Bajaj Finance Share Price: A Comprehensive Review

Bajaj Finance Share Price has consistently shown a growth trend over the years.

Bajaj Finance has a strong presence in the NBFC (Non-Banking Financial Company) sector, with a market capitalization of over ₹1.5 lakh crores.

The company's diversified product portfolio includes lending, asset management, and insurance services.

With a customer base of over 35 million, Bajaj Finance has established itself as a leading player in the Indian financial services market.

Bajaj Finance's share price has seen a remarkable rise over the years, with its value increasing from ₹ 7.6 in 1995 to ₹ 5902 in 2021.

The company's share price crashed by more than 90% in 2008, dropping from ₹ 54 to ₹ 4.4, but it has since recovered and continues to grow.

Back in January 2008, investing ₹ 1 lakh in Bajaj Finance would have been worth ₹ 8200 after the crash, but holding on to the shares would have resulted in a value of over ₹ 1.05 crore by 2021.

The share price has seen a significant increase since the 2008 crash, with a rise of 416% in 2009 and 114% in 2010.

Here's a breakdown of Bajaj Finance's share price growth over the years:

The company's share price has consistently beaten major indices like 'Sensex' and 'Nifty 50', making it a top performer in the stock market.

Bajaj Finance's share price has given impressive returns over the years, with a CAGR of 54.57% over 10 years and 46.09% over 20 years.

Bajaj Finance has consistently delivered market-beating returns, regardless of when you invested. The company's share price has experienced significant growth over the years, with a staggering 240.9% rise in 2005.

In the last 2 years, Bajaj Finance has returned 41.48% annually, with a 1-year return of 25.02% and a 2-year return of 2.00 times. The 10-year return is a remarkable 77.4 times, outperforming major indices like 'Sensex' and 'Nifty 50'.

Here are the CAGR and absolute returns for different time periods:

Bajaj Finance Ltd. has a market capitalization of ₹4,59,410 crore, significantly higher than its competitors Shriram Finance Ltd. and Cholamandalam Investment & Finance Company Ltd.

The price-to-book (PB) ratio of Bajaj Finance is 5.83, indicating a relatively high valuation compared to Shriram Finance's 1.81 PB ratio.

Bajaj Finance's return on equity (ROE) is 25.15%, outperforming Shriram Finance's 16.98% ROE and Cholamandalam Investment & Finance Company's 20.10% ROE.

The return on assets (ROA) for Bajaj Finance is 5.03%, while Shriram Finance's ROA is 3.41% and Cholamandalam Investment & Finance Company's ROA is 2.52%.

Bajaj Finance's earnings per share (EPS) growth is 24.33%, outperforming Shriram Finance's 22.29% EPS growth and Cholamandalam Investment & Finance Company's 26.91% EPS growth.

Here's a comparison of the three companies' key metrics:

Bajaj Finance Returns have been nothing short of spectacular. The company has consistently beaten major indices like 'Sensex' and 'Nifty 50' in terms of returns.

In the last 2 years, Bajaj Finance has given a CAGR of 41.48%, which is a staggering 2 times the original investment. This is a testament to the company's ability to deliver impressive returns.

The 1-year returns for Bajaj Finance stand at 25.02%, which is equivalent to a 1.25 times return on investment. This is a significant return, especially considering the current market conditions.

Looking at the 10-year returns, Bajaj Finance has given a CAGR of 54.57%, which is an astonishing 77.4 times the original investment. This is a clear indication that the company has consistently delivered market-beating returns.

Here's a snapshot of Bajaj Finance's returns over different time periods:

The returns from Bajaj Finance have consistently beaten major indices, making it a top performer in the market.

Bajaj Finance's total income for FY 2023-2024 was ₹54,983 Cr, a year-over-year growth of 32.79%.

The company's net worth increased by 41.96% to ₹76,398 Cr, while its total assets grew by 36.52% to ₹3,75,742 Cr.

Here's a breakdown of the company's financial performance:

The company's profit before tax was ₹21,233 Cr, a year-over-year growth of 21.9%.

Bajaj Finance Ltd. reported a total income of ₹54,983 Cr, marking a year-over-year growth of 32.79%. This significant increase in revenue is a testament to the company's financial health and stability.

The net interest margin, a crucial metric for financial institutions, stood at ₹11.65 Cr, showing a year-over-year decline of 5.36%. This decline might be a concern, but it's essential to consider the overall financial performance of the company.

Profit Before Tax (PBT) was reported at ₹21,233 Cr, with a year-over-year growth of 21.9%. This increase in PBT is a positive sign, indicating the company's ability to generate profits.

Profit After Tax (PAT) also saw a significant increase, reaching ₹16,375 Cr with a year-over-year growth of 22.23%. This growth in PAT is a result of the company's efficient operations and effective management.

Here's a summary of the key financial metrics:

The company's net worth also saw a substantial increase, reaching ₹76,398 Cr with a year-over-year growth of 41.96%. This growth in net worth is a result of the company's efficient management and effective utilization of resources.

Total assets stood at ₹3,75,742 Cr, with a year-over-year growth of 36.52%. This increase in total assets is a positive sign, indicating the company's ability to expand its operations and invest in new opportunities.

Total outside liabilities, which is the difference between total liabilities and net worth, stood at ₹2,99,343 Cr, with a year-over-year growth of 35.2%. This growth in total outside liabilities is a concern, as it may indicate an increase in the company's debt burden.

The shareholding structure of a company is an interesting aspect of its financial data.

Promoters hold a significant 54.7% of the company's shares.

DII have seen an increase in their holdings, rising from 17.63% to 18.18% as of September 2024.

Here's a breakdown of the shareholding structure:

If you had invested 1 lakh in Bajaj Finance, you would have seen incredible returns over different time periods. The company has consistently delivered market-beating returns, making it a great option for long-term investments.

In just one year, your 1 lakh investment would have grown to 1.25 lakhs, a return of 25%. This is impressive, but the real magic happens over longer periods.

Here's a breakdown of the returns you could have seen over different time periods:

As you can see, the longer you hold onto your investment, the more incredible the returns become. In fact, if you had invested 1 lakh in Bajaj Finance 20 years ago, every single rupee would be 1961 times its original value today. That's a staggering return, and it's no wonder that Bajaj Finance is considered one of the top-performing stocks in the market.