
BancWest offers a range of investment and banking services to its customers.
The bank provides investment services through its subsidiary, BancWest Investment Services, which offers brokerage services to individuals and small businesses.
BancWest also provides banking services, including checking and savings accounts, loans, and credit cards.
These services are designed to help customers manage their finances and achieve their financial goals.
Account Management
Managing your BancWest account is a breeze, thanks to their user-friendly online platform. You can access your account information, pay bills, and transfer funds with just a few clicks.
To get started, simply log in to your account using your username and password. BancWest's system is designed to be secure and easy to use, so you can focus on managing your finances without any hassle.
One of the most convenient features of BancWest's account management system is the ability to set up automatic payments for your bills. This ensures that you never miss a payment, and you can even schedule payments in advance to avoid any late fees.
Philosophy

At BancWest Investment Services, the philosophy is all about helping clients make informed decisions. They don't offer direct asset allocation or investment management services, instead, they help clients select model portfolio providers and separate account managers.
Their proprietary research from Envestnet is a key part of this process. Envestnet analyzes providers across various factors, including historical performance and exposure to risk.
The presence of any legal or ethical concerns is also carefully considered. This comprehensive approach helps ensure that clients' investments are aligned with their values and goals.
By focusing on model portfolio providers and separate account managers, BancWest Investment Services is able to offer a more tailored approach to account management. This allows them to cater to the unique needs of each client.
Their research from Envestnet is a valuable resource in this process, providing a thorough analysis of various factors. This helps BancWest Investment Services make informed decisions on behalf of their clients.
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Client Types and Account Sizes

BancWest Investment Services works with a diverse range of clients, including non-high-net-worth individuals.
Their client base is comprised of individuals with varying levels of financial resources. High-net-worth individuals, charitable organizations, trusts, estates, and businesses also make up their client base.
The firm's advisory services often come with a minimum investment requirement, which can vary depending on the investment strategy used.
Here are some of the minimum account sizes for BancWest Investment Services' programs:
The minimum investment requirements help ensure that clients have sufficient resources to benefit from the firm's advisory services.
Opening an Account
To start working with an advisor at BancWest Investment Services, you can visit their website to find your closest advisor.
You can also call the firm at (800) 338-3919 to get in touch with an advisor.
If you prefer a more formal approach, you can fill out the firm's contact form with your name, contact information, and a brief message.
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1Q Profit Decline Despite Revenue Growth

BancWest's 1Q profit fell despite revenue growth, but not because of poor business performance.
Revenues at BancWest declined 5% from the first quarter of 2016 due to capital gains recorded that year.
This one-time event skewed the numbers, making it seem like revenues were lower than they actually were.
In reality, revenues would have been 5.3% higher than they were a year ago without those capital gains.
Pretax net income declined 23.1%, but would have been up 16% if not for those capital gains a year ago.
BNP Paribas' CEO Jean-Laurent Bonnafé noted that costs were well under control and the cost of risk was down.
Operating expenses increased just 0.8% from the first quarter of 2016, reflecting the bank's cost control efforts.
Loans increased 7% to $70.4 billion, driven by growth in individual and corporate loans.
Deposits increased 11.4% to $76.1 billion, a significant jump in just one quarter.
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Services Offered
BancWest offers a range of services to help you manage your investments, including wrap fee programs that cover advisory services and any brokerage or custodial fees.

One of the key services offered by BancWest is its Fund Strategist Portfolios (FSPs), which provide a bundled annual fee that covers a range of services.
BancWest's Separately Managed Accounts (SMAs) are another option, allowing you to manage your investments individually and pay a fee based on the assets under management.
The Unified Managed Accounts (UMAs) program offered by BancWest combines multiple investment accounts into a single portfolio, making it easier to manage your investments.
Here's a breakdown of the three wrap fee programs offered by BancWest:
- Fund Strategist Portfolios (FSPs)
- Separately Managed Accounts (SMAs)
- Unified Managed Accounts (UMAs)
Frequently Asked Questions
Is BancWest the same as Bank of the West?
No, BancWest and Bank of the West are separate institutions, with Bank of the West operating as a subsidiary of BancWest. Bank of the West maintains its own identity and operations under existing management.
What is Bank of the West called now?
Bank of the West is now known as BMO, following its acquisition by BMO Bank in 2023. Existing customers can continue to access banking services at their local BMO branches.
Sources
- https://smartasset.com/financial-advisor/bancwest-investment-services-review
- https://www.deseret.com/2005/6/15/19897525/bancwest-buys-commercial-federal/
- https://www.americanbanker.com/news/bancwests-1q-profit-falls-despite-revenue-growth
- https://www.occ.treas.gov/news-issuances/news-releases/2022/nr-ia-2022-55.html
- https://www.cbinsights.com/company/community-first-bankshares
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