Banana Republic Credit Card Synchrony Calculator and Review

The Banana Republic Credit Card from Synchrony Bank is a popular choice for fashion-conscious shoppers. It offers rewards and benefits that can be used towards purchases at Banana Republic stores.

The credit card has a variable APR, which ranges from 24.99% to 27.99% based on creditworthiness. This means that your interest rate may be higher or lower depending on your credit history.

You can earn 5 points per dollar spent at Banana Republic and 1 point per dollar spent elsewhere. These points can be redeemed for rewards, such as gift cards or merchandise.

The credit card also offers a 25% discount on purchases made during the first year, which can be a great incentive for new cardholders.

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The Banana Republic Credit Card offers 5x points per dollar spent at any Gap Inc. brand store, which includes Gap, Banana Republic, Old Navy, and Athleta.

You can earn these points on both types of cards, the Banana Republic Credit Card and the Banana Republic Visa Credit Card, but the Visa card can be used anywhere Visa is accepted.

Each point is worth 1 cent, and rewards are issued in $5 increments, so after every $100 spent, you'll earn 500 points and get $5.

The number of points you can earn is unlimited, but you can redeem a maximum of $250 in a single billing cycle, with the rest carrying over to the next cycle.

Rewards do expire two years after your last purchase made with the card, so be sure to use them before then.

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The Banana Republic Credit Card is a great option for those who frequently shop at Gap Inc. brands. You can earn 5x points per dollar spent at any store of the Gap Inc. brands, including Gap, Banana Republic, Old Navy, and Athleta.

The card has two types: the Banana Republic Credit Card, which is only accepted at Gap Inc. stores, and the Banana Republic Visa Credit Card, which can be used everywhere Visa is accepted. The Visa card earns 1x point per dollar spent at all other stores.

One of the benefits of this card is that there's no annual fee. However, the 25.99% APR is a bit on the high side. You'll want to be mindful of your balance and make payments on time to avoid interest charges.

You can earn unlimited points, but there's a maximum of $250 in rewards per billing cycle. If you don't have enough points to redeem a $5 reward, they'll be transferred to the next billing cycle. Expiration dates apply, with rewards expiring 2 years after the last purchase made with the card.

Redemption options are limited to Gap Inc. brands' stores or online. You can redeem up to 3 rewards certificates on a single transaction in-store or up to 5 online.

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The Banana Republic Credit Card is a great option for those who frequently shop at Gap Inc. brands. It earns 5x points per dollar spent at Gap, Banana Republic, Old Navy, and Athleta.

The card has two types: the Banana Republic Credit Card, only accepted at Gap Inc. stores, and the Banana Republic Visa Credit Card, accepted everywhere. The Banana Republic Visa Credit Card earns 1x point per dollar spent at all other stores.

Each point is worth 1 cent, and rewards are issued in $5 increments. So, after each $100 spent, you earn 500 points and get $5. Points can be redeemed at any of the company's brands' stores or online.

You can redeem up to 3 rewards certificates on a single transaction in-store, and up to 5 online. However, redemption options are limited to the company's brands. Rewards expire 2 years after the last purchase made with the card.

The APR is 25.99%, which is a bit high. But, there's no annual fee, and the number of points you can earn is unlimited.

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