Axa Private Health Cover: Get Global Healthcare with AXA

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AXA private health cover offers a range of benefits that can provide you with peace of mind while traveling abroad.

With AXA private health cover, you can receive medical treatment in over 190 countries, giving you access to quality healthcare no matter where you are in the world.

You can choose from a variety of plans that suit your needs, from basic to comprehensive, to ensure you're covered for unexpected medical expenses.

AXA's global network of hospitals and medical professionals means you'll receive the same standard of care as you would at home.

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Our Global Benefits

You'll have access to emergency cover as standard on all our plans, which includes overnight hospital stays and ambulance transport.

Our evacuation and repatriation service is available 24/7, so you'll never be alone in an emergency.

If the necessary care isn't available where you are, we'll get you to where it is and back again.

We cover a wide range of cancer treatments, including radiotherapy and chemotherapy, to give you peace of mind.

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You can speak to a qualified doctor, day or night, and in multiple languages, with our Virtual Doctor service.

Our Mind Health service connects you with a qualified psychologist, over the phone or via video call, to help you work through whatever you're facing.

You'll also have access to our Second Medical Opinion service, which gives you an independent review of any diagnosis or treatment plan.

Here are some of the benefits you can expect from our global health cover:

  • Emergency cover as standard
  • Evacuation and repatriation service
  • Cancer treatment coverage
  • Virtual Doctor service
  • Mind Health service
  • Second Medical Opinion service
  • Out-patient treatment
  • Dental care (for routine dental care)

Policy Options

AXA offers a wide range of policy options to suit different needs and budgets. AXA Personal Health Core Cover is a comprehensive plan that covers in-patient and day patient treatment, including hospital fees, scans, surgery, and treatments and consultations.

You can choose from various policy levels, including AXA Health Plans that Switch Health can offer, which include AXA Personal Health Core Cover, Health Select, and many more. AXA also offers international health insurance plans that give you access to private healthcare services across the globe.

AXA's policy options are designed to be flexible and customizable, with features like parental accommodation, comprehensive benefits, and reimbursement for dental and optical fees.

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International Insurance Plan

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AXA's international health insurance plans offer yearly or short-term coverage, with the option to choose from various levels of personalization to suit your needs.

AXA has been providing cross-border health insurance plans since 1963 and covers customers in 173 sovereign nations and 23 territories as of May 2023.

You can get a quote for global healthcare insurance by speaking to AXA directly.

AXA's international health insurance plans provide access to private healthcare services across the globe.

AXA's Short Term plan offers coverage for 3-11 months, which can be useful if you're only abroad temporarily or have a short-term health insurance need.

AXA's plans often cover treatment in the USA, which can be more expensive than elsewhere in the world.

AXA's online claims process is efficient, with 81.2% of eligible claims paid within two days between January and July 2024.

Different Policies

AXA Health offers a variety of policies to suit different needs and budgets. AXA Personal Health Core Cover is a flagship policy that provides comprehensive coverage for in-patient and day patient treatment, including hospital fees, scans, and surgery.

For more insights, see: Axa Private Medical Insurance

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There are several options for customizing your policy, including adding an excess per person to lower your premiums. You can also pay your premium monthly, quarterly, or annually, with paying annually saving you 5% on your total cost.

AXA's policies are designed to provide flexibility and choice, with options for coverage in the UK and abroad. For example, AXA's international health insurance plans offer coverage across the globe, with options for short-term or long-term coverage.

AXA's policies also cater to specific needs, such as cancer treatment, mental health, and dental care. For instance, AXA's Comprehensive Cancer Cover provides full cover for cancer treatments and consultations.

Here are some of AXA's policies, categorized by level of coverage:

AXA's policies also offer additional benefits, such as cashback for NHS treatment, hospital stay accommodation for parents, and reimbursement for dental and optical fees.

Underwriting Options

When choosing a policy, understanding the underwriting options is crucial. AXA Health offers two distinct underwriting options: Full Medical Underwriting and Moratorium Underwriting.

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Full Medical Underwriting requires you to disclose your medical history to AXA. This means providing detailed information about any pre-existing conditions or health issues you may have.

Moratorium Underwriting, on the other hand, allows you to delay disclosing your medical history until you make a claim. This option can be more appealing to those who prefer not to reveal their health history upfront.

To help you make an informed decision, our team of experts can explain the differences between these options in clear and non-technical language. We'll also ensure you get the lowest price guaranteed in the UK.

Health Services

AXA's Virtual Doctor service lets you see a real doctor from anywhere in the world, making it easy to get medical help whenever you need it.

AXA has been providing cross-border health insurance plans since 1963, and today they cover customers living in 173 sovereign nations and 23 territories.

Appointments with a doctor are available 24/7, and you can request a call back online or through the app, which won't incur any charges.

You can have a medical consultation with a doctor via phone call, video call in multiple languages, or in-person in some locations.

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Insurance Details

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AXA Health Insurance is a global player, serving 93 million clients, individuals and businesses, in 51 countries.

AXA is one of the world's leading insurance and asset management groups, which speaks to their extensive experience and expertise.

AXA Health were the first insurer to offer private healthcare cover to the whole family, a pioneering move that has since become standard practice.

What's Not Included

When you're considering health insurance, it's essential to know what's not covered. Our plans have some exclusions and limits, so let's break them down.

Our plans don't cover pre-existing conditions that start before you join. That means if you have a medical condition already, you won't be covered for it under our plans.

Our plans only cover treatment costs that hospitals or medical practitioners would normally charge in the country where you receive treatment. This ensures you're getting fair and standard pricing.

If you're treated outside your area of cover or against medical advice, you won't be covered. This is to ensure you're getting the best possible care and not taking unnecessary risks.

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Treatment for injuries sustained while participating in sports for which you receive payment won't be covered. This includes professional sports or any activity where you're getting paid to participate.

You won't be reimbursed for costs associated with arranging treatment, such as phone calls and travel expenses. These are usually separate costs that you'll need to budget for.

Our plans focus on treating illnesses, not preventing them. So, treatment designed to prevent illness rather than treat it won't be covered.

Here's a summary of what's not included in our plans:

  • Pre-existing conditions
  • Treatment outside your area of cover or against medical advice
  • Treatment for injuries sustained while participating in sports for payment
  • Costs for arranging treatment
  • Treatment designed to prevent illness

Insurance

An international health insurance plan gives you access to private healthcare services across the globe.

AXA offers a range of cover levels and personalisation options to find the right plan for you.

Most international health insurance plans offer cover on a yearly basis, or for 3-11 months with AXA's Short Term plan.

Treatment in the USA is often more expensive than elsewhere in the world, which is why AXA offers this option.

AXA is one of the world leading insurance and asset management groups, serving 93 million clients, individuals and business, in 51 countries.

AXA was the first insurer to offer private healthcare cover to the whole family, a benefit that is now commonplace.

Victoria Funk

Junior Writer

Victoria Funk is a talented writer with a keen eye for investigative journalism. With a passion for uncovering the truth, she has made a name for herself in the industry by tackling complex and often overlooked topics. Her in-depth articles on "Banking Scandals" have sparked important conversations and shed light on the need for greater financial transparency.

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