Bank of America Royal Caribbean Credit Card: A Comprehensive Guide

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The Bank of America Royal Caribbean credit card is a great option for cruise enthusiasts. It offers a generous rewards program with a 3x points earning rate on Royal Caribbean purchases.

The card also comes with a $100 statement credit after your first purchase, which can be a nice bonus. This is a great opportunity to earn some extra points right off the bat.

With the Bank of America Royal Caribbean credit card, you can earn 3 points for every dollar you spend on Royal Caribbean cruises and vacation packages. This rewards rate is exclusive to Royal Caribbean purchases and can add up quickly.

The card's rewards program also includes a 1x points earning rate on all other purchases, which is a standard rate for most credit cards. This means you can still earn points on your daily expenses, even if they're not related to Royal Caribbean.

Rewards and Benefits

You can redeem your Royal Caribbean MyCruise points for onboard credit, which can be used to purchase drink packages, including unlimited drinks from a selection of brands. These packages do not cover room service, specialty beers, or super premium drinks.

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To redeem your points, you'll need to log into your Bank of America account and visit the Rewards tab. With the Royal Caribbean Visa Signature Credit Card, you can earn 2X points on Royal Caribbean and Celebrity cruise purchases, and 1X points on all other purchases.

The points are worth 1.13 cents each, on average, making 10,000 points worth roughly $113. This is more valuable than the average cruise points, which are worth almost 1 cent each. You can use these points for stateroom upgrades, discounts, onboard credit, and more.

Here's a breakdown of the benefits:

  • 25,000 bonus points after spending $1000 in the first 90 days
  • 2X points on Royal Caribbean and Celebrity cruise purchases
  • 1X points on all other purchases
  • No annual fee
  • No foreign transaction fees
  • Includes Visa Signature travel benefits
  • Yearly maximum points earning is 540,000 and points expire five years after the month you earn them

Rewards and Benefits

If you're a fan of Royal Caribbean cruises, you'll want to know about their rewards and benefits. You can earn points through the Royal Caribbean Visa Signature Card, which offers 2X points on Royal Caribbean and Celebrity cruise purchases.

The card also includes Visa Signature travel benefits, and with no annual fee or foreign transaction fees, you can use it for international travel without worrying about extra costs.

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You can redeem your points for on-board credit, which can be used to purchase drink packages, stateroom upgrades, and more. To redeem your points, log into your Bank of America account and visit the Rewards tab.

Royal Caribbean offers three beverage packages that include unlimited drinks from a selection of brands, but they don't cover room service, specialty beers, or super premium drinks.

Here's a breakdown of the points earning structure for the Royal Caribbean Visa Signature Card:

Keep in mind that points expire after five years, and you can only use them for Royal Caribbean and Celebrity cruises. The points have a very narrow redemption scope, but they're worth 1.13 cents each, on average.

Air2Sea Airfare Discount

The Air2Sea airfare discount is a fantastic perk of having the Royal Caribbean Visa Signature Credit Card. You'll get a $50 discount on your airfare.

To qualify for this benefit, you'll need to make at least $3,500 in purchases with the card within the first 90 days of opening an account. This is a relatively short timeframe to meet the condition.

Having this discount can add up to considerable savings over time, especially when combined with your redemption options. Just remember to use it strategically to maximize your benefits.

Royal Caribbean Specifics

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The Bank of America Royal Caribbean Visa Signature Card is a great option for cruisers, offering 25,000 bonus points after spending $1000 in the first 90 days, worth $250 in on-board credit.

You can earn 2X points on Royal Caribbean and Celebrity cruise purchases, making it a great choice for those who frequently sail with these lines.

The card has no annual fee and no foreign transaction fees, making it a convenient option for international travel.

Royal Caribbean Visa Card

The Royal Caribbean Visa Card is a popular choice among cruisers, offering a unique set of benefits that can enhance your sailing experience.

You can earn 25,000 bonus points after spending $1000 in the first 90 days, which can be redeemed for $250 in on-board credit.

The card's rewards structure is straightforward, with 2X points on Royal Caribbean and Celebrity cruise purchases, and 1X points on all other purchases.

No annual fee or foreign transaction fees make this card a great option for frequent travelers.

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The card includes Visa Signature travel benefits, which can provide additional perks and protections.

Here are the key features of the Royal Caribbean Visa Card at a glance:

  • 25,000 bonus points after spending $1000 in the first 90 days
  • 2X points on Royal Caribbean and Celebrity cruise purchases
  • 1X points on all other purchases
  • No annual fee
  • No foreign transaction fees
  • Visa Signature travel benefits
  • Yearly maximum points earning is 540,000 and points expire five years after the month you earn them

Royal Caribbean Beverage Packages

Royal Caribbean Beverage Packages are a convenient way to budget for drinks onboard.

There are three beverage packages to choose from: the Classic Soda Package, the Refreshment Package, and the Deluxe Beverage Package.

The Classic Soda Package costs $12.99 per person per day and includes Coca-Cola Freestyle beverages, a Coca-Cola souvenir cup, and fountain sodas with refills.

The Refreshment Package is a step up, priced at $38 per person per day, and adds premium coffees and teas, fresh squeezed juices, bottled still and sparkling water, non-alcoholic cocktails, and milkshakes at Johnny Rockets to the Classic Soda Package offerings.

The Deluxe Beverage Package is the most comprehensive, costing between $55 to $115 per person per day, and includes everything from the Refreshment package, plus cocktails, spirits, liqueurs, beers, and wines by the glass.

You can redeem Royal Caribbean points for onboard credit to use towards beverage packages, with 100 points equaling $1 in value.

Frequently Asked Questions

Does Bank of America Royal Caribbean credit card charge foreign transaction fees?

No, the Bank of America Royal Caribbean credit card does not charge foreign transaction fees. This means you can use your card abroad without incurring extra charges.

How do I redeem my Royal Caribbean points with Bank of America?

To redeem your Royal Caribbean points, log in to your Bank of America account at bankofamerica.com and visit the Rewards tab. Redemptions start at 1,000 Points, which become available for redemption after appearing on your monthly billing statement.

How do I contact Bank of America about my Royal Caribbean credit card?

To contact Bank of America about your Royal Caribbean credit card, call 800-421-2110 for assistance with account information, customer satisfaction, and rewards redemption. This phone number is available for general inquiries and support.

What Bank does Royal Caribbean credit card use?

The Royal Caribbean Visa Signature card is issued by Bank of America. This partnership offers benefits and rewards to cardholders.

Richard Harvey-Nolan

Junior Writer

Richard Harvey-Nolan is a rising star in the world of journalism, with a keen eye for detail and a passion for storytelling. With a background in economics and a love for finance, he brings a unique perspective to his writing. As a young journalist, Richard has already made a name for himself in the industry, covering a range of topics including precious metals news.

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