Unlock Rewards with Axis Bank Rewards Credit Card

The Axis Bank Rewards Credit Card is a fantastic option for those who want to earn rewards on their daily expenses. You can earn 5X Axis Rewards on all your purchases at select merchants.

With this card, you'll have access to a wide range of rewards and benefits. You can redeem your Axis Rewards for exciting gifts, vouchers, and more.

One of the best things about this card is the flexibility to redeem your rewards. You can choose from a variety of options, including gift vouchers, merchandise, and even travel bookings.

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The Axis Bank Rewards Credit Card has a joining fee of Rs. 1,000 and an annual fee of Rs. 1,000. This might seem steep, but you'll get some great benefits in return.

The card is best suited for people who want to earn rewards, as it offers accelerated reward points and other perks. You can earn 2X EDGE REWARD points on every Rs. 125 spent, and 10X reward points on spending every Rs. 125 in certain categories.

The Axis Bank Rewards Credit Card is a good option for people who spend a lot on apparel and departmental stores, as they earn 10x EDGE Reward points in these categories. This is equivalent to 8% cashback.

Here are some key details to keep in mind:

You'll also get a welcome benefit of 5000 EDGE Reward points, which is a great starting point for earning rewards.

The Axis Bank Rewards Credit Card is packed with exciting features and benefits that make it a must-have for any credit card enthusiast.

You can earn 5,000 reward points on net spends of Rs. 1,000 or more within 30 days of getting the credit card, which is essentially worth the same value as the joining fee.

With the Axis Bank Rewards Credit Card, you can enjoy unlimited 2X EDGE REWARD points on spending every Rs. 125, and 10X reward points on spending every Rs. 125.

You also get accelerated points for spending up to Rs. 7,000 per month on specific categories.

Reward points are credited directly to your EDGE account, making it easy to redeem them for various benefits.

Here are some key features and benefits of the Axis Bank Rewards Credit Card:

You also get a bouquet of memberships worth up to Rs. 1,000 each anniversary year, with the membership link sent via SMS to your registered mobile number within 60 days.

And, if you spend over Rs. 30,000 every card statement cycle, you get 1,500 Edge Reward Points, which can be redeemed for various benefits.

Additionally, cardholders get 2 complimentary domestic lounge access every quarter, and can also get a renewal fee waiver on spending Rs. 2 Lakhs or more in the card anniversary year.

Lastly, cardholders get plenty of insurance benefits, including purchase protection cover of up to Rs. 1 Lakh, cover of up to USD 300 for the delay in check-in baggage and loss of travel documents, and cover of up to USD 500 for loss in check-in baggage.

The Axis Bank REWARDS credit card comes with a range of fees and charges that you should be aware of.

The joining fee is Rs. 1,000, and the annual fee is also Rs. 1,000. You won't have to pay a joining or annual fee for an add-on card, which is a nice perk.

There are various charges for things like card replacement, cash payments, and cash withdrawals. For instance, you'll be charged Rs. 100 for a cash payment, and 2.5% of the withdrawn amount (minimum Rs. 500) for a cash withdrawal.

Here are some key fees and charges to keep in mind:

Fees and charges can be a real pain, but understanding them upfront can save you a lot of stress later on.

The Axis Bank REWARDS credit card charges a joining fee of Rs. 1,000 and an annual fee of Rs. 1,000.

Cash payment charges can be steep, coming in at Rs. 100.

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If you need to replace your card, don't worry, it's free.

Cash withdrawal charges are a bit more complicated, at 2.5% (minimum Rs. 500) of the withdrawn amount.

Finance charges for retail purchases and cash are a whopping 3.6% per month (52.86% p.a.).

You'll also be charged an overdue penalty or late payment charges, which can be up to Rs. 1,000 depending on the outstanding amount.

Overlimit penalty charges are 2.5% of the over-limit amount (minimum Rs. 500).

Here's a summary of the fees and charges:

The rate at which you earn rewards is quite impressive. You get 2 EDGE reward points on every send of Rs. 125.

You can earn accelerated rewards on certain purchases. Spending Rs. 125 on departmental and apparel stores will give you 10x EDGE reward points.

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The Axis Bank Rewards Credit Card offers a wide range of rewards and benefits that make it a great option for those who want to earn points and enjoy exclusive perks. You can earn 5000 reward points on net spends of Rs. 1,000 or more within 30 days of getting the credit card.

The card offers unlimited 2X EDGE REWARD points on spending every Rs. 125, and 10X reward points on spending every Rs. 125 in specific categories. You can also earn accelerated points for spending up to Rs. 7,000 per month on specific categories. Additionally, you can redeem your reward points for vouchers or products listed on the EDGE platform catalogue.

Here are some of the key rewards and benefits of the Axis Bank Rewards Credit Card:

You have a lot of flexibility when it comes to redeeming your reward points. You can transform your rewards into meaningful experiences with a wide range of redemption choices.

You can use your points for gift cards, travel bookings, premium products, or even to offset your credit card bill. The flexibility ensures that your rewards are as versatile as your lifestyle.

You can redeem your EDGE reward points through mobile or net banking on the product catalog listed on the EDGE platform. A minimum of 300 reward points are needed to make any redemption.

You can also convert or transfer your EDGE reward points to partner miles or points. 10 RP = 1 Partner Mile. This is a great option if you have a lot of points and want to use them for something specific.

Here are the different redemption options available to you:

You can also redeem your reward points for vouchers or products listed on the EDGE platform catalogue. This is a great way to get something you really want.

Domestic Lounge Access is a fantastic benefit that lets you enjoy 2 complimentary domestic airport lounge access per quarter. This means you can unwind in style and comfort while waiting for your flight.

You can use this benefit to relax and recharge before your journey. Domestic lounge access is a great way to make your travel experience more enjoyable.

Here are the details of this benefit:

This benefit is a great way to add some luxury to your travel plans. Whether you're traveling for business or leisure, domestic lounge access is a wonderful perk to have.

You'll be glad to know that our program offers a range of insurance benefits to give you peace of mind.

One lakh purchase protection cover is included, which means you're protected against losses or damages to your purchase.

This cover also extends to loss of travel documents and baggage, so you can travel with confidence.

With this protection, you can enjoy your purchase without worrying about potential losses.

With the Axis Bank Rewards Credit Card, you can enjoy a range of membership benefits that add value to your card experience.

Membership benefits are available every card anniversary year, and you can receive a bouquet of memberships worth up to Rs. 1,000. The membership link will be sent via SMS to your registered mobile number within 60 days of getting eligible.

To be eligible for this benefit, you must have paid the card renewal fee. You'll be notified of the membership benefit by Axis Bank after paying the card's minimum due amount for the 13th month before the due date.

This benefit is not available to those who have a lifetime free card.

Worth a look: Axis Bank Credit Card Statement

To earn milestone benefits with your Axis Bank REWARDS Credit Card, you need to spend a significant amount each statement cycle. Spending over ₹30,000 every card statement cycle gets you 1,500 Edge Reward Points.

These points are credited to your EDGE account in the subsequent statement. EMI transactions, wallet, rent, and cash withdrawal transactions are not eligible for the milestone benefit.

You also get a renewal fee waiver on spending ₹2 Lakhs or more in the card anniversary year. This is a great incentive to use your card regularly and make the most of its benefits.

Here's a breakdown of the milestone benefits:

Note that these benefits are in addition to other rewards and benefits offered by the card, making it a great option for frequent spenders.

To be eligible for the YES Prosperity Rewards Plus, you must have the Axis Bank Rewards Credit Card.

You'll find full details in the card's terms and conditions.