Axis Bank Burgundy Private Credit Card Review and Details

The Axis Bank Burgundy Private Credit Card is a premium offering that comes with a host of exclusive benefits. It's designed for high-net-worth individuals who demand the best.

This card offers a welcome gift of 2,500 miles, which can be redeemed for flights, hotel stays, or other travel-related expenses. The miles can be redeemed on various airlines and hotels.

The Axis Bank Burgundy Private Credit Card has a joining fee of ₹2,500 and an annual fee of ₹25,000. These fees are non-refundable and non-transferable.

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The Axis Bank Burgundy Private Credit Card is a premium offering that comes with a range of benefits.

The card is available in two variants: Burgundy and Burgundy Select.

The Burgundy variant has a joining fee of ₹2,500 and an annual fee of ₹8,500.

The Burgundy Select variant has a joining fee of ₹6,000 and an annual fee of ₹20,000.

To earn reward points, you'll need to spend ₹100 on the card.

You can redeem your reward points for flights, hotel bookings, and other travel-related expenses.

For your interest: Axis Bank Select Credit Card

The Axis Bank Burgundy Private Credit Card offers some amazing rewards and benefits. You can earn 15 Edge Reward Points for every Rs. 200 spent on the card.

One of the standout benefits of this card is the flexibility to increase your credit limit during foreign travel. No forex mark-up on international transactions is also a game-changer, saving you money on your international transactions.

Here are some of the key transaction benefits of the Axis Bank Burgundy Private Credit Card:

Additionally, you can receive a bonus of 30,000 Edge Reward Points upon initiating transactions with the Axis Bank Burgundy Credit Card, which can be a great way to boost your rewards earnings.

The Axis Bank Burgundy Credit Card offers a generous rewards program, with 15 Edge Reward points earned for every Rs. 200 spent. This translates to a 1.5% reward rate, which may not be the highest, but is still a decent incentive.

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Each Edge Reward Point is worth Rs. 0.20, making it a relatively straightforward system to understand and redeem rewards. You can exchange your accumulated points on the Edge Rewards platform for shopping, flight/hotel reservations, gift cards, and various products.

One of the standout benefits of this credit card is the lack of foreign exchange mark-up on international transactions. This is a rare feature in India, and it can save you a significant amount of money if you travel abroad frequently.

You'll also receive a bonus of 30,000 Edge Reward Points upon initiating transactions with the card, which can be a nice boost to get you started. The accumulated points can be redeemed for a variety of rewards, including shopping, travel, and gift cards.

Here are some of the key benefits you can enjoy with the Axis Bank Burgundy Credit Card:

Traveling in style just got a whole lot better. With this card, you'll enjoy unlimited complimentary international lounge access for primary and add-on cardholders, making your airport experience a breeze.

Domestic lounge access is also unlimited for primary and add-on cardholders, so you can enjoy a comfortable space to relax before your flight. You can also bring a guest along, up to 12 times a year at domestic lounges and 12 times a year at international airport lounges.

If you're traveling in India, you'll appreciate the 8 complimentary concierge services available on airport visits. And, when it's time to book a hotel, you'll get a discount of up to 15% and exclusive stay privileges at Postcard hotels.

Here are some of the travel benefits you can enjoy:

The Axis Bank Burgundy Credit Card offers a range of features and benefits that make it an attractive option for travelers and cardholders.

You'll receive a complimentary Priority Pass membership, along with unlimited international lounge access for primary and add-on cardholders. This means you can enjoy airport lounges worldwide without any additional fees.

Domestic lounge access is also unlimited for primary and add-on cardholders, so you can relax in style whenever you're traveling within the country. You'll also get 12 complimentary guest visits per year at domestic lounges.

Additionally, you'll receive 12 complimentary guest visits per year at international airport lounges, making it easy to entertain friends and family when you're traveling abroad. And, if you're visiting India, you'll get 8 complimentary concierge services on airport visits.

You can also enjoy discounts and privileges at various hotels and resorts, including up to 15% off at Postcard hotels and up to 50% savings on Oberoi properties. And, with up to 30% savings on conveyance to Indian & international airports, you can save money on your airport transfers.

Here are some of the key benefits at a glance:

These benefits make the Axis Bank Burgundy Credit Card an excellent choice for anyone who values convenience, luxury, and savings.

To be eligible for the Axis Bank Burgundy Private Credit Card, you'll need to have a Total Relationship Value (TRV) of at least Rs. 5 Crores within the first 12 months after opening your account. This can be achieved through a Burgundy Private Savings Account, which is a mandatory requirement.

You'll also need to maintain a minimum TRV of Rs. 5 Crores on an ongoing basis, calculated at a Customer ID level or Family ID level. This ensures that you can comfortably manage the costs and benefits associated with the card.

To apply for the card, you can visit the Axis Bank website or use the MyMoneyMantra platform, where you'll need to provide proof of identity, address, and earnings. This can include documents such as an Aadhar card, PAN card, driving license, recent utility bills, bank passbook, or salary slips.

Here are the required documents for application:

To be eligible for the Axis Bank Burgundy Private Credit Card, you'll need to meet certain criteria. The minimum Total Relationship Value (TRV) required is ₹5 crore, which must be achieved within the first 12 months after account opening.

You'll also need to maintain this minimum TRV of ₹5 crore on an ongoing basis, calculated at a Customer ID level or Family ID level. This ensures that you have a significant relationship with the bank and can comfortably afford the benefits and costs associated with the credit card.

To be considered for the credit card, you'll need to have a Burgundy Private Savings Account, which is mandatory for induction into the Burgundy Private program.

Here are the key eligibility criteria at a glance:

For self-employed individuals, the bank will consider average trade turnover and benefits when assessing eligibility.

To apply for an Axis Burgundy credit card, you can start by visiting MyMoneyMantra. You can apply now by clicking the "Apply Now" button, which will redirect you to the Axis Bank website.

You'll be asked to choose whether you're an existing or new Axis Bank customer. Simply select "Yes" or "No" to proceed.

Once you've made your selection, fill in the required details and submit your application.

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The Axis Bank Burgundy Private Credit Card is a luxurious offering that focuses on convenience rather than rewards. It's perfect for those who value ease of use over earning points.

One of the standout benefits of this card is that it offers no forex mark-up charges. This means you can use your card abroad without worrying about extra fees.

Airport lounge access is another perk, but what's unique is that it's not just for primary cardholders - guests are also included. This makes it a great option for business travelers or those who like to bring friends along.

The card also provides golf privileges, which is a nice touch for golf enthusiasts. And, as a bonus, you'll get meet & greet services, which can be a nice convenience when traveling.

However, it's worth noting that the reward rate is relatively low at 1.5%. This is a drawback compared to other cards on the market.

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In terms of hotel memberships, the card only provides membership to Club Marriott, Accor Plus, and Taj Epicure. This is a limited selection compared to other cards that offer membership to multiple hotels.

Here's a summary of the benefits and drawbacks:

The Axis Bank Burgundy Private Credit Card is a game-changer for those who want to live a lavish lifestyle while saving money.

One of the standout features of this card is that it doesn't charge a cash advance or forex markup fee, which means you can save 1.5% on every transaction, including fuel, dining, and movies.

This card offers complimentary lounge access, but what's unique is that it's not just for the primary and add-on cardholders, but also for their guests.

The Axis Bank Burgundy Private Credit Card is an ideal choice for those who want a comprehensive array of advantages.

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