BECU Banking and Financial Services Guide

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BECU is a not-for-profit credit union that offers a wide range of banking and financial services to its members. With over 1.3 million members, BECU is one of the largest credit unions in the country.

BECU has 53 branches and 30,000 ATMs across the US, making it convenient for members to access their accounts. Members can also bank online or through the mobile app.

BECU offers a variety of checking and savings accounts, including a free checking account with no monthly maintenance fees and a high-yield savings account that earns a competitive interest rate.

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BECU Overview

BECU's Business Online Banking app is designed for businesses with EIN tax numbers, allowing them to access features and experience similar to the desktop version.

You can access your Business Online Banking account on the go, making it convenient for busy entrepreneurs.

BECU's app allows businesses to check their balances and customize their layouts.

With the app, you can make transfers, pay bills, and manage users, making it a one-stop-shop for your business finances.

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Credit: youtube.com, Becoming a Business Member | BECU

You can also check messages and update your settings, keeping your account up-to-date and secure.

Mobile Deposit is a feature that lets you deposit checks remotely, saving you time and effort.

BECU's Business Online Banking app is designed to make your life easier, allowing you to manage your finances from anywhere.

Transfers and Routing

You can use the same BECU routing number for wire transfers, ACH payments, and checks. To make an international wire transfer, BECU uses FFC transfers through Wells Fargo, which requires a SWIFT Code.

For domestic wire transfers, the BECU routing number is 325081403. This same routing number can also be used for international wire transfers as FFC to a BECU account in the US.

If you're making a wire transfer, double-check your routing number with both your bank and the recipient. You can find the BECU routing number online by checking the BECU website or mobile app, or by looking at your check or statement issued by BECU Bank.

Routing Numbers for Wire Transfers

Credit: youtube.com, Which routing number do I use for wire transfer?

Routing numbers for wire transfers are a crucial piece of information, and BECU has made it easy to find the right one.

The routing number for domestic wire transfers is 325081403. You can use this same number for ACH payments and checks as well.

BECU uses Wells Fargo as its intermediary bank for international wire transfers. This means you'll need to use the SWIFT code WFBIUS6WFFX.

Here's a quick rundown of the routing numbers you'll need for different types of wire transfers:

To make a wire transfer, you'll also need to provide the member's details, including their full name, address, and a 10-digit BECU account number.

Room for Improvement

The app's functionality is good, but there's room for improvement. Some features are still missing, like budget, spending, and net worth data in the business app, which were previously included when it was connected to the personal banking app.

Making payments can be a bit of a hassle, requiring an extra step to complete. For example, making a payment to a BECU credit card requires a second step, which could be optimized for a smoother experience.

Overall, the app's performance could be enhanced with some updates to include the missing features and streamline the payment process.

Banking Services

Credit: youtube.com, Video Banking - 'The Future of Banking' | 2023 Member Summit | BECU

BECU offers a wide range of banking services to its members.

With over 40 branches throughout Washington, you can easily access your accounts and conduct financial transactions in person.

BECU's online banking platform allows you to manage your accounts, pay bills, and transfer funds from the comfort of your own home.

You can also use BECU's mobile banking app to check your account balances, deposit checks, and even find nearby ATMs.

BECU's customer service team is available 24/7 to assist with any questions or concerns you may have.

BECU has a strong commitment to financial education and offers a variety of resources to help you make informed financial decisions.

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Elena Feeney-Jacobs

Junior Writer

Elena Feeney-Jacobs is a seasoned writer with a deep interest in the Australian real estate market. Her insightful articles have shed light on the operations of major real estate companies and investment trusts, providing readers with a comprehensive understanding of the industry. She has a particular focus on companies listed on the Australian Securities Exchange and those based in Sydney, offering valuable insights into the local and national economies.

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