Get Big Lots Credit Card Phone Number and Assistance

Need help with your Big Lots credit card? You can reach out to their customer service team by calling the Big Lots credit card phone number at 1-866-244-4727. This number is available 24/7 for your convenience.

To get assistance with your credit card, you can also visit the Big Lots website and click on the "Contact Us" tab. From there, you can fill out a form with your contact information and a representative will get back to you.

Big Lots credit card holders can also contact their bank's customer service team, as the credit card is issued by Comenity Capital Bank.

If you've lost your Big Lots Credit Card, report it immediately to the issuer to prevent unauthorized purchases.

You can expect to receive a replacement card within 7-10 business days.

Make sure to activate your new card as soon as you receive it to start making purchases again.

If you had any recurring charges linked to your old card, update those accounts with your new card information.

Your Big Lots Credit Card offers $0 fraud liability, so you won't be held responsible for unauthorized purchases made while your card was lost.

Reporting a lost credit card is a relatively straightforward process. You should receive a replacement card within 7-10 business days.

To activate your new card, you'll need to follow the issuer's instructions. This usually involves calling their customer service number or logging into your online account.

If you have any recurring charges linked to your old card, be sure to update those accounts with your new card information. This will prevent any issues with payments or services.

Your credit card is covered by $0 fraud liability, which means you won't be held responsible for unauthorized purchases made with your card while it's lost.

If you forgot to add a purchase, you can recover points or redeem rewards you should have earned.

You may be able to link a transaction to your account within 30 days by logging in to your account on the store's website and clicking the "Enter Previous Receipts" link.

Contacting customer care for assistance is also an option, as they can guide you through the process.

Some stores have a specific timeframe for linking transactions, so be sure to check your account for any deadlines.

As a Big Lots credit card holder, you'll enjoy some fantastic rewards and benefits. You can choose between a $5 off reward when you spend $15+ or a $15 off reward when you spend $75+.

One of the perks is the surprise reward options you'll receive when redeeming a reward. You'll also get a surprise birthday gift, which is a lovely touch.

If you're in the market for new furniture, you can earn rewards based on your purchase amount. For example, you'll get a $10 reward for furniture purchases between $200-$399, a $20 reward for purchases between $400-$599, and so on.

To get the Big Lots Credit Card, you need a credit score of at least 640. This means people with fair credit have a shot at getting approved.

Your credit score is an important factor, but it's not the only thing that will impact your chances of being approved. Other factors like income, existing debts, and the number of open accounts will also play a role.

Having a good income can actually help your chances of getting approved, even if your credit score isn't perfect. On the other hand, high existing debts can make it harder to get approved.

Here are some key factors to consider when applying for the Big Lots Credit Card:

You can earn rewards benefits when you shop with us, and here are some of the perks you can look forward to.

Choose between $5 off when you spend $15+ or $15 off when you spend $75+.

Surprise reward options are available when redeeming a reward, so you might get something extra special.

A surprise birthday gift is also part of our rewards benefits, so don't forget to mark your birthday on our system.

If you're in the market for new furniture, you can earn rewards benefits based on your purchase amount.

For furniture purchases between $200-$399, you'll get a $10 reward.

For furniture purchases between $400-$599, you'll get a $20 reward.

For furniture purchases between $600-$799, you'll get a $30 reward.

For furniture purchases between $800-$999, you'll get a $40 reward.

And for furniture purchases of $1,000+, you'll get a $50 reward.