Apply for Another Chase Business Ink Cash Card and Understand the Requirements

If you're already a Chase Business Ink Cash Card holder, you're in luck - you can apply for another one. The Chase Business Ink Cash Card is a popular choice for small business owners, offering 5% cash back on the first $25,000 in combined purchases in bonus categories each account anniversary year.

To apply for another Chase Business Ink Cash Card, you'll need to meet the same requirements as you did when you first applied. This includes having a good credit score, being a small business owner, and meeting the income requirements.

Chase Business Ink Cash Card approval is not guaranteed, and the bank will review your application carefully. You can apply for another card if you're an existing customer, but be aware that you may not be approved.

The Chase Business Ink Cash Card has a lot to offer, including 5% cash back on the first $25,000 in combined purchases in bonus categories each account anniversary year.

To apply for another Chase Business Ink Cash Card, you'll need to meet the eligibility requirements, which include having a good credit score and being a business owner.

The Chase Business Ink Cash Card offers a sign-up bonus of $300, which is a great incentive to get started.

To be eligible for the sign-up bonus, you'll need to spend $3,000 in the first 3 months of card membership.

The card also offers 5% cash back on the first $25,000 in combined purchases in the following categories: office supply stores, card readers and shipping.

To apply for a Chase Business Ink Cash card, you can start by completing an application on Chase's website, which is a single application for all business credit card products. If you're applying for a co-branded business card, you can add your loyalty program number.

You'll need to provide your business details, which include your legal business name, public-facing business name, business mailing address, and business phone number. You'll also need to indicate your business structure, such as a sole proprietorship, and provide your annual revenue, number of employees, and number of years in business.

To make the process smoother, here are the business details you'll need to provide:

Remember to have your business information ready to make the application process as smooth as possible.

To apply for a Chase business credit card, you can complete an application on Chase's website. It's a single application for all business credit card products.

You'll need to provide your business details, including the legal name of your business, public-facing business name, business mailing address, and type of business. If you're a sole proprietor, you can enter your name as the legal business name.

You'll also need to provide your business phone number, annual revenue, number of employees, and number of years in business. If you're a new business operating for less than one year, enter zero. You can choose the business industry that best describes your business.

You'll need to provide your tax identification number (TIN), which will be your federal employer identification number (EIN). If you don't have an EIN, you can apply for one on the IRS website. Sole proprietors can use their Social Security number (SSN) instead of an EIN.

Here are the business details you'll need for your Chase business credit card application:

The 5/24 rule is Chase's unofficial rule that limits how many credit cards you can apply for within 24 months and still be eligible for a new Chase credit card.

This rule applies to personal credit cards, not business credit cards. You can apply for as many business credit cards as you want without affecting your eligibility for a new Chase credit card.

Fortunately, business credit cards like Chase Ink usually won't appear on your personal credit report, so they won't add to your 5/24 card count. However, some business credit cards from Discover and Capital One will appear on your personal credit report, so be aware of that.

If you open five or more credit cards from any bank within 24 months, you won't be eligible for a new Chase credit card.

You can receive instant approval for a Chase business credit card, but this is relatively rare. You'll likely need to provide additional information to complete your application.

The approval process can take up to 30 days, so be patient.

To qualify for a Chase business card, you don't need to be a specific type of business entity or meet certain operational or financial requirements.

Any revenue-generating business can qualify, including small businesses and contractors. This includes popular side hustles like freelancing, driving for ride-sharing services, or selling goods online.

You'll need good to excellent personal credit to qualify, which means a FICO credit score of at least 670. A score of at least 700 will increase your approval odds.

To qualify for a Chase business card, you don't need to have a specific type of business entity. Any revenue-generating business can qualify, including small businesses and contractors.

Your business doesn't need to have a certain annual revenue, and you don't need to meet specific operational or financial requirements. Just be honest about your revenue, and you'll be fine.

You can qualify for a Chase business card even if it's just a part-time gig or a side hustle. Some examples of side hustles that qualify include freelancing on Fiverr or Upwork, driving for Lyft or Uber, and delivering food for DoorDash or Instacart.

Here are some examples of side hustles that qualify for a Chase business credit card:

To increase your chances of approval, you'll need good to excellent personal credit, which means a FICO credit score of at least 670. A score of at least 700 will give you an even better chance of being approved.

Approval Time can be a waiting game, but it's not always a long one. You could receive instant approval for your Chase business credit card, although this is a rare occurrence.

Additional information is often required to complete your application, which can prolong the approval process. This can take up to 30 days, so be patient and don't worry if you don't get an instant approval notification.

You don't need an EIN to get a Chase business card if you have a sole proprietorship, but you can provide your SSN as your tax ID.

Chase recommends using an EIN when possible to keep your business expenses separate from your personal finances.

The Ink Business Cash Credit Card is a great option for small business owners who want to earn rewards on their everyday expenses. It offers solid rewards on office supply, telecom spending, gas, and dining.

One of the standout benefits of this card is its generous rewards program. You can earn 5% cash back on up to $25,000 a year in spending at office supply stores and on cable, internet and phone service.

The card also offers a welcome offer, which can give you a boost of rewards to get started. Plus, you'll enjoy an intro APR on purchases, so you can pay off your balance over time without incurring interest charges.

Another perk of this card is that it has a $0 annual fee, which is a big plus for small business owners on a budget. You'll also get valuable purchase and travel protections, which can give you peace of mind when making purchases or traveling for business.

Here are the key features of the Ink Business Cash Credit Card at a glance:

The Ink Business Cash Credit Card is a solid choice for businesses with good to excellent credit, as indicated by a recommended credit score range of 690-850. This card has no annual fee.

If you're considering applying for another Chase business credit card, you might want to compare it to the Ink Business Preferred Credit Card, which has an annual fee of $95. The American Express Blue Business Cash Card is also worth considering, with no annual fee.

Here's a quick comparison of the three cards:

The Ink Business Cash Credit Card offers a 0% intro APR on purchases for 12 months, which can be a great perk for businesses with big purchases.

If you're considering the Ink Business Cash Credit Card, you might want to look at other options as well. The Ink Business Preferred Credit Card has a higher annual fee of $95, but it offers 3 points per dollar spent on travel costs, shipping providers, and advertising purchases with social media platforms and search engines.

The American Express Blue Business Cash Card has a $0 annual fee and offers 0% intro APR on purchases for 12 months. However, its regular APR is the same as the Ink Business Cash Credit Card, ranging from 17.49% to 25.49% Variable APR.

If you're looking for a card with a $0 annual fee, the Ink Business Cash Credit Card and the American Express Blue Business Cash Card are both good options. However, the Ink Business Cash Credit Card has a higher recommended credit score of 690-850, which is the same as the Ink Business Preferred Credit Card.

Here's a comparison of the three cards in a table:

You can amplify your rewards strategy by combining two or more Ink business cards that offer the most points and benefits for your business spending.

If you plan to apply for one or more of these cards, apply for no more than one personal and one business card with Chase within a 90-day window.

Chase's 5/24 rule states that you could be rejected automatically for most Chase cards if you've opened five or more cards in the last 24 months.

Opening a new business card from Chase will not add to your 5/24 status, so you can still apply for a business card even if you're close to the limit.

If you're not immediately approved, you may need to answer questions about your business or provide supporting documents before your application is approved.