Atradius Business and Financial Insights

Atradius is a global leader in credit insurance, with a presence in over 50 countries worldwide. The company's expertise in credit management and risk assessment has helped businesses thrive in a rapidly changing market.

Their credit insurance solutions provide protection against non-payment, allowing businesses to focus on growth and expansion. By mitigating the risks associated with international trade, Atradius enables companies to expand their customer base and explore new markets.

With a team of experienced experts, Atradius provides businesses with valuable insights and data-driven solutions to optimize their credit management strategies. Their research and analysis have helped businesses navigate complex market trends and make informed decisions.

Worth a look: Tiger Global Management

Atradius is a leading global credit management company that provides credit insurance, debt collection, and business information services.

Atradius was founded in 1925 and has grown into a multinational company with operations in over 50 countries.

With a strong presence in the global market, Atradius serves over 20,000 customers worldwide, including small and medium-sized enterprises, large corporations, and financial institutions.

At Atradius, they offer a range of products to help manage payment default risks. Their products cater to businesses that sell on trade credit terms, which means they provide financial protection against buyers who fail to pay.

One of the key products is Trade Credit Insurance, which helps mitigate the risk of non-payment. This is crucial for businesses that rely on trade credit to keep their cash flow steady.

Their products also include Bonding, which provides an additional layer of security for buyers and sellers alike. This can give businesses more confidence in their transactions.

Consulting is another service offered by Atradius, which provides expert advice on managing payment default risks. This can be particularly helpful for businesses that are new to trade credit or need guidance on how to navigate the process.

Instalment Credit Protection is also part of their product lineup, which helps protect against non-payment of instalments. This can be especially useful for businesses that offer payment plans to their customers.

Their Reinsurance Business and Collections services round out their product offerings, providing additional support for businesses that need it.

Grupo Catalana Occidente S.A. (GCO) is the parent company of a group of insurance companies and is listed on the Barcelona and Madrid stock exchanges.

Grupo CyC, a holding company owned by GCO, holds a significant stake in Atradius N.V.

GCO has an economic stake in Atradius N.V. of 83.20%, with 35.77% directly owned and 47.43% owned indirectly through Grupo CyC.

Grupo CyC is owned 73.84% by Grupo Catalana Occidente, which gives GCO a substantial influence over the holding company.

The majority of Atradius N.V. is held by Grupo CyC, with a 64.23% stake.

Atradius Collections, a global leader in trade-invoice-collection services, handles over 100,000 cases a year for more than 14,500 customers across 200-plus countries.

The company's customer base includes midsize, large, and multinational organizations in diverse sectors, such as logistics, chemicals, aluminum, construction, and textiles.

In 70% of cases, the seller and buyer reside in different countries, making international trade-invoice management a significant challenge.

Atradius needed to standardize and streamline customer- and trade-invoice management activities to maximize service quality and grow per-customer revenue by offering relevant, incremental trade-invoice collection and/or credit-insurance solutions.

The company aimed to cut its typical six-month sales cycle and boost lead-to-sale conversion rates to improve the productivity of sales and front-office teams.

Atradius has a strong leadership team in place, with a management board that oversees the company's operations. The board consists of five members, each with a specific area of responsibility.

The management board includes David Capdevila as the chief executive officer (CEO), who oversees various units including Strategy and Corporate Development, Human Resources, and Legal and Compliance. Christian van Lint serves as the chief risk officer (CRO), responsible for Group Risk Management and other units.

In addition to the CEO and CRO, Atradius's leadership team includes Andreas Tesch as the chief market officer (CMO), Claus Gramlich-Eicher as the chief financial officer (CFO), and Marc Henstridge as the chief insurance operations officer (CIOO).

Atradius's supervisory board is responsible for monitoring and guiding the company's general affairs and the policy of the management board. The board consists of nine members, including Xavier Freixes as the chair.

Broaden your view: Risk Capital Partners

Leadership is not just about being in charge, but also about having the right team behind you. Atradius N.V. has a strong leadership team in place, with a management board consisting of five members.

David Capdevila is the chief executive officer, responsible for various units within the company. As a seasoned leader, I can attest that having a clear chain of command is essential for making tough decisions.

The management board also includes Christian van Lint, who serves as the chief risk officer, responsible for Group Risk Management and other units. A good risk manager can make all the difference in a company's success.

Andreas Tesch is the chief market officer, overseeing Atradius Credit Insurance worldwide (excluding Spain, Portugal, and Brazil). Having a clear understanding of the market is crucial for any business to thrive.

Claus Gramlich-Eicher is the chief financial officer, responsible for Finance, Financial Control, and Corporate Finance. A good financial leader can help a company stay afloat during tough times.

Marc Henstridge is the chief insurance operations officer, overseeing various units within the company. Having a strong operations team can help a company run smoothly.

The supervisory board at Atradius N.V. has nine members, including Xavier Freixes as the chair. A good supervisory board can provide valuable guidance and oversight to the company.

Here is a list of the members of the management board:

And here is a list of the members of the supervisory board:

Aaron Rutstein, Vice President of Risk Services - Americas, brings a wealth of experience to his role, having entered the trade credit insurance industry in 2003.

With a background in business development, info-gathering, and risk underwriting, Aaron has a deep understanding of the intricacies of risk management. He has been involved in all facets of risk since his early days in the industry.

Aaron graduated from Dickinson College in 2002 with Bachelor of Arts degrees in Economics and International Business & Management, laying the foundation for his future success.

Atradius is a global company with operations in over 200 countries and territories.

Its international presence is supported by a network of local offices and branches.

Atradius has a significant presence in Europe, the Americas, Asia, Africa, and Oceania.

If you're planning to export capital goods or carry out a project abroad, you'll want to know about Atradius DSB's country policies, which are classified by region.

You can secure payment in advance with export credit insurance, even in countries where payment cannot be taken for granted.

For entrepreneurs who invest internationally, there are several options for securing your investment, such as with investment insurance or export credit guarantee.

Export credit insurance can ensure that you can continue to do business safely, no matter where you are in the world.

You can check out Atradius DSB's country policies to learn more about the regions and countries they cover.

In Asia, a significant number of B2B credit sales are overdue. Half of Asia's B2B credit sales are currently overdue, according to Atradius.

Businesses in the region are struggling with cash flow, which is a major concern. Economies in Asia remain weakened by the pandemic, making it tough for companies to manage their finances.

The pandemic's impact on economies in Asia is still being felt, leading to cash flow issues for businesses. This is a challenging time for many companies in the region.

Atradius has enjoyed solid full-year financials, with a year-end result that surges 12.4%.

The company's financial performance is a testament to its stability and growth.