to accept set fees for covered services and not bill you for costs over the negotiated fees.
The BlueCare Dental PPO network includes general and specialty dentists in New Mexico and across the country. This means you can get the care you need, no matter where you are.
BlueCare Dental plans provide comprehensive coverage for most preventive services, including oral examinations, prophylaxis, and dental x-rays. You can also get fluoride application, space maintainers, and sealants for your children.
You can get simple extractions, fillings, endodontics, and periodontic treatment of the gums with your BlueCare Dental plan. You can also get emergency treatment to temporarily relieve acute dental pain.
Some services may require a copayment, coinsurance, or deductible. It's always best to check with your provider to see what your specific costs will be.
Here's a list of some of the services you can expect to be covered with your BlueCare Dental plan:
- Oral examinations (two per year)
- Prophylaxis, including cleaning, scaling and polishing (two per year)
- Dental x-rays required to treat or diagnose diseases or abnormalities of the teeth, surrounding tissue and cavity detection (includes two bitewings per year, and one full-mouth during a five-year period)
- Fluoride application for insureds under age 21 limited to once each year per insured.
- Space maintainers limited to the initial placement for insureds under age 16.
- Sealants limited to one application per lifetime per eligible insured between 5 and 17 years of age inclusive, and limited to permanent molars and bicuspids.
- Surgical consultations.
- Simple extractions
- Fillings (except gold)
- Endodontics (Root Canal Treatment)
- Periodontic treatment of the gums, consisting of examination, management and surgery
- Extraction of impacted teeth
- Inlays
- Repair of dentures
- General anesthesia when the dental treatment is a covered service
- Emergency treatment to temporarily relieve acute dental pain (subject to limitations)
- Non-surgical care of acute oral infection and oral lesions
- Crowns
- Onlays
- Dentures
- Bridges
- Oral/Periodontal Surgery (Other than Periodontal surgery of the gums)
- Dental Implants
Frequently Asked Questions
What is the most dental insurance will cover?
Most dental insurance plans cover 100% of preventive care, such as cleanings and exams. Basic coverage typically includes 100% of preventive care and a significant portion of basic care services like fillings and extractions.
Does Blue Cross have dental insurance?
Yes, Blue Cross offers dental insurance through BCBS FEP Dental, which provides immediate coverage for services like fillings and root canals. Learn more about the benefits and coverage options.
Is Blue dental Choice a PPO?
BlueDental Choice is a PPO (Preferred Provider Organization) dental plan, offering access to a large network of participating dentists in Florida. As a PPO member, you can enjoy convenient care with no referrals or authorizations needed.
Sources
- https://healthcarestatus.com/dental/blue-cross-and-blue-shield-of-texas-bluecare-dental-1a-ppo/
- https://www.cabq.gov/humanresources/employee-benefits/dental-plan-benefits
- https://www.bcbsks.com/dental
- https://publicsitestx.hcsc.net/member/advantages-of-membership/blue-care-dental-connection
- https://www.bcbsla.com/shop-plans/dental/preferred-certified
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