
Baloise Group has achieved a significant milestone in its financial performance, posting strong annual profits that have left many impressed. The company's net profit more than doubled in 2022.
This remarkable growth can be attributed to various factors, including the successful integration of new businesses and a robust insurance portfolio. Baloise's strategic decisions have clearly paid off, yielding substantial returns.
The company's financial health is a testament to its prudent management and risk-taking abilities. With a strong balance sheet and a solid capital base, Baloise is well-equipped to navigate future challenges.
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Financial Performance
Bâloise's financial performance is a key aspect of its overall success. The company's annual profits are a notable area of interest.
The rate of surprise in annual profits is a significant indicator of the company's financial health. This rate is likely influenced by various factors, including the stock market and equities.
Here are some key statistics on Bâloise's financial performance:
BALN Stock is a key part of Bâloise's financial performance, as it directly reflects the company's stock market performance.
Annual Profits Surprise Rate

Annual Profits Surprise Rate is a crucial metric for investors to gauge the performance of a company. It can be a game-changer in making informed investment decisions.
The Bâloise Holding AG, for instance, has reported a significant surprise in its annual profits. According to the company's annual results for 2021, the BALN Stock, which represents Bâloise, has experienced a notable rate of surprise.
A closer look at the company's financial performance reveals that the stock market and equities have played a vital role in its success. The news from Bâloise Holding AG's annual results for 2021 highlights the importance of staying up-to-date with market trends and company performance.
Here's a breakdown of the key factors contributing to the surprise rate:
This information can be a valuable resource for investors looking to make informed decisions about their investments.
Holding Ag News
Baloise Holding AG, a Swiss financial services company, has been in the news lately due to its financial performance and strategic changes.

The company announced executive changes in December 2024, which might be a response to the increasing pressure from investors to shake up the business.
Baloise Holding AG has been focusing on improving its return on equity (RoE) target of 12-15% since its newly launched refocusing strategy in 2024.
In November 2024, the company's nine-month business volume logged lower compared to the previous year, which might be a concern for investors.
Baloise Holding AG aims to boost its insurance expertise on the board after Cevian's stake increase, as mentioned in the company's earnings call on September 12, 2024.
Here are some key financial performance indicators for Baloise Holding AG:
The company's attributable profit and revenue improved in the first half of 2024, but the market was not impressed, and the stock price tumbled.
Baloise Holding AG is planning to sell its digital insurance portfolio, Friday, to Allianz, a move that might be aimed at focusing on its core business in Switzerland.
Investors are pressing the company to shake up its business after Cevian's swoop, and it remains to be seen how Baloise Holding AG will respond to these demands.
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Company Insights

Bâloise is a Swiss insurance company with a rich history dating back to 1868.
The company has grown significantly over the years, with a presence in 14 countries across Europe and a global workforce of over 9,000 employees.
Bâloise has a strong focus on innovation, with a dedicated research and development team working on cutting-edge technologies to improve customer experiences.
Art Prize
The Baloise Art Prize is a significant recognition of emerging artists, awarded annually at the Art Statements sector of the international Art Basel fair.
Each year, two people receive this prestigious prize, which has been in existence since 1999.
The prize is awarded by the Bâloise group, a company that promotes contemporary, emerging art.
The winners receive a substantial amount of CHF 30,000 each.
Their acquired works are then donated to a museum in Germany, specifically the Hamburger Bahnhof – Museum für Gegenwart in Berlin, the Museum für Moderne Kunst in Frankfurt, or the Mudam (Musée d’Art Moderne Grand-Duc Jean) in Luxembourg.
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Apply for a Fellowship

Bâloise Assurances and Bâloise Vie are offering a fellowship to high-potential students at the University of Luxembourg.
The fellowship provides a monthly stipend of 300€ for a period of maximum 30 months, as well as an internship in various departments.
To be eligible, candidates must be holders of a secondary school degree, or equivalent, and not be registered in a subsequent bachelor or master program.
The selection criteria include academic performance, general effort and progress, and the ethos of the applicant.
A Selection Committee will evaluate the applications based on these criteria, and the Management of Bâloise will validate the final selection of scholarship recipients.
Here are the eligibility criteria in a nutshell:
- Secondary school degree or equivalent
- Not registered in a subsequent bachelor or master program
- Citizens of Luxembourg or from the European Union
- Residing in the Grand Duchy of Luxembourg or the Greater Region of Luxembourg
- Family income not exceeding triple the minimum income level in Luxembourg
The application deadline is 4 May 2020 at 23h59, and candidates are invited to submit a motivation letter, curriculum vitae, and other required documents.
Expert Reviews
Bâloise has received praise from experts for its innovative approach to insurance.
The company's focus on digitalization has been a key factor in its success, with over 70% of its customers using digital channels to interact with the company.

Bâloise has been recognized for its commitment to sustainability, with a goal of reducing its carbon footprint by 50% by 2025.
Its customer-centric approach has led to high customer satisfaction ratings, with over 90% of customers reporting a positive experience with the company.
Bâloise has expanded its reach through strategic partnerships and acquisitions, now operating in 14 countries worldwide.
The company's commitment to innovation has resulted in the development of new products and services, including a mobile app that allows customers to manage their policies on the go.
Bâloise has received numerous awards and recognitions for its business practices, including being named one of the most sustainable companies in the world.
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Taxation
Bâloise's life insurance policies are perfectly neutral from a tax perspective. The applicable tax is that of the policyholder's country of residence.
The tax treatment of Bâloise life insurance policies depends on the country of residence of the policyholder. If the policyholder is a French resident, they are subject to French tax on the policy.
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In France, the tax treatment of Bâloise life insurance policies changed on September 27, 2017. Since then, the products of the policies are subject to income tax or the Universal Flat-rate Levy (PFU).
If the policyholder chooses the Universal Flat-rate Levy (PFU), there are two scenarios to consider:
- If the amount of the contributions is equal to or greater than 150,000 euros (300,000 euros for a couple), the products are taxed at 30% (IR + social contributions). After 8 years, the fraction of the products corresponding to contributions below 150,000 euros is taxed at 7.5% + social contributions, and the remainder at 30%.
- If the amount of the contributions is less than 150,000 euros (300,000 euros for a couple), the products corresponding to these contributions are taxed at 30% (IR + social contributions). After 8 years, the products are taxed at 7.5% + social contributions.
In both cases, after 8 years, the policyholder benefits from an annual deduction of 4,600 euros for a single person and 9,200 euros for a married or registered couple subject to joint taxation.
Frequently Asked Questions
What does Baloise do?
Baloise is a European provider of insurance and protection solutions, offering targeted financial services in Switzerland that combine banking and insurance.
What countries is Baloise in?
Baloise operates in Switzerland, Germany, Belgium, Liechtenstein, and Luxembourg. Explore our global presence to learn more about our international services.
How do I contact Baloise?
You can contact Baloise by calling 058 285 85 86 or sending an email to [email protected]. Reach out to us for general enquiries or to speak with our HR team.
Sources
- https://en.wikipedia.org/wiki/Baloise_Art_Prize
- https://www.uni.lu/fdef-fr/news/apply-now-for-a-fellowship-with-baloise-assurances-and-baloise-vie/
- https://www.friday.de/en-de/newsroom/241029-baloise-sells-friday-portfolio
- https://www.marketscreener.com/quote/stock/BALOISE-HOLDING-AG-9364972/news/Baloise-Review-of-operating-performance-Annual-Results2021-39716836/
- https://www.assurancevieluxembourg.eu/assureurs/baloise/
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