Asiana Bank of America Credit Card: Earn Rewards and Perks

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The Asiana Bank of America credit card is a great option for those who want to earn rewards and perks on their daily purchases. With a generous rewards program, cardholders can earn 1.5 points for every dollar spent on qualifying purchases.

Here's how it works: points can be redeemed for cash back, travel, or other rewards, giving cardholders flexibility in how they use their earnings. This means you can choose to put your rewards towards a dream vacation, a statement credit, or even a donation to a favorite charity.

Cardholders can also enjoy travel perks like no foreign transaction fees and travel insurance, making international trips more accessible and secure. Plus, with access to exclusive events and experiences, cardholders can live life to the fullest.

Sign-up Bonus and Rewards

The sign-up bonus on the Asiana Bank of America credit card is a great way to get started with miles. You can earn 30,000 miles if you spend $3,000 in the first 90 days of opening an account.

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The card offers a moderate sign-up bonus, which is on par with many airline co-branded cards. These cards often offer sign-up bonuses of 20,000 miles or more.

You'll receive a 10,000 mileage discount coupon every year for as long as you carry the card, rewarding loyal cardholders for their ongoing membership.

The current sign-up bonus is 10,000 miles after the first purchase, which is enough for a round-trip flight within Korea.

The Platinum card comes with a 5,000-mile sign-up bonus, and the Classic has a 3,000-mile bonus.

Excellent Earning Scheme

The Asiana Bank of America credit card has an excellent earning scheme that can help you rack up miles quickly. You get 3 miles for every dollar you spend on Asiana Airlines purchases, which is one of the best earning schemes among airline cards.

The card also offers 2 miles per dollar on gas and groceries, making these two very lucrative earning categories. This means you can build up a large amount of miles simply by using the card on an everyday basis.

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Here's a breakdown of the earning scheme:

  • 3 miles per dollar on Asiana Airlines purchases
  • 2 miles per dollar on gas and groceries
  • 1 mile per dollar on all other purchases

This earning scheme is generous and can help you accumulate miles quickly, making it a great option for frequent travelers or those who want to redeem miles for premium flights.

Card Benefits and Perks

The Asiana Bank of America credit card offers a range of card benefits and perks that make it a valuable tool for frequent flyers.

You earn 3 miles for every $1 spent on Asiana Airlines purchases, 2 miles for every $1 spent on gas and at grocery stores, and 1 mile for every $1 spent on all other purchases.

The card also comes with a generous earning scheme, with a 10,000 Bonus Miles Certificate awarded annually, good for Asiana flights only. This is a great way to boost your miles balance and redeem flights more easily.

A $100 annual rebate on Asiana ticket purchases is also included, which can help offset the cost of the card's annual fee.

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Additionally, cardholders receive two lounge invitations each year on their card anniversary date, providing a comfortable and convenient space to relax before flights.

Here's a summary of the card benefits and perks:

Bank of America and Visa

Bank of America and Visa have a long-standing partnership that dates back to 2008. This partnership allows Bank of America to issue Visa credit cards to its customers.

The Bank of America Asiana credit card is a prime example of this partnership in action. It's designed to reward customers with points for every dollar they spend, with no rotating categories or spending limits.

By partnering with Visa, Bank of America can offer its customers a wide range of benefits and rewards, including purchase protection, travel insurance, and more.

Bank of America Card Recipient

If you're a Bank of America card recipient, you might be interested in the Asiana Airlines card, which is issued by Bank of America. The card appeals to anyone who regularly travels to Asia and appreciates Asiana's impeccable service.

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The card has a relatively high $99 annual fee, but it's not waived the first year. However, cardholders do get a $100 rebate on Asiana tickets and two free lounge passes, which renew annually.

To be eligible for the Asiana Airlines card, you'll need a credit score of 700 or higher. The card also has a 14.24% variable APR.

Here are some benefits of the Asiana Airlines card that might make it worth considering:

  • You frequently fly on Asiana Airlines
  • You value the lounge passes
  • You don’t care about the annual fee, because the $100 rebate cancels it out after the first flight

The card is an American Express card, which may offer additional benefits and rewards.

Visa Classic

The Asiana Visa Classic is a great option for those who fly to Asia and Korea regularly. It allows you to earn extra Asiana miles via credit card spending.

The annual fee for this card is $80, which is relatively low compared to other credit cards. However, it's worth noting that this card has a high APR of 16.24%.

To be eligible for this card, you'll need a credit score of 700 or higher. This is a relatively high credit score requirement, but it's not impossible to achieve.

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One of the benefits of this card is its partnership with Starwood Preferred Guest (SPG), which can be useful for travelers who also use SPG. However, this card also has some drawbacks, such as fuel surcharges on award flights and foreign transaction fees.

Here are some key facts about the Asiana Visa Classic:

Frequently Asked Questions

Does Bank of America travel card charge foreign transaction fees?

No, the Bank of America travel card does not charge foreign transaction fees. Earn rewards without extra fees on international purchases.

What is considered travel for Bank of America credit card?

Travel includes purchases from airlines, hotels, car rentals, and more, as well as tourist attractions and transportation services. Check your credit card terms for specific details on what's considered travel

Anne Wiegand

Writer

Anne Wiegand is a seasoned writer with a passion for sharing insightful commentary on the world of finance. With a keen eye for detail and a knack for breaking down complex topics, Anne has established herself as a trusted voice in the industry. Her articles on "Gold Chart" and "Mining Stocks" have been well-received by readers and industry professionals alike, offering a unique perspective on market trends and investment opportunities.

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