Au Small Finance Bank Share Latest Updates and Trends

Au Small Finance Bank has been making waves in the financial sector with its innovative products and services. It has a strong presence in rural and semi-urban areas, with over 95% of its branches located in these regions.

The bank has a robust distribution network, with over 500 branches and 1,000 ATMs across the country. This extensive reach has helped it to tap into the vast potential of the rural market.

Au Small Finance Bank has been consistently reporting strong financial performance, with a growth in assets and deposits over the past few years. Its net worth has also seen a significant increase, indicating a solid financial foundation.

The bank's focus on technology has enabled it to offer a range of digital services, making it easier for customers to manage their finances. This digital transformation has helped to increase customer engagement and retention.

The financial performance of AU Small Finance Bank has been impressive, with a total income of ₹12,301 Cr, representing a YoY growth of 33.13%. This is a significant increase, indicating a strong financial position.

Deposits have also seen a substantial growth, with a YoY increase of 25.69% to ₹87,182 Cr. This is a clear indication of the bank's ability to attract and retain customers.

The bank's net interest income has also seen a growth, with a YoY increase of 16.54% to ₹5,157 Cr. This is a key indicator of the bank's ability to generate profits from its lending activities.

However, the bank's profit before tax has seen a decline, with a YoY decrease of 17.69% to ₹1,535 Cr. This is a concern, as it indicates a reduction in the bank's profitability.

The bank's cash from operating activity has also seen a decline, with a YoY decrease of 52.53% to ₹2,608 Cr. This is a concern, as it indicates a reduction in the bank's ability to generate cash from its operations.

Here is a summary of the bank's financial performance:

The bank's financial performance is a key indicator of its overall health and stability. While there are some concerns, such as the decline in profit before tax and cash from operating activity, the bank's total income and net interest income have seen significant growth.

The total income for au small finance bank has seen a significant YoY growth of 33.13% reaching ₹12,301 Cr.

Their net interest income has also increased by 16.54% to ₹5,157 Cr.

Their deposits have grown by 25.69% to ₹87,182 Cr, while their borrowings have decreased by 13.02% to ₹5,479 Cr.

Here's a brief overview of the bank's financials:

When evaluating the share price target, it's essential to consider the market capitalization of each bank. AUBANK has a market cap of ₹42,708 Cr, significantly lower than HDFC Bank's ₹13,38,952 Cr and ICICI Bank's ₹8,91,614 Cr.

HDFC Bank's higher market capitalization could indicate a more stable share price. However, ICICI Bank's market cap is also substantial, suggesting a potential for growth.

The price-to-book (PB) ratio can also provide insight into the share price target. AUBANK has a PB ratio of 3.01, while HDFC Bank's is 2.41 and ICICI Bank's is 3.04.

The return on equity (ROE) and return on assets (ROA) can indicate the bank's profitability. HDFC Bank has an ROE of 17.61% and an ROA of 2.00%, while ICICI Bank has an ROE of 19.21% and an ROA of 2.08%.

Here's a comparison of the banks' net interest margins (NIMs) and earnings per share (EPS) growth:

The shareholding pattern of a company is a crucial aspect of its overall structure. The data shows that promoters held 28.33% of the shares in Dec 2021, which slightly decreased to 25.59% by Sep 2022.

Foreign Institutional Investors (FIIs) have a significant stake in the company, with their share increasing from 33.21% in Dec 2021 to 41.61% by Jun 2023.

Domestic Institutional Investors (DIIs) also have a notable presence, with their share increasing from 20% in Dec 2021 to 22.77% by Jun 2023.

The number of shareholders has been steadily increasing over the years, with 1,42,821 shareholders in Dec 2021 and 2,30,172 shareholders in Jun 2024.

The shareholding pattern has seen fluctuations over the years, with promoters' share decreasing from 32.70% in Mar 2018 to 22.91% in Sep 2024.

Here is a breakdown of the shareholding pattern over the years:

Au Small Finance Bank has seen a significant change in its shareholding pattern over the years. As of Dec 2023, the company's promoters held a 25.47% stake in the bank, down from 28.33% in Dec 2021.

The number of shareholders has also increased, with 1,55,660 shareholders as of Dec 2023, up from 1,42,821 in Dec 2021. This indicates a growing interest in the bank's shares.

Foreign Institutional Investors (FIIs) have been increasing their stake in the bank, with a 40.71% holding as of Sep 2024, up from 33.21% in Dec 2021.

Domestic Institutional Investors (DIIs) have also seen an increase in their stake, with a 20.13% holding as of Sep 2024, up from 18.79% in Mar 2022.

Here is a summary of the bank's shareholding pattern:

In terms of financials, the bank's total income has seen a significant growth, with a 33.13% year-over-year (YoY) growth as of Mar 2024.

The Board of Directors is responsible for overseeing the overall strategy and direction of the company. They play a crucial role in making key decisions that impact the company's future.

The Board of Directors for Au Small Finance Bank Ltd. consists of four members, each with a unique role to play. Mr. H R Khan serves as the Chairman and Independent Director, while Mr. Sanjay Agarwal is the Managing Director and CEO.

Mr. Uttam Tibrewal is a Whole Time Director, responsible for providing guidance and expertise to the company. Prof. Mankal Shankar Sriram is an Independent Director, bringing an outside perspective to the Board.

Here's a breakdown of the Board members:

Au Small Finance Bank share price has been on the rise, with a 0.51% increase as Sensex rises.

The bank's shares have also seen a 0.67% gain as Nifty gains, indicating a positive trend in the market.

Au Small Finance Bank has recently announced the closure of its trading window on December 30.

The bank has also allotted 99,162 equity shares of face value of Rs. 10/- each on December 25, 2024, pursuant to exercise of equivalent number of options.

Mr. Harun Rasid Khan has been reappointed as the Part-Time Chairman of AU Small Finance Bank Limited, with the RBI approving his reappointment on December 19.

The bank has also scheduled an Analysts/Institutional Investors Meet on December 18, 2024, with the outcome of the meet announced on the same day.

Au Small Fin Bank's share price has been impacted by fluctuations in the market. The company's shares rose 0.51% as the Sensex increased.

Au Small Fin Bank's performance is closely tied to the broader market trends. As the Nifty gained, the company's shares rose 0.67%.

Au Small Fin Bank's share price movements are a key indicator of investor sentiment. The company's shares have been influenced by the overall market sentiment, as seen in the recent 0.51% and 0.67% gains.

au small finance bank has received numerous awards and recognitions for its outstanding performance. The bank has been awarded 'Best Small Finance Bank' at FE India's Best Banks Award for two years.

The bank's commitment to risk management has earned it the Master of Risk award at India Risk Management Awards 2023.

au small finance bank has also been certified as a Great Place to Work for three years in a row.

This achievement is a testament to the bank's focus on creating a positive work environment.

Here are some of the notable awards received by au small finance bank:

The bank has also been recognized for its impact on women employment, with the 'Most Impactful Women Employment Initiative of the Year' award at the Indian CSR Awards 2023.