Understanding Bcbs Unc Health Alliance and Its Importance

BCBS UNC Health Alliance is a health insurance program that's designed to help individuals and families in North Carolina access quality healthcare at a lower cost. It's a collaboration between Blue Cross and Blue Shield of North Carolina (BCBSNC) and UNC Health.

This partnership brings together the expertise of BCBSNC and UNC Health to create a network of healthcare providers that offer a range of services, from primary care to specialized care. With BCBS UNC Health Alliance, members can choose from a wide selection of in-network providers and hospitals.

By choosing BCBS UNC Health Alliance, individuals and families can enjoy lower out-of-pocket costs, reduced copays, and lower deductibles. This means they can get the care they need without breaking the bank.

The BCBS UNC Health Alliance is a long-term agreement between UNC Health and Blue Cross and Blue Shield of North Carolina (Blue Cross NC). This agreement provides stability for patients and providers across North Carolina.

The alliance gives Blue Cross NC members access to UNC Health across the state, including Commercial, ACA, and Medicare Advantage plans. UNC Health has been a part of Blue Cross NC's ACA network since the beginning and is the anchor for Blue Cross NC's ACA network in the Triangle.

UNC Health and Blue Cross NC have been working together for many years without interruption, providing peace of mind for patients and providers. The alliance has allowed them to collaborate on new ways to improve care and access for patients, especially in rural areas.

The BCBS UNC Health Alliance includes continued participation in Blue Cross NC's Blue Premier program, which was introduced in 2019. Blue Premier is recognized as one of the most rapid and comprehensive shifts to value-based care in the nation, generating $650 million in savings since 2019.

By working together, UNC Health and Blue Cross NC have been able to modernize healthcare by rewarding quality of care, resulting in fewer unplanned hospital admissions and more preventative care. This approach has been successful, with participating doctors and hospitals and Blue Cross NC jointly accountable for meeting quality and cost measures.

BCBS UNC Health Alliance offers a range of network options to suit your needs. With over 95% of doctors and 98% of hospitals in North Carolina in-network, you'll have access to a broad choice of healthcare providers.

The Blue Advantage network is a good option if you want flexibility in choosing your doctors and hospitals. This statewide network includes CaroMont Health, Frye Regional, New Hanover Regional, Novant Health, UNC Health Alliance, and Wake Forest Baptist Health.

If you're looking for a more limited network with lower costs, Blue Value is a good fit. This network includes a range of hospitals and providers, but with a smaller selection of options.

Here are the different network options offered by BCBS UNC Health Alliance:

Each of these network options offers a unique set of benefits and features, so it's worth exploring them to see which one best fits your needs.