
Banca Mediocredito FVG has undergone a significant transformation, becoming BCC, marking a new era of financing.
This change is a testament to the bank's commitment to innovation and growth.
With a strong presence in the Friuli Venezia Giulia region, BCC is well-positioned to support local businesses and entrepreneurs.
By leveraging its expertise and resources, BCC aims to foster economic development and job creation in the area.
Banca Mediocredito Friuli Venezia Giulia
Banca Mediocredito Friuli Venezia Giulia has approved its 2021 balance sheet, showing a significant increase in new lending of 185 million euros, a 6% growth compared to 2020. This is a testament to the bank's commitment to supporting the local economy.
The bank has also seen a notable reduction in deteriorated exposures, decreasing from 89 to 63 million euros, a 29.6% drop compared to 2020. This indicates a healthier credit quality.
Banca Mediocredito Friuli Venezia Giulia has been actively supporting local businesses, particularly in the manufacturing and construction sectors, as well as commercial, tourism, and service industries. The bank has also been using regional funds to provide financial assistance.
The bank's financial performance has been positive, with a 33.8% increase in net profits compared to 2020, and a 201% growth in operating results. Despite the challenging economic scenario, the bank has managed to achieve a significant increase in its financial performance.
The bank's solid financial position is reflected in its Capital Adequacy Ratio, which has improved to 23.28%, up from 19.88% in 2020. This demonstrates the bank's ability to withstand potential financial challenges.
Financial Data
Banca Mediocredito del Friuli Venezia Giulia has a significant financial presence in the region, with a 51% stake held by the Gruppo Bancario Cooperativo Iccrea and a 47% stake held by the Regione FVG.
The bank's financial data for 2021 shows a positive trend, with new loans amounting to 185 million euros, a 6.5% increase from 2020. This growth is attributed to the bank's efforts to support local businesses, particularly in the manufacturing, construction, and commercial sectors.
The bank's CET1 ratio has improved significantly, reaching 21.28% in 2021, up from 17.58% in 2020. This indicates a higher level of solvency and stability for the bank.
Financial Situation
Banca Mediocredito del Friuli-Venezia Giulia has approved a budget that shows a significant increase in new loans, with 185 million euros being allocated for this purpose, a 6% rise from 2020.
This growth is a testament to the bank's commitment to supporting the local community, with a focus on small businesses, manufacturing, and construction sectors.
The bank's CEO, Marianna Di Prinzio, has emphasized the importance of this growth, stating that the bank has increased its support for the territory by providing new loans.
The bank's financial situation has also improved, with a CET1 ratio of 21.28%, a significant increase from 17.58% in 2020.
This improvement in financial solidity is a result of the bank's prudent management and its ability to navigate the challenging economic landscape.
The bank's total capital ratio has also increased, reaching 23.28% in 2021, compared to 19.88% in 2020.
Despite the negative impact of the COVID-19 pandemic on the economy, the bank has managed to maintain a positive net result of 7.5 million euros, a 201% increase from the previous year.
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The bank's financial performance has been boosted by its ability to reduce its exposure to non-performing loans, which decreased by 29.6% in 2021 compared to the previous year.
The bank's focus on credit quality has paid off, with the stock of non-performing loans decreasing significantly, from 89 million euros to 63 million euros in 2021.
The bank's financial situation has also been strengthened by its ability to collect deposits from private clients, which reached 279 million euros in 2021.
The bank's financial performance has been influenced by the negative impact of the COVID-19 pandemic on the economy, which has led to a decrease in interest rates and a challenging economic landscape.
76 Milioni
The financial data for Banca Mediocredito del Friuli Venezia Giulia S.p.A. paints a concerning picture. The bank's passivo (debt) has reached 76 million euros, a significant increase from 39 million euros in 2015 and 28.5 million euros in 2014.
These numbers are a stark reminder of the bank's financial struggles. The bank's management and the regional government have been talking about a Piano industriale (industrial plan) to turn things around, but the data suggests otherwise.

The bank's sofferenze (non-performing loans) have also increased dramatically, from 350 million euros in 2015 to 385.3 million euros in 2020. This is a major concern, especially considering that 58% of these non-performing loans are related to businesses outside of the Friuli Venezia Giulia region.
It's worth noting that the bank's financial struggles have been ongoing for years, with no clear solution in sight. The lack of transparency and accountability is also alarming, with many questions still unanswered regarding the bank's previous management and the decisions that led to this situation.
Event Presentation
Banca Mediocredito del Friuli Venezia Giulia has a strong presence in the region, with a network of 14 branches and a team of over 100 employees.
The bank's headquarters is located in Udine, the capital city of the Friuli-Venezia Giulia region.
Banca Mediocredito del Friuli Venezia Giulia offers a range of financial products and services, including loans, deposits, and investment solutions.
The bank's mission is to support the economic growth of the region by providing financing to small and medium-sized enterprises.
Banca Mediocredito del Friuli Venezia Giulia has a long history dating back to 1992, when it was established as a specialized bank for the Friuli-Venezia Giulia region.
The bank has a strong commitment to social responsibility, with a focus on supporting local communities and promoting sustainable development.
Banca Mediocredito del Friuli Venezia Giulia is a member of the Banca IFIS Group, a leading Italian banking group.
Frequently Asked Questions
Quando paga Mediocredito FVG?
Mediocredito FVG pays its benefits in early May, instead of the usual June or July timeframe. This early payment is a one-time support measure for thousands of families.
Sources
- https://en.wikipedia.org/wiki/Banca_Mediocredito_del_Friuli_Venezia_Giulia
- https://www.ilfriuli.it/economia/banca-mediocredito-fvg-diventa-bcc-financing/
- https://www.ilnordest.it/economia/finanza/mediocredito-fvg-approva-il-bilancio-drq446az
- https://www.movimento5stellefvg.it/mediocredito-fallimento-politica-regione/
- https://www.simplybiz.eu/anca-mediocredito-friuli-venezia-giulia-presentati-contenuti-delloperazione/
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