BBVA Compass Bank Credit Card Review and Application Guide

BBVA Compass Bank offers a range of credit cards with competitive rewards and benefits.

The BBVA Compass Cash Rewards credit card has a 0% introductory APR for 6 billing cycles, followed by a regular APR of 12.24% to 25.24% variable.

To apply for a BBVA Compass credit card, you can visit their website or visit a branch in person.

BBVA Compass Bank requires a minimum credit score of 650 to approve credit card applications.

The BBVA Compass bank credit card offers a range of innovative features that set it apart from other credit cards.

You can redeem credit card rewards instantly after making a purchase with the BBVA Wallet application. The app has been downloaded over 1 million times across several countries.

The wallet sends purchase notifications to users immediately following the use of their BBVA Compass Credit Cards, including cash rewards balances that can be redeemed for an account credit by responding to the alert.

This feature allows customers to instantly offset the amount of a purchase using their cash rewards.

BBVA Compass is the first major U.S. bank to offer real-time redemption of rewards earned on purchases, giving customers a seamless and convenient experience.

The intro APR offer is a fantastic feature of some credit cards. You can get 0% APR for a certain period, usually 13 months, as seen in the BBVA Compass ClearPoints Credit Card.

This means you won't be charged interest on your purchases or balance transfers made during the intro period, which is ideal for financing a bigger purchase or transferring a balance from a credit card with a higher APR.

After the intro period ends, the APR kicks in, which can be as high as 29.24% (V) APR, as shown in the APR on Purchases example.

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BBVA Compass has innovated bank mobile wallets with real-time rewards, allowing customers to redeem credit card rewards instantly after making a purchase. The BBVA Wallet application has been downloaded over 1 million times across several countries.

The app sends purchase notifications to users immediately following the use of their BBVA Compass Credit Cards, including cash rewards balances that can be redeemed for an account credit by responding to the alert. This feature is a game-changer for customers, offering instant gratification.

Customers can redeem cash rewards to offset as little as $1 of a purchase or all of it, depending on the amount of rewards available. This flexibility is a major perk for credit card customers.

By mobilizing rewards for instant gratification, BBVA Compass can enhance the customer experience even more. Rewards remain an important driver of credit card loyalty.

The BBVA Wallet provides users with an up-to-date view of their purchases and reward balances. In Spain, wallet users make 11 card purchases each month, 22 percent more than plastic users.

BBVA Compass is bullish on the app's future potential, with the pace of growth accelerating. The wallet was downloaded 358,000 times in the third quarter of 2015, a 311 percent increase from 87,000 downloads in 2014.

To activate your BBVA Compass credit card, you can call 800-266-7277, which is the easiest way to do so.

The activation process typically requires your credit card number and security code (CVV), or both, which you can find on the back of your card.

If you've lost your activation sticker, you can still activate your card by calling the number on the back of the card or going to the website listed on the sticker.

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If you're ready to apply for a credit card, there are several options available to you.

You can consider applying for the Wells Fargo Active Cash Card, which offers a similar rewards structure to the BBVA Compass ClearPoints Credit Card.

The Blue Cash Preferred Card from American Express is another option, with a focus on cash back rewards for certain purchases.

The Citi Rewards+ Card is a good choice for those who want to earn rewards on their everyday purchases.

If you're looking for more options, you can check out some of the best credit cards on the market here on WalletHub.

Here are some similar credit cards you can apply for:

To activate your credit card, you can call the number on the back of the card or go to the website listed on the activation sticker attached to your card.

If you have a BBVA Compass Clearpoints credit card, the easiest way to activate it is by calling 800-266-7277.

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The exact steps required to activate a credit card depend on the card's issuer, so it's best to follow the instructions from the sticker attached to your card.

You'll typically need to provide the credit card number, the security code (CVV), or both to activate your card.

If you've lost your sticker, don't worry, just call the number on the back of the card to get assistance with activation.

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