Bank of Baroda Performance Metrics and Financial Analysis

Bank of Baroda has consistently demonstrated a strong financial performance over the years, with a net profit of ₹1,909 crores in 2020.

The bank's asset quality has been a major highlight, with a gross non-performing asset (NPA) ratio of 4.62% as of March 2020.

Bank of Baroda's efficient operations have enabled it to maintain a healthy capital adequacy ratio of 14.51% in 2020.

The bank's focus on digital transformation has led to a significant increase in digital transactions, with a growth of 43% in mobile banking transactions in 2020.

Bank of Baroda's share price has shown remarkable growth over the last 3 years, with a return of 194.23% compared to Nifty 100's 39.6% return.

The bank's loan book growth has been impressive, with a YoY increase of 13.01% in its advances, beating its 5-year CAGR of 9.04%.

Bank of Baroda's profit per employee has been steadily increasing over the last 3 years, with a growth of 31.2% last year.

Here's a comparison of Bank of Baroda's share price performance over the last 5 years:

This is a significant outperformance compared to Nifty 100, which has returned 39.6% over the last 3 years.

The Bank of Baroda's performance is a story of stability and growth. The bank's market capitalization is a whopping ₹1,25,803 crore.

The PE Ratio of 6.29 indicates a relatively low valuation of the bank's stock. This could be an attractive opportunity for investors looking to buy in.

The bank's EPS (Earnings Per Share) for the trailing 12 months is ₹38.68, a solid indicator of its financial health.

The Dividend Yield of 3.12% suggests that the bank is committed to rewarding its shareholders.

The beta value of 2.21 indicates that the bank's stock is relatively volatile, but still a good option for investors looking for a bit of excitement.

Here's a summary of the key metrics:

The bank's market capitalization is substantial, and its face value is a modest ₹2.00.

Bank of Baroda's share price has been affected by market fluctuations, dropping 534.58 points on one occasion and gaining 1204.17 points on another.

The bank's valuation remains attractive despite a strong performance, with analysts believing that its interest margin and loan growth could be under pressure, but low credit costs will support return-on-equity.

Bank of Baroda's metrics are moving closer to those of top-tier banks, making it a great value pick among Indian banks due to its strong earnings profile and improving asset quality.

Here are some key statistics:

Bank of Baroda's credit growth is expected to moderate to 13-14% but strong margins are likely to stay, providing a healthy buffer for the bank.

The bank's valuation remains attractive, with a P/BV ratio of 0.9x FY25e, making it a potential re-rating candidate in the near future.

Independent analysts on Smartkarma are positive about Bank of Baroda, with one analyst calling it a great value pick among Indian banks due to its strong earnings profile and improving asset quality.

Bank of Baroda is expected to continue its growth with a medium-term ROE forecast of 16% to 18%.

The bank's metrics are moving closer to those of top-tier banks, and its valuation remains attractive despite a strong performance.

Bank of Baroda is likely to trade at a discount relative to the State Bank of India in this cycle, making it an attractive option for investors.

Here are some key highlights from the analysts' reports:

Bank of Baroda has a history of announcing quarterly results through board meetings, with the most recent one being on October 25, 2024. This meeting was announced on October 15, 2024.

The bank also holds board meetings to announce audited results and dividends, such as the meeting on May 10, 2024, which was announced on May 2, 2024. This meeting included the announcement of a dividend.

Bank of Baroda has a history of paying dividends to its shareholders, with the most recent one being a final dividend of 380% announced on May 13, 2024. This dividend was paid on June 28, 2024.

Here's a list of Bank of Baroda's recent dividends:

Bank of Baroda's stock performance has been impressive, with a 3-year return of 194.23% as compared to Nifty 100's 39.6% return. This is a significant outperformance, indicating the bank's strong growth prospects.

The bank's stock price has moved up by 0.83% from its previous close of Rs 241.12, with the current price standing at Rs 243.10. This is a positive trend, suggesting investor confidence in the bank's future prospects.

In terms of intraday performance, Bank of Baroda has only seen 2.98% of its trading sessions over the last 20 years result in intraday declines higher than 5%. This indicates that the bank's stock is relatively stable and less prone to sudden drops.

Here are some key statistics on Bank of Baroda's stock performance over the last 3 years:

These statistics highlight the bank's strong performance over the long term, with a 3-year return of 189.96% and a 5-year return of 140.94%. This is a testament to the bank's ability to generate consistent returns for its investors.

Bank of Baroda's financial performance has been impressive, with a net interest income of ₹13,644 crore in 2020. This is a significant increase from the previous year.

The bank's non-interest income has also seen a notable rise, reaching ₹4,449 crore in 2020. This growth is largely due to the bank's diversified business model.

Bank of Baroda's net profit has shown a remarkable increase, reaching ₹1,497 crore in 2020. This is a testament to the bank's effective management and strategic decisions.

The bank's total business has grown significantly, reaching ₹14.73 lakh crore in 2020. This growth is a result of the bank's efforts to expand its customer base and increase its market share.

Bank of Baroda's capital adequacy ratio has consistently remained above the regulatory requirements, standing at 14.56% in 2020. This demonstrates the bank's strong financial health and stability.

Bank of Baroda is one of the largest public sector banks in India, with a rich history dating back to 1908.

It has a strong presence across the country, with over 9,500 branches and 12,500 ATMs.

The bank has a significant network of international presence, with branches and offices in over 20 countries.

Bank of Baroda has a strong customer base, with over 100 million customers across the globe.

It offers a wide range of banking products and services, including retail banking, corporate banking, and investment banking.

The Bank of Baroda's shareholding pattern is a fascinating aspect of the bank's structure. The promoters hold a significant 63.97% stake in the bank, which has remained consistent over the past few quarters.

Promoters have maintained their stake in the bank since 31 Mar 2024, 30 Jun 2024, 31 Mar 2024, and 31 Dec 2023. This stability suggests a strong foundation for the bank's operations.

Interestingly, the FII (Foreign Institutional Investor) stake in the bank has fluctuated over time, dropping from 12.40% in 31 Mar 2024 to 9.87% in 30 Sep 2024.

Here's a breakdown of the bank's shareholding pattern as of 30 Sep 2024:

Our bank has a rich history dating back to 1850, making it one of the oldest and most established financial institutions in the country.

We pride ourselves on our commitment to customer service, with a dedicated team of professionals available to assist with any queries or concerns you may have.

Our headquarters are located in the heart of the city, a short walk from many major landmarks and transportation hubs.

We offer a wide range of financial products and services, including personal and business banking, loans, and investments.

Our experienced and knowledgeable staff are always happy to provide personalized advice and guidance to help you make informed financial decisions.

We have a strong focus on community involvement, with a long history of supporting local charities and initiatives.