Bank of Baroda Services Offered

Bank of Baroda offers a wide range of services to cater to the diverse needs of its customers.

Personal banking services include savings accounts, current accounts, and fixed deposits, which can be opened online or through a branch.

The bank also provides loan options such as personal loans, home loans, and car loans, with flexible repayment terms and competitive interest rates.

To manage their finances effectively, customers can use the bank's online banking and mobile banking services, which offer real-time updates and transaction tracking.

Bank of Baroda offers a range of digital services to make banking convenient and accessible. You can use the BarodaConnect internet banking facility to transfer funds, check balances, and pay bills online.

The bank has a wide network of ATMs across the UAE, with over 44 ATMs set up within the country. This means you can easily withdraw cash, check your balance, or deposit funds at an ATM near you.

To transfer funds through BOB internet banking, you can follow these steps: First, log in to the Bank of Baroda online banking page or Baroda Connect. Then, click on ‘Fund Transfer’ and select the option ‘Transfer to other bank’. Next, choose the payment option, i.e., IMPS/NEFT/RTGS, and select the ‘Beneficiary Account’. If no beneficiary is added, click on the option ‘Add Beneficiary’ and enter all the details like Beneficiary Account Number, IFSC Code and beneficiary name. Finally, enter the amount and click submit.

You can also use the Bank of Baroda Mobile Banking App, M-connect, to carry out online transactions, pay utility bills, make mobile recharge, and get all the necessary details regarding your BOB bank account.

Value Added Services are a game-changer for Bank of Baroda customers. You can enjoy a wide range of services that make banking a breeze.

One of the most convenient services is internet banking, which allows you to transfer funds to other bank accounts through NEFT, IMPS, or RTGS. You can transfer up to AED 200,000 per day through internet banking.

The M-connect app offers mobile banking services, including online transactions, bill payments, and mobile recharges. It's a great way to manage your account on-the-go.

Bank of Baroda's debit cards come with contactless transactions, allowing you to make payments of up to AED 500 without needing to enter your PIN. However, if you make more than three consecutive contactless transactions, you'll need to authenticate with your PIN.

The bank's ATMs are located throughout the UAE, with over 44 ATMs set up for your convenience. You can withdraw cash, deposit cash, check your balance, and even generate a mini statement at any of these ATMs.

If you're looking to transfer funds to India, you can use the Rapid Funds to India (RFI) service, which allows you to transfer up to AED 40,000 per day.

Here's a summary of the charges applicable on IMPS, RTGS, and NEFT transactions:

To log in to Bank of Baroda's internet banking, you'll need to visit their official website and click on the Internet banking option. You can then enter your user or customer ID and password created during the registration process. Clicking the enter option will log you in to the BOB net banking portal.

The first step in logging in to the BOB e-banking or internet banking is to go to the log-in page. From there, you'll be redirected to a new page to enter your registered phone number and customer ID. Clicking the 'submit' button will take you to the next step.

To reset your BOB net banking login password, you can follow a simple process. First, you'll need to enter your registered phone number and customer ID on the log-in page. Then, you'll receive an OTP to your registered mobile number, which you'll need to enter for verification.

The process of resetting your password is straightforward. After entering the OTP, you'll be able to create a new password and log in to the Bank of Baroda e-banking service.

Here's a step-by-step guide to logging in to Bank of Baroda's internet banking:

1. Visit the Bank of Baroda official website

2. Click on Internet banking

3. Enter user or customer ID and password

4. Click enter to log in

By following these simple steps, you'll be able to access your Bank of Baroda internet banking account and enjoy the convenience of online banking.

Bank of Baroda offers a wide range of deposit products that cater to unique financial goals and secure futures.

You can open an account through various instruments such as demand drafts, telegraphic transfers, telex, and mail transfers.

Bank of Baroda offers a variety of accounts to suit your financial needs.

You can open a deposit account through instruments such as demand drafts, telegraphic transfers, telex, or mail transfers.

An NRO-CA account can be opened by remittance from abroad, or by legitimate dues in rupees of the account holder in India.

Bank of Baroda's accounts are designed to meet your unique requirements, so you're sure to find one that fits your needs.

You can open an NRO Rupee Current Account by remittance from abroad, or by legitimate dues in rupees of the account holder in India.

Non-Resident Indians can access loans in Foreign Currency in India against their own FCNR (B) deposits. This plan is ideal for them, as it utilizes their existing foreign currency deposits.

FCNR (B) deposits are a type of foreign currency deposit account that allows Non-Resident Indians to hold and manage their foreign currency savings in India.

Top Up loans are a convenient option for those who need extra funds.

Some banks, like Baroda, offer Top Up loans as an additional facility to home loan borrowers.

You can use a Top Up loan for any purpose except speculative or illegal activities.

Baroda's Top Up Loan specifically excludes home loan borrowers from using the funds for speculative or illegal purposes.

This means you can use the extra funds for things like home renovations, paying off other debts, or even funding a business venture.

Bank of Baroda offers a range of services tailored specifically for Non-Resident Indians (NRIs).

The bank provides remunerative deposits for NRIs returning to India with the intention of settling down here. These deposits can be opened with instruments such as demand drafts, mail transfers, and more.

NRIs can also open NRE/FCNR accounts with the bank, which can be managed from abroad. The bank's home loan rates are also competitive and don't differentiate between loan amounts or tenures, making it a great option for NRIs looking to purchase a home in India.

The bank's NRE Rupee Fixed Deposits offer a deposit plan that provides the option for reimbursement and quarterly interest plans.

You can open an NRE/FCNR account with Bank of Baroda as a Non Resident Indian (NRI) or Person of Indian Origin (PIO).

Bank of Baroda offers NRE/FCNR accounts to NRIs and PIOs.

To open an NRE/FCNR account, you can remit funds from abroad.

You can use these accounts for business transactions, as they are useful for individuals and institutions.

Bank of Baroda offers remunerative deposits for NRIs returning to India with the intention of permanently settling down here.

NRE/FCNR accounts can be opened in all Indian branches of Bank of Baroda.

You can also open an NRE Rupee Savings Bank Account, which is a saving bank product with value added propositions and privileges to high value NRI customers.

As an NRI customer, you may have concerns or questions about our services. If you're experiencing any issues, our dedicated team is here to assist you.

We offer multiple channels for you to reach out to us, including email, phone, and online chat. You can also visit our website to submit a complaint or query.

Our team is available 24/7 to address your concerns and provide support. We strive to resolve issues promptly and efficiently.

You can track the status of your complaint or query online, so you can stay informed about the progress of your issue.

We take all complaints and queries seriously and will do our best to resolve the issue to your satisfaction.

You can unlock the hidden potential of your fixed deposits by availing credit facilities through loans or overdrafts. This allows you to access cash when you need it.

You can choose from a Rupay Card, Master Card, Visa Card, or take advantage of Credit Card Offers. These options give you flexibility in how you manage your finances.

If you're looking to borrow money, you can check out our competitive rates and service charges for different types of loans, including Baroda Home Loan, Baroda Car Loan, Baroda Education Loan, and Baroda Personal Loan.

Transaction limits can be a concern for anyone using online banking. Bank of Baroda has transaction limits in place for both corporate and retail banking users.

For corporate users, these limits are set for BOB corporate net banking. Retail banking users also have limits set for BOB online banking. The specific limits vary depending on the type of transaction.

Transactions such as fund transfers, bill payments, and mobile recharges have their own limits. These limits are in place to prevent unauthorized transactions and ensure the security of accounts. The limits are also designed to prevent large transactions from being made without proper verification.

BOB corporate net banking users can check their limits in the table below, which outlines the transaction limits for different types of transactions. This information can be found in the Bank of Baroda's online banking policies.

You're looking to secure a car loan, huh? Well, you're in luck because Baroda offers a special loan option for Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) who are salaried employees or businessmen.

This loan is specifically designed for purchasing a new car for private use. It's a great option for those who want to upgrade their ride or buy a new set of wheels.

The interest rates and service charges for Baroda Car Loan are competitive, but you can check them out for yourself on their website.

Overdrafts Against Security are a convenient way to unlock the hidden potential of your fixed deposits. You can use your Rupee Fixed Deposits as collateral to secure a loan or overdraft facility.

You can choose from various credit cards, including Rupay Card, Master Card, Visa Card, and Credit Card Offers, to make the most of your overdraft facility. This way, you can enjoy the benefits of a credit card while still having access to the funds in your fixed deposit.

To apply for an Overdraft Against Security, you'll need to have a fixed deposit with a reputable bank. This will provide the necessary collateral to secure the loan or overdraft facility.

Here are some popular credit cards you can consider for your overdraft facility: