Axa Dental Insurance Overview and Features

AXA dental insurance offers a range of plans to suit different needs and budgets.

AXA's dental insurance plans cover a variety of treatments, including routine check-ups, fillings, and extractions.

You can choose from different levels of coverage, with options for comprehensive, budget, and premium plans.

AXA dental insurance also provides access to a network of dentists, making it easier to find a suitable practitioner.

Our Core dental plan has some limitations to what it covers. Routine check-ups, hygiene treatments, periodontal treatments, and dental x-rays received as a private patient are not included.

You won't be covered for mouth cancer diagnosed before or within 90 days of joining the policy, even if the diagnosis isn't made until later. This is a significant exclusion to be aware of.

If you've already had a dentist identify the need for periodontal treatment, dental x-rays, or remedial or restorative treatment before joining, you won't be covered for these costs.

NHS dental treatment costs for treatment prescribed, started, completed, or paid for before joining the policy or within the first month of joining are also not covered.

Claims for costs of treatment you ought to have reasonably known you needed before joining are not covered. This means if you had a problem before joining, you won't be able to claim for it later.

Claims for courses of NHS dental treatment if you live outside the UK for six months a year are not covered.

Here are the main exclusions and limitations of our Core plan in a list:

The Premium plan from AXA dental insurance is a comprehensive package that offers a wide range of benefits.

With this plan, you can choose to visit any NHS or private dentist for accidents or emergencies.

Routine check-ups, hygiene treatments, and dental x-rays are also covered up to £175 per person after three months of membership.

You'll get 50% towards the cost of private or NHS dental treatment that aims to repair damage or cure a dental problem, up to a maximum of £1000 per person per plan year.

This includes fillings, crowns, bridges, and dentures, as well as other similar treatment.

If you need crowns, bridges, dental implants, inlays, or onlays, you'll get a maximum of £500 per person, per year, towards the cost of these treatments when received as a private patient.

Here's a breakdown of the benefits:

You'll also get worldwide accident cover, with up to £2,500 towards treatment following a dental accident for up to four incidents, available after one month.

Mouth cancer cover is also included, with up to £12,000 towards one course of treatment per person, received within 18 months following diagnosis.

If you're hospitalised for a dental accident or mouth cancer, you'll get a hospital cash benefit of £60 per night for up to 30 nights per person, per policy year.

And, in case of a dental emergency, you'll get up to £200 per incident for the cost of emergency dental treatment, subject to a maximum of four incidents per person per policy year.

With AXA Health's dental insurance, you can get treatment from either an NHS or private dentist, depending on your level of cover.

You'll need to fill in the AXA Health dental claims form and return it to them with the original dental receipts. This is a straightforward process that will help you get money back for eligible claims.

Here's a quick rundown of how the claims process works:

Health insurance can be a bit confusing, but let's break it down. Health insurance is a type of insurance that helps cover the costs of medical and dental care. AXA Health, for example, offers dental insurance that covers routine check-ups, x-rays, and hygiene treatments, as well as fillings, crowns, and dentures.

AXA Health's dental insurance also includes coverage for dental emergencies abroad, which can be a lifesaver if you're traveling. The cost of the plan is a consideration, with some plans having a higher premium but offering more comprehensive coverage.

There are different levels of coverage available, such as AXA Health's Core and Premium plans, which can help you choose a plan that fits your budget and individual needs. The Premium plan, for instance, covers a range of treatment privately or on the NHS, without worrying about the cost.

Here are some key features of AXA Health's Premium dental plan:

It's essential to consider the type of coverage offered, the cost of the plan, and the network of dentists covered under the plan when choosing a dental insurance plan.

Health insurance can be a bit confusing, but let's break it down. You can get treatment from either an NHS or private dentist depending on your level of cover.

If you need to make a claim, you'll need to fill in the claims form and return it to the insurance provider with the original dental receipts. This will help you get money back for all eligible claims up to the allowances stated in your plan.

Here are some key things to keep in mind when making a claim:

If you're already with a health insurance provider, it's usually easiest to contact them through your online account. If you need to contact them, you can call their customer service number, which is often available during specific hours.

With AXA dental insurance, you can get a range of treatment privately or on the NHS without worrying about the cost.

Routine check-ups and hygiene appointments are covered, making it easy to stay on top of your oral health.

You can also get more complex treatment like crowns, fillings, and bridges, which can be a huge relief if you need them.

Using AXA Health's dental insurance is simple, making it a hassle-free option for those who need it.

Your GP will book your appointment, and your insurer will cover the cost as long as your policy is active.

Depending on your policy, you may be required to pay an excess.

AXA, a prominent health insurance provider, has a vast network of about 35,000 specialists.

You may be able to get perks like complimentary newborn baby cover and gym discounts with AXA.

With our Extended Cover Option, you can enjoy more freedom in where you can get treated.

You can choose to have treatment at your chosen facility in the UK, and we'll cover all costs up to normal daily rates.

We also offer up to five consultations with a virtual GP, so you can get the care you need from the comfort of your own home.

Pre-approved treatment abroad is another benefit of our Extended Cover Option, covering costs up to the UK equivalent.

This means you can get the treatment you need, no matter where you are in the world.

Here are some of the benefits of our Extended Cover Option at a glance:

AXA dental insurance offers international coverage through AXA Assistance worldwide network of dentists and dental clinics. You can receive expert dental care when you're outside the United States.

Most Delta Dental enrollees can receive dental treatment for both non-emergency and emergency care through Passport Dental. However, if you're covered under a Delta Dental program that limits coverage when seeing a nonparticipating dentist, your coverage will be limited.

To get dental assistance outside of the U.S., call (312) 356-5971 from outside the U.S. or (888) 558-2705 from inside the U.S. Identify yourself as a Delta Dental enrollee to the AXA Assistance representative. Operators are available 24/7.

You'll need to pay for your treatment and get a detailed receipt to submit a claim to Delta Dental for reimbursement when you return to the U.S. Receipts should include the dentist's name, address, and country.

AXA Insurance Singapore offers comprehensive dental insurance coverage with a total claim limit of up to $4.5 million. The coverage includes basic procedures like check-ups and fillings, as well as advanced treatments like root canal therapy and dental implants.

AXA offers two levels of dental insurance, one for private treatment and the other for NHS treatment.

Both plans cover routine check-ups, x-rays, and hygiene treatments, as well as fillings, crowns, and dentures.

You'll also get coverage for dental emergencies abroad with both plans.

Just remember to review the exclusions and limits for different standard and emergency conditions in each plan.

AXA seems to be a reputable company with a rich history and impressive credentials, receiving numerous awards and recognition for innovation and corporate social responsibility.

AXA health insurance reviews on Feefo show a rating of 4.4 out of 5 stars based on over 284,000 reviews, with Trustpilot painting a similar picture with a 4.3 out of 5 rating across over 21,000 reviews.

Considering a dental insurance plan, it's essential to look at the type of coverage offered, the cost of the plan, and the network of dentists covered under the plan.

Are pre-existing conditions covered? No, they generally aren't. As with all plans, exclusions and limits to cover apply.

Pre-existing conditions are often not covered by insurance plans, including AXA Health dental cover. This means treatment that was identified as necessary before you joined the plan is typically not covered.

You won't be covered for costs related to treatment you reasonably should have known you needed before joining the plan. This includes routine check-ups and hygiene treatment, which are usually covered, but only if you didn't know you needed them beforehand.

It's essential to review the members handbook for full details on cover limitations. This will give you a clear understanding of what is and isn't covered under your plan.

AXA is a reputable company with a rich history and impressive credentials, having received numerous awards and recognition from Feefo and the World Economic Magazine.

They've been recognized for their innovation and commitment to corporate social responsibility, which is a great sign of their dedication to their customers.

AXA has a strong online presence, with over 284,000 health insurance reviews on Feefo, where they're rated 4.4 out of 5 stars.

Their customers seem to be very satisfied with their services, with a similar picture painted on Trustpilot, where they have a 4.3 out of 5 rating across over 21,000 reviews.

AXA's reputation is built on a foundation of trust and quality, which is reflected in their high ratings and numerous awards.