Get Axis Bank Credit Card My Zone Details Here

To access your Axis Bank Credit Card My Zone details, simply log in to your account online or through the mobile app. The My Zone section provides a comprehensive view of your credit card account.

You can view your available credit limit, outstanding balance, and payment due date in this section. This information is easily accessible and can be viewed at any time.

The My Zone section also allows you to view your transaction history and check your credit card rewards and offers. This feature is convenient for keeping track of your spending and rewards.

By logging in to your account, you can also set up alerts and notifications to stay informed about your credit card activities.

To be eligible for the Axis Bank My Zone Easy Credit Card, you'll need to have a fixed deposit account at any Axis Bank branch. This is a non-negotiable requirement.

You'll also need to make a minimum deposit of Rs.20,000 into your fixed deposit account. However, be aware that the maximum deposit allowed is Rs.25 lakh.

Don't worry if you're a minor - you won't be eligible to apply for this credit card. This is a straightforward rule.

It's also worth noting that the Axis Bank My Zone Easy Credit Card won't be issued against certain types of fixed deposits, including Tax Saver FDs, Flexi-Deposits (Auto-sweep Fixed Deposits), and Fixed Deposits in the name of HUF, society, trust, and companies.

The Axis Bank My Zone Credit Card offers a range of features and benefits that make it an attractive option for those who love to shop and dine out. One of the standout features is the ability to convert any purchase above Rs.2,500 into easy monthly instalments by contacting the bank.

You can also enjoy a 1% fuel surcharge waiver on fuel transactions carried out at all fuel stations across India, valid on transactions between Rs.400 and Rs.4,000. Additionally, you'll get a minimum 15% off on dining bills at select restaurants in the country through the 'Dining Delights' programme.

Here are some of the key features and benefits of the Axis Bank My Zone Credit Card:

The rewards program is quite impressive, with several ways to earn points and redeem them for cashback or other benefits. You can earn 4 points for every ₹200 spent.

One of the benefits of the credit card is that you'll earn 20 points for every ₹200 spent on shopping during weekends, and 40 points for every ₹200 spent on dining during weekends. This is a great way to boost your points earnings if you do most of your shopping or dining on weekends.

You'll also receive 100 points on joining, and 100 points on your first online transaction. This is a nice bonus to get you started.

The APR for this credit card is 46.78% per annum, which is a bit higher than some other credit cards. However, the rewards program and other benefits may make up for it.

Here's a breakdown of the rewards rates:

Overall, the rewards program is a key feature of this credit card, and can help you earn points and redeem them for cashback or other benefits.

The Axis Bank My Zone Credit Card is a versatile card that offers a range of benefits, from easy EMIs to fuel surcharge waivers. You can convert any purchase above Rs.2,500 into easy monthly instalments by contacting the bank.

One of the standout features of this card is the fuel surcharge waiver, which gives you 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. This waiver is valid on card transactions between Rs.400 and Rs.4,000, with a maximum surcharge waiver of Rs.400 per billing cycle.

You can enjoy a minimum 15% off on dining bills at select restaurants in the country through Axis Bank's 'Dining Delights' programme. This is a great perk for foodies who love trying out new restaurants.

The card also offers a complimentary lounge access at an Indian airport per quarter, which is a great way to unwind and relax before your flight. However, do note that this benefit has its own set of restrictions.

Here are some key features and benefits of the Axis Bank My Zone Credit Card:

Overall, the Axis Bank My Zone Credit Card is a great option for those who want a flexible reward program and exclusive discounts on dining, shopping, and travel.

To apply for an Axis Bank credit card, you can start by visiting the bank's official website. You can find the credit card application process by clicking on 'Explore Products', then 'Cards', and finally 'Credit Cards'.

You can choose from two types of credit cards: My Zone Credit Card and My Zone Easy Credit Card. The application process for both cards is similar, but with some slight variations.

To begin the application process, you need to click on 'Know More' or 'Apply Now' for the specific credit card you're interested in. This will direct you to a new page where you can either apply online or get in touch with a representative from the bank.

For another approach, see: How to Apply for Credit Card in Bank of America

If you prefer to apply offline, you can visit the nearest Axis Bank branch with all the necessary documents. A representative from the bank will assist you with the application process.

Here's a step-by-step guide to applying for an Axis Bank credit card:

Remember to have all the necessary documents ready to avoid any delays in the application process.

The joining fee for Axis Bank My Zone Credit Card is Rs.500, but it's lifetime free on selected channels.

You'll also need to pay an annual fee of Rs.500, although this too can be waived on certain channels.

Cash withdrawal fees are steep, at 2.5% of the transaction amount or Rs.500, whichever is higher.

Adding an add-on card is free, with no joining or annual fees.

If you go over your credit limit, you'll face a penalty fee of 2.5% of the over-limit amount or Rs.500.

You'll be charged Rs.100 for making cash payments, but there's no fee for requesting a duplicate statement.

Curious to learn more? Check out: Us Bank Credit Card No Foreign Transaction Fee

If you make a foreign currency transaction, you'll be charged 3.5% of the transaction value.

Rent transactions are capped at 1% of the transaction value, or Rs.1,500, whichever is lower.

Dynamic currency conversion charges 1% on international transactions.

You'll also be charged a fee when redeeming rewards, although the exact amount isn't specified.

GST charges will be applied according to current norms.

There's a surcharge on purchase or cancellation of railway tickets, as prescribed by IRCTC.

Foreign currency transaction fees are 3.5% of the total amount transacted.

If you're late with a payment, you'll need to check the fine print for the exact amount.

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If you already bank with Axis Bank and love their services, this credit card could be a great fit for you.

This card is perfect for foodies, as it offers a 40% discount on Swiggy orders and 15% dining privileges through the Dining Delights program of Axis Bank.

If you're a Citi customer, you might be affected by the acquisition and migration to Axis Bank, which is expected to be completed by 9 June 2024.