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The BDO Mobile Banking App is a game-changer for those who want to manage their finances on the go. With the app, you can access your accounts, pay bills, and even deposit checks remotely.
The app is available for both iOS and Android devices, making it accessible to a wide range of users. You can download it from the App Store or Google Play Store.
To get started, you'll need to register for the app by providing some basic information, including your account details and a password. This will give you secure access to your accounts and allow you to start using the app's features.
Once you're logged in, you can use the app to check your account balances, view your transaction history, and even transfer funds to other accounts.
Features and Benefits
BDO Mobile Banking offers a range of features and benefits that make managing your finances easier and more convenient.
With BDO Mobile Banking, you can access your account information 24/7, allowing you to check your balance and transactions at any time.
You can also pay bills and send money to friends and family with just a few taps on your screen.
BDO Mobile Banking's security features include two-factor authentication and encryption, giving you peace of mind when making transactions online.
By using BDO Mobile Banking, you can save time and effort by avoiding trips to the bank or ATM.
Pay Credit Card Bills from Home
Paying your credit card bills from home is easier than you think. You can do it through the BDO online or mobile banking account, without leaving the house.
To start, you'll need to enroll BDO as a biller in your online or mobile banking account. This is a one-time procedure that allows you to pay your BDO credit card bills conveniently. To enroll BDO as a biller, open the BDO mobile app, tap the “MORE” tab at the bottom, and select “Enrollment Services.”
The enrollment process is straightforward: choose “Enroll Company/Biller,” select “BDO Credit Card Peso Payment to Peso Card,” and enter your 16-digit BDO credit card number, subscriber name, and preferred nickname. Review and confirm the details to complete the enrollment.
Once you've enrolled BDO as a biller, you can pay your BDO credit card bills through the BDO mobile app or online banking website. To pay your bill, open the BDO mobile app, tap the “PAY BILLS” tab, and select “Pay Bills using Deposit Account.” Then, enter the payment information, including the pay from account, pay this company/biller, payment schedule, amount, and remarks.
Here are the steps to pay your BDO credit card bill:
- Pay From – Select the BDO account where the payment will be taken from.
- Pay this Company/Biller – Choose “BDO Credit Card Peso Payment to Peso Card.”
- Payment Schedule – The default is “Immediate” but you can change it to a later date or create a regular schedule of payment.
- Amount – Enter the amount you want to pay.
- Remarks – This is optional.
After successfully paying your BDO credit card bill, you'll receive an email from BDO confirming the transaction. The email contains the details of your payment, including the transaction reference number. To check if your payment has been posted to your BDO credit card account, enroll your credit card to BDO online banking, which will give you access to your credit card details.
Smart (SMS-Based)
Smart (SMS-Based) allows instant access to your BDO deposit accounts using a SMART or Talk ‘N Text mobile phone. You can view the actual balance of your enrolled Checking or Savings Account, transfer money to your own enrolled BDO bank accounts, reload prepaid (SMART, Talk ‘N Text, Globe and TM), and reload SMART Money Card (for SMART and selected Talk ‘N Text mobile phones).
To set up BDO Mobile Banking on your Smart cellphone, you'll need to enroll in BDO Internet Banking first. This requires logging in with your existing user ID and password, going to Enrollment Services > Mobile Banking > Enroll, entering your mobile banking number and nominating your Mobile PIN (m-PIN), and clicking Submit.
After online enrollment, you'll need to activate Mobile Banking on your mobile phone. This involves going to SMART Menu, choosing Mobile Banking, selecting Activate Bank, choosing m-PIN, entering BDO as the Bank Code, and entering your m-PIN. Smart will then send text messages confirming activation, and BDO will be conveniently displayed in your Mobile Banking submenu for easy access.
You can use BDO Mobile Banking to perform various tasks, including balance inquiry, fund transfer, BDO to Smart Money transfer (with no transaction fees), and prepaid reload (for SMART, Talk ‘N Text, Globe, and Touch Mobile).
Frequently Asked Questions
Can I open a BDO account online while abroad?
Yes, you can open a BDO account online if you're a Filipino citizen, regardless of your current location. However, please note the specific requirements and restrictions that apply to international applicants.
How can I activate BDO mobile banking without ATM?
To activate BDO mobile banking without an ATM, simply go to SMART MENU on your mobile phone and select "Mobile Banking" to start the activation process. Follow the on-screen instructions to complete the activation using your m-PIN.
Sources
- https://apps.apple.com/ph/app/bdo-online/id1551584630
- https://www.thepoortraveler.net/2020/06/bdo-to-gcash-payment-transfer/
- https://bitpinas.com/news/bdo-app-mixed-reviews/
- https://news.txtbuff.com/bdo-mobile-banking-on-smart-sms-based/
- https://techpilipinas.com/pay-bdo-credit-card-bills-online-banking/
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