
The Bank of New Zealand (BNZ) Swift code is a unique identifier used for international transactions.
The BNZ Swift code is BNZNNZ22.
Having the correct Swift code is crucial for seamless international transactions.
You can find the BNZ Swift code on the bank's official website or by contacting their customer service.
Broaden your view: International Bank Swift Code
What is a Swift Code?
A Swift code, also known as a BIC code, is an 8-11 character code that identifies a specific bank and branch.
You'll need a Swift code when making an international transfer to a Bank of New Zealand (BNZ) bank account, or when someone is transferring you cash to your BNZ bank account in New Zealand.
The Swift code is used along with the bank address to complete the transfer.
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Why Do I Need a Swift Code?
You need a Swift code when making an international transfer to a Bank of New Zealand (BNZ) bank account or receiving cash from abroad.
Using traditional banks to send money internationally can be slow and expensive, which is why you might want to try alternative options like Wise for fast, cheap, and secure international money transfers.
To send or receive money internationally between banks, you'll likely be asked for a Swift code, which helps banks process transfers from abroad.
If you're transferring money internationally, you'll need to provide a Swift code, which is crucial for the transfer to go through.
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Using a Swift Code
You need a SWIFT code when sending or receiving money internationally between banks, particularly for international wire transfers or SEPA payments.
SWIFT codes help banks to process transfers from abroad.
A SWIFT code is like an address for your bank, allowing other banks to identify and communicate with it.
You may be asked for a SWIFT code when making international transactions, such as sending money to a friend or family member who lives abroad.
SWIFT codes are usually required for international wire transfers, which can take a few days to process.
If you're unsure whether you need a SWIFT code, check with the bank or financial institution involved in the transfer.
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Swift Code Information

A SWIFT code is an 8-11 character code that identifies your country, city, bank, and branch. It's usually found in your bank account statements.
The code consists of four parts: bank identification, country code, location code, and branch code. The bank identification is a 4-letter code representing the bank.
You can find your bank's SWIFT code in your bank account statements, or use a SWIFT code finder. The code is crucial for sending money to New Zealand from abroad.
The first 4 characters of a SWIFT code represent the bank identification. The next 2 characters indicate the bank's country. The 2 characters after that indicate the bank's location.
Here's a breakdown of the SWIFT code format:
In New Zealand, each bank has its own SWIFT code, which is essential for international money transfers.
Swift Code by Branch
Each Bank of New Zealand (BNZ) branch has a unique SWIFT code, which can be checked on the bank's website.

You can use the correct SWIFT codes for your Bank of New Zealand (BNZ) branch to ensure your international payments are processed correctly.
However, if you're not sure or can't find the branch code, you can use the 8 character head office SWIFT code, and your payment will still make its way to your account.
This means you can rely on the head office SWIFT code as a backup option, but using the specific branch code is always the best choice for accuracy.
Frequently Asked Questions
How do I find my bank SWIFT code in NZ?
Check your bank statements or online banking platform for your SWIFT code, which is usually listed under account details or international payments. If you're still unsure, contact your bank directly for assistance.
Does New Zealand use IBAN or SWIFT?
New Zealand banks use a routing number and SWIFT code for international wire transfers, not IBAN. If you're sending or receiving money internationally, you'll need to use these codes instead.
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