Atlantic Union Bankshares Stock Information and Investment Insights

Atlantic Union Bankshares is a publicly traded company listed on the NASDAQ stock exchange under the ticker symbol AUB.

The company's market capitalization is around $1.5 billion, indicating a relatively small to medium-sized bank.

Atlantic Union Bankshares has a long history dating back to 1902, with the bank's roots in the state of Virginia.

The bank offers a range of financial services including personal and commercial banking, investment services, and wealth management.

Atlantic Union Bankshares stock has shown steady growth in its financials. Net sales for 2024 and 2025 are projected to be $1.21B and $1.68B, respectively.

The bank's net income has also increased, reaching $317M in 2024 and $330M in 2025. Net debt, however, is not reported for 2024 but is listed as a dash for 2025.

Here's a breakdown of the bank's nonaccrual loans for the quarters ended September 30, 2024, and 2023:

The bank's valuation has also been reported, with a capitalization of $5.4B in 2024 and an estimated P/E ratio of 14.9x for the same year.

The numbers don't lie, and when it comes to financial data, having a clear picture is essential. The P/E ratio, for instance, is a crucial indicator of a company's value, and in 2023, it stood at 14.42.

Looking at the data from previous years, it's interesting to see how it has fluctuated. In 2022, the P/E ratio was 11.83, and in 2021, it was 11.45. These numbers give us a sense of the market's sentiment and how it has changed over time.

Here's a breakdown of the P/E ratio for the past seven years:

The dividend yield, another important metric, has also seen its share of fluctuations. In 2023, it stood at 3.34%, while in 2022, it was 3.30%. These numbers give us an idea of the company's payout to its shareholders.

Equity and debt ratios are also crucial indicators of a company's financial health. In 2023, the equity ratio was 12.08%, and the debt ratio was 87.92%. These numbers provide a clear picture of the company's balance sheet.

Financials can be a complex topic, but let's break it down to the basics. Sales per share have been steadily increasing, with a notable jump from 2022 to 2023, reaching $13.55 per share.

The price-to-earnings (P/E) ratio has also been on the rise, with a current ratio of 14.42. This means that investors are willing to pay $14.42 for every dollar of earnings.

Dividend yield, on the other hand, has remained relatively stable, with a current yield of 3.34%. This is a good sign for investors who are looking for a steady return on their investment.

Net sales have been increasing over the years, with a notable jump from 2023 to 2024, reaching $838M. Net income has also been on the rise, with a current net income of $219M.

Here's a breakdown of the net sales and net income for the past few years:

The company's debt ratio has been steadily increasing, with a current ratio of 87.92%. This means that the company has a significant amount of debt, which can be a concern for investors.

Nonaccrual loans have also been a concern, with a significant decrease in the ending balance from September 30, 2024 to June 30, 2024, from $36,847 to $35,913.

Valuation is a crucial aspect of financial analysis, and it's essential to understand the various metrics that help investors and analysts make informed decisions.

The capitalization of Atlantic Union Bankshares Corporation has fluctuated over time, ranging from 3.01B to 41.55B.

Let's take a closer look at the P/E ratio, which is a widely used metric to evaluate a company's stock performance. The P/E ratio for 2024 is 14.9x.

Here are some key valuation metrics for Atlantic Union Bankshares Corporation:

The free-float, which represents the portion of outstanding shares available for trading, is a significant 98.97%. This indicates that a substantial portion of the company's shares are freely tradable.

The Atlantic Union Bankshares stock has had its fair share of ups and downs over the years.

The all-time high stock closing price for Atlantic Union Bankshares was 43.55 on November 25, 2024.

In just one year, from 2023 to 2024, the stock price increased by 7.50%. The 52-week high stock price is 44.54, which is 18.9% above the current share price.

The 52-week low stock price is 30.43, which is 18.7% below the current share price. The average stock price for the last 52 weeks is 36.45.

Here's a breakdown of the stock's performance over the past year:

The stock's performance over the past year has been quite volatile.

Atlantic Union Bankshares stock has seen a steady rise in recent years. The company's financial performance has been strong, with a net income of $41.3 million in 2020.

Atlantic Union Bankshares operates in the Mid-Atlantic region, where it has a significant market share. The bank's focus on commercial lending and deposit gathering has helped it grow its customer base.

The bank's stock price has been influenced by its earnings growth, with a 5-year average annual return of 8.5%. This growth has made the stock an attractive option for investors looking for steady returns.

In the past year, shareholders have been diluted, which is a significant risk factor to consider. This has likely led to a decrease in the value of shares for existing investors.

Shareholders have been diluted in the past year, which means that the ownership percentage of existing shareholders has decreased. This can be a concern for investors who are looking to see their shares increase in value over time.

The dilution of shares can be caused by various factors, including the issuance of new shares or the repurchase of shares by the company. In either case, the result is the same: existing shareholders have a smaller stake in the company.

This can be a significant risk for investors, especially those who have held shares for an extended period. It's essential to consider this factor when evaluating the overall health of the company.

In the competitive landscape of our industry, several key players are vying for market share.

One of the most notable competitors is XYZ Corporation, which has a strong presence in the market with a revenue of $1 billion in 2022.

Their product offerings are highly regarded for their quality and innovation, with a 4.5-star rating on review websites.

Another significant competitor is ABC Inc., which has been rapidly expanding its operations in recent years.

Their aggressive marketing strategies have helped them gain a significant customer base, with over 1 million subscribers on social media platforms.

Their products are also priced competitively, with an average price point of $50, which is 20% lower than our own products.

The competitive dynamics of the market are further complicated by the presence of smaller, niche players that specialize in specific areas.

These smaller players often have a strong focus on customer service, with an average response time of 2 hours, compared to our 4-hour response time.

However, they lack the resources and scale to compete with the larger players on a national level.

Overall, the competitive landscape is complex and dynamic, with multiple players vying for market share and customer attention.

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank, providing banking and related financial products and services to consumers and businesses in the United States.

The company's stock is subject to a Lock-Up Agreement, which ends on December 21, 2024, affecting certain common stock holders.

According to the Snowflake Score, Atlantic Union Bankshares Corporation has a strong financial health, scoring 6 out of 6, indicating a solid financial standing.

Atlantic Union Bank, or AUB, operates as the bank holding company for Atlantic Union Bank, providing banking and related financial products and services to consumers and businesses in the United States.

The company's financial health is strong, with a score of 6/6, indicating a solid foundation for future growth.

AUB's valuation is 44.9% below its estimated fair value, suggesting that the stock price may be undervalued.

Analysts are optimistic about the stock's future performance, with a consensus that the price will rise by 24.5%.

A lock-up agreement for certain common stock of Atlantic Union Bankshares Corporation expires on December 21, 2024, allowing for potential changes in the stock's value.

Here's a breakdown of AUB's fundamental analysis scores:

Meet the team behind Atlantic Union Bankshares Corporation. The company has a strong leadership team with diverse roles and experience.

John Asbury, the CEO, has been with the company since 2017. He's 59 years old and has been leading the company for over 5 years.

Robert Gorman, the Director of Finance/CFO, has been with the company since 2012. He's also 59 years old and has been a key player in the company's financial decisions.

Matthew Linderman, the Chief Tech/Sci/R&D Officer, is 50 years old and has been with the company for an unknown period. His role is crucial in driving the company's technological advancements.

Ronald Tillett, the Chairman, is 69 years old and has been with the company since 2019. He's been a key advisor to the company's leadership team.

Patrick McCann and Linda Schreiner are both Directors/Board Members, with Patrick being 68 years old and having been with the company since 2003, and Linda being 65 years old and having been with the company since 2012.

Here's a list of the company's key leaders:

Atlantic Union Bankshares stock has had its fair share of exciting news lately. One notable announcement was the Lock-Up Agreement ending on December 21, 2024, which affects certain common stock of the company.

The company has been making significant moves, with its Q3 2024 Earnings Report showing a profit of $0.820 USD. This was released on October 21, 2024.

Atlantic Union Bankshares has been expanding its reach through acquisitions, with the notable purchase of Sandy Spring Bancorp in a $1.6 billion all-stock deal. This deal was announced on October 24, 2021.

Here are some key events to look out for in the future:

The company has also announced its plans to release its Q4 and full-year 2024 financial results on January 2, 2025.

Atlantic Union Bankshares Corporation has a history of paying quarterly dividends to its shareholders. The dividend has been increasing over the years, with the most recent quarterly dividend being $0.34 per share.

The company's dividend yield has also been relatively stable, ranging from 2.11% in 2011 to 3.7% in 2024. The dividend is payable on November 22, 2024, to common shareholders of record as of November 8, 2024.

Here's a brief look at the company's dividend history:

The company's shareholder returns have been mixed, with the stock underperforming the US Banks industry and the US Market over the past year.

Atlantic Union Bankshares Corporation has released estimates for the next two years, giving us a glimpse into their future financial performance. According to the estimates, the company is expected to generate $1,571 USD in revenue for the year 2026.

The estimated dividend for 2026 is $1.40 per share, which represents a slight increase from the estimated $1.35 per share in 2025. This translates to a dividend yield of approximately 3.78%.

One of the key metrics to watch is the earnings per share (EPS), which is expected to increase from $3.15 in 2025 to $4.07 in 2026. This represents a significant jump of 29% year-over-year.

Here's a summary of the estimated financial metrics for 2025 and 2026:

These estimates suggest that Atlantic Union Bankshares Corporation is on track for a strong financial performance in the coming years.

When evaluating a company's performance, one key metric to consider is shareholder returns. AUB, for instance, has seen its shareholder returns decline by 4.3% over the past 7 days.

In comparison, the US Banks industry has seen a more significant decline of 1.5% over the same period.

Looking at the past year, AUB's shareholder returns have actually outperformed the market, increasing by 4.2%. However, this is still lower than the US Market's return of 24.5% and the US Banks industry's impressive return of 28.9%.

Here's a summary of the shareholder returns for AUB and the US Banks industry over the past 7 days and 1 year:

AUB's underperformance compared to the US Banks industry and the US Market over the past year is a notable trend to consider.