
Bank Pocztowy offers a wide range of services for individual clients, including online banking, mobile banking, and a mobile app.
With online banking, clients can manage their accounts, pay bills, and transfer money 24/7.
The mobile banking app allows clients to make transactions, check account balances, and receive notifications.
Bank Pocztowy also provides a variety of financial products, such as loans, credit cards, and savings accounts.
Individual clients can also use the Bank Pocztowy website to find information on interest rates, fees, and other banking services.
Produkt Finansowe
Bank Pocztowy offers a range of financial products that cater to different needs. Their credit cards are a great option for those who want to earn rewards or cashback, with some cards offering 0 zł annual fee.
Their Mastercard credit card has a 4% interest rate, but the minimum interest charge is 10 zł. This means that if you don't pay your balance in full, you'll be charged at least 10 zł in interest. The card also has a 14.25% interest rate for cash withdrawals, which can add up quickly.
For your interest: What Bank Is Credit One Affiliated with
In terms of savings accounts, Bank Pocztowy's Konto Oszczędnościowe offers a competitive interest rate of 1.25%. This is a great option for those who want to save money without worrying about fees or restrictions.
Here's a comparison of some of Bank Pocztowy's financial products:
Overall, Bank Pocztowy's financial products offer a range of options for individuals and businesses. Whether you're looking to earn rewards, save money, or manage your finances, they have a product that can help.
Oszczędnościowe
Bank Pocztowy offers a range of savings options, and one of the most popular is the Lokata Zysk w Porządku, which comes with a 3% interest rate.
To be eligible for this savings option, you'll need to deposit at least 500 zł. This option is available for a fixed term of 3 years.
If you're looking for a more flexible option, you might want to consider the Konto Oszczędnościowe, which offers a 1.25% interest rate and can be left open indefinitely.
This account also has no limits on deposits or withdrawals, making it a great choice for those who want to save regularly.
If you're a business owner, you might be interested in the Firmowe Konto Oszczędnościowe, which has a very low interest rate of 0.01% but offers no restrictions on deposits or withdrawals.
Here's a summary of the savings options available at Bank Pocztowy:
Business Services
Bank Pocztowy offers a range of services designed to support businesses, from small entrepreneurs to larger companies.
One of the key services is the Pocztowe Konto Firmowe, which is a business account that costs 0 zł to open, with a monthly fee of 15 zł or 5 zł, depending on the type of account.
The account is suitable for solo entrepreneurs, civil partnerships, farmers, and freelancers, providing access to a range of financial services, including micro-factoring, debit limits, payment terminals, deposits, and a separate savings account.
In addition to the Pocztowe Konto Firmowe, Bank Pocztowy offers a range of other services, including credits secured by de minimis guarantees.
Businesses can also take advantage of the Konto w Porządku account, which includes a range of convenient features, such as free cash deposits at branches and post offices, free delivery of cash payments, and support for charitable organizations.
Some of the benefits of the Konto w Porządku account include:
- Bezpłatna wpłata gotówki na rachunek w oddziałach oraz na poczcie.
- Dostarczenie wypłacanych środków pod wskazany adres.
- Przygotowanie i realizacja przekazu pocztowego z rachunku.
- Wsparcie charytatywne organizacji Caritas za korzystanie z karty debetowej.
- Programy lojalnościowe Mastercard Priceless Specials oraz Visa Oferty.
Client Services
Bank Pocztowy offers a range of services for its clients, including accounts for institutional and community housing clients, as well as small businesses and agricultural businesses.
You can have a dedicated business account with Bank Pocztowy, which offers comprehensive management and fast transfers between personal and business accounts.
If you make at least 400 zł in transactions per month, you'll get a free card for your business account.
Prezesi Zarządu
The presidents of the bank's management have played a crucial role in shaping the company's direction. Piotr Tomaszewski was the president from 1998 to 2002.
Over the years, the bank has had several presidents. Here's a list of some of them:
- Piotr Tomaszewski (1998-2002)
- Andrzej Szukalski (2002-2005)
- Alfred Bieć (2005-2006)
- Piotr Kamiński (2006-2009)
- Tomasz Bogus (2009-2014)
- Szymon Midera (2015-2016)
- Sławomir Zawadzki (2016-2018)
- Robert Kuraszkiewicz (2019-2020)
- Jakub Słupiński (2020-present)
Jakub Słupiński has been the president since 2020, following a period of interim leadership.
Spólnoty Mieszkaniowej
If you're a member of a housing community, you might be interested in the services offered by Bank Pocztowy.
The Bank Pocztowy Pakiet DOM is a special package for housing communities, with fees ranging from 0 to 10 zł.
Here are the fees associated with the Bank Pocztowy Pakiet DOM:
If you're looking for a more comprehensive service, you might consider opening a business account with Bank Pocztowy. This can provide you with faster transactions and more convenient services.
Oferta Klientów Indywidualnych
Bank Pocztowy offers a range of services for individual clients, including a universal account called Konto w Porządku.
This account comes in two age-based variants, each with its own set of fees and target client groups. The choice of account version is automatically determined by the client's date of birth.
Konto w Porządku Start is a free account designed for people aged 13-25, offering free internet transfers and card management, as well as free cash withdrawals from all PKO BP and Planet Cash ATMs.
Here's an interesting read: Free Serum Bank
The standard Konto w Porządku is aimed at clients over 26 and is also free, but clients must make a certain amount of non-cash transactions to avoid a card fee. Clients can also use services like cash delivery to their doorstep.
Bank Pocztowy's online banking system is called Pocztowy24, but it's being replaced by a new digital platform called Envelo. Clients can access their account and related products through multiple channels, including computers, phones, tablets, and mobile apps.
Sesje Elixir
Sesje Elixir are available at Bank Pocztowy, allowing you to send and receive funds at convenient times.
You can send funds during outgoing sessions, which take place at 8:00, 12:00, and 14:30.
Receiving funds is also possible during incoming sessions, held at 11:00, 15:00, and 17:30.
Here's a summary of the available sessions:
Frequently Asked Questions
Czy Bank Pocztowy upada?
Odpowiedź jest jasna: Bank Pocztowy nie upada, ale staje się coraz bardziej bezpieczny.
Czy warto mieć konto w Banku Pocztowym?
Oczywiście, konto w Banku Pocztowym jest idealnym rozwiązaniem dla osób starszych i każdego, kto szuka wygody i bezpieczeństwa w prowadzeniu konta bankowego
Ile kosztuje zamknięcie konta w Banku Pocztowym?
To zamknąć konto w Banku Pocztowym, należy zostawić na nim minimalną kwotę równą sumie miesięcznych opłat. Koszty likwidacji rachunku są ustalane zgodnie ze standardowym cennikiem Banku Pocztowego.
Czy Bank Pocztowy jest państwowy?
Bank Pocztowy jest państwowym bankiem, ponieważ Poczta Polska, kontrolowana przez Skarb Państwa, jest jego większościowym akcjonariuszem.
Sources
Featured Images: pexels.com