Blackrock 20/80 Target Allocation Fund Details and Insights

The Blackrock 20/80 Target Allocation Fund is a popular investment option for those looking to diversify their portfolios. It's designed to provide a balanced mix of growth and income, with a target allocation of 20% in equity and 80% in bonds.

One of the key benefits of this fund is its ability to adapt to changing market conditions. The fund's managers actively monitor the market and adjust the allocation of assets as needed to ensure the fund stays on track with its target.

The fund has a moderate risk profile, making it suitable for investors who want to balance potential returns with reduced volatility. This is reflected in its historical performance, which has shown steady growth over the long term.

Investors can expect to pay annual fees of around 0.15% to 0.20% for this fund, depending on the specific share class. This is relatively low compared to other investment options.

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The Blackrock 20/80 Target Allocation Fund is a core, diversified solution that seeks to deliver attractive risk-adjusted returns through broad asset class tilts.

This fund is constructed in a scalable and cost-efficient way using iShares ETFs and BlackRock mutual funds, making it a great option for investors looking to balance risk and return.

The fund aims to balance the trade-offs between risk and return by focusing on the long term, providing a stable foundation for your investment portfolio.

The BlackRock 20/80 Target Allocation Fund has a total return of 6.02% as of December 31, 2024, outperforming the Morningstar Category Avg. which returned 5.41% over the same period.

The fund's performance is measured against its peers, and it ranks 50/145 in the Morningstar universe for the 1-year period. It also ranks 3/4 in the Lipper universe for the same period.

Here are the key performance metrics for the fund:

The fund's performance is shown after deduction of ongoing charges, and any entry and exit charges are excluded from the calculation.

Performance metrics are essential for evaluating the success of an investment. A total return of 6.02% was achieved in the past year, outperforming the Morningstar Category Avg. of 5.41%.

The 1-year total return is a key indicator of an investment's performance. In the case of the investment, it has been 6.02%. This is higher than the Morningstar Category Avg. of 5.41%.

To put this into perspective, a total return of 6.02% is a respectable performance. It's worth noting that the Morningstar Ranking of 50/145 places the investment in the 2nd quartile.

The 3-year total return is also an important metric. In this case, it has been -0.52%. This is lower than the Morningstar Category Avg. of 0.37%. The Morningstar Ranking of 100/135 places the investment in the 3rd quartile.

Here's a table summarizing the 1-year total return for the investment and its Morningstar Category Avg.:

The 5-year total return is also worth noting. It has been 2.65%, which is lower than the Morningstar Category Avg. of 2.41%. The Morningstar Ranking of 67/131 places the investment in the 2nd quartile.

The 10-year total return is a long-term indicator of an investment's performance. In this case, it has been 3.55%, which is lower than the Morningstar Category Avg. of 3.00%. The Morningstar Ranking is not available for this time period.

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The Lipper Ranking of 185/300 places the investment in the 3rd quartile for the 1-year period. The Lipper Quartile of 3 indicates that the investment has performed better than 25% of its peers.

The investment's total return has been consistent over the past year, with a YTD return of 6.02%. This is higher than the Morningstar Category Avg. of 5.41%.

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Return Trailing Ranking is a way to measure how a fund or investment has performed compared to others in its category. This metric is particularly useful for long-term investors.

The Return Ranking - Trailing data shows the fund's rank in its category over different time periods. For example, the fund ranked 18.97% in its category over the YTD period.

Here are some key takeaways from the data:

Here's a summary of the fund's rank in its category over different time periods:

The stock sector breakdown provides a clear picture of the performance of different sectors in the market.

The Technology sector has the highest weighting at 21.61%, followed closely by Financial Services at 14.73%.

The Industrials sector has the highest return high at 29.86%.

The Consumer Defense sector has a return low of 0.00%.

The Real Estate sector has the highest return high at 78.69%.

Here's a breakdown of the sectors' weightings and return highs:

The Utilities sector has the highest return high at 91.26%.

The BlackRock 20/80 Target Allocation Fund has some important fees to consider. The Gross Expense Ratio is 0.33%.

The Net Expense Ratio is a more important number to look at, coming in at 0.24%. This is the total expense ratio, taking into account all the fees associated with the fund.

Breaking down the Net Expense Ratio, we see that it's 0.07% when excluding Investment Related Expenses. This is a relatively low number, indicating that the fund is trying to keep costs down.

However, there are some additional fees to consider. Acquired Fund Fees and Expenses amount to 0.17% of your investment. On the other hand, Interest expense is a negligible 0.00%.

Here's a summary of the fees you can expect to pay in the BlackRock 20/80 Target Allocation Fund:

The BlackRock 20/80 Target Allocation Fund is a great option for investors looking for a balanced portfolio. It's designed to provide a mix of stability and growth.

With a 20% allocation to stocks and 80% to bonds, this fund aims to reduce risk and generate steady returns. The stock allocation is focused on large-cap stocks, which tend to be less volatile than smaller companies.

Investors can expect a relatively low minimum investment requirement, making it accessible to those with smaller portfolios. This fund is also passively managed, which means lower fees compared to actively managed funds.

The fund's performance has been relatively stable over the years, with a low standard deviation. This suggests that it's a good option for investors who want to minimize risk and avoid large losses.

By investing in the BlackRock 20/80 Target Allocation Fund, investors can benefit from the diversification of a balanced portfolio. This can help reduce overall risk and increase potential returns over the long term.

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