How to Apply for Amazon Store Card and Manage Your Account

To apply for an Amazon Store Card, you'll need to have an Amazon account and be at least 18 years old. The application process is straightforward and can be completed online.

You'll need to provide some personal and financial information, including your name, address, and Social Security number, as well as information about your income and credit history.

Amazon uses a credit scoring system to determine your creditworthiness, and you can expect a decision within minutes.

Once you're approved, you can start using your Amazon Store Card to make purchases and earn rewards.

A store card is a type of credit card designed specifically for shoppers to use at a particular store, like Amazon.

It's issued by a bank, in this case Synchrony Bank, and is tailored to enhance the shopping experience at that store.

Store cards often offer special financing options and rewards for frequent customers, like Prime members.

These cards are designed to provide value to customers who shop regularly at that store.

They're a convenient way to pay for purchases and earn rewards, all in one card.

To get started with applying for the Amazon Store Card, you'll need to head to Synchrony Bank's website or click the "Learn More" button on sites like WalletHub to be taken there.

You can also access the application on Amazon.com, but you'll need to have an Amazon account to do so.

The application process is relatively straightforward and can be completed online.

You'll need to provide personal information such as your name, address, phone number, SSN or ITIN, and date of birth.

Additionally, you'll need to provide financial information such as your income, sources of income, employment status, and housing status.

Once you've filled out the application, you'll need to authorize Synchrony Bank to do a hard pull of your credit report.

This will help them evaluate if you're qualified to get the card.

Make sure to double-check that the application is complete and all the information is accurate before submitting it.

The entire process typically takes just a few minutes to complete.

The Amazon Store Card is a fantastic option for frequent Amazon shoppers. It offers special financing options, including six-month financing on purchases over $149, 12-month financing on anything over $599, and 24-month financing on select advertised Amazon.com purchases.

You can use the Amazon Store Card for Amazon.com purchases only, making it a dedicated card for Amazon spending. The card is issued by Synchrony Bank, and it's tailored to enhance the shopping experience on Amazon.com.

One of the best features of the Amazon Store Card is the rewards program. As a Prime member, you can earn 5% back on Amazon purchases, which is a significant perk. Non-Prime members can earn 3% back on Amazon purchases.

Here are some key benefits of the Amazon Store Card:

The Amazon Store Card is ideal for frequent Amazon shoppers, Amazon Prime members looking to maximize rewards, and customers who prefer special financing on large Amazon purchases.

To be eligible for an Amazon store card, you must meet certain requirements. You must be 18 years old and have a valid Social Security number.

The credit requirements are also crucial, and you must have no bankruptcies or recent delinquent accounts in your credit history. The issuing banks obtain credit bureau reports and scores to make a decision about credit approval.

Additionally, you may not have submitted an application for an Amazon.com credit card in the past 90 days.

To get approved for the Amazon Credit Builder, you'll need to have no bankruptcies or recent delinquent accounts in your credit history.

The issuing banks will obtain credit bureau reports and scores to make a decision about credit approval, and may also gather information about any extensions of credit on your accounts.

You'll need to apply for the Amazon Store card first, before being considered for the Amazon Credit Builder, and you can submit both applications at the same time, but only one inquiry will be placed on your credit file.

A security deposit is required within 60 days to receive a "welcome gift card" after being accepted for the Amazon Credit Builder, and this deposit will be refunded if you close your account or upgrade to the Amazon Store card.

To be eligible for certain credit cards, you must be at least 18 years old.

You'll also need a valid Social Security number, which is a requirement for most credit card applications.

Don't worry if you've applied for an Amazon.com credit card in the past, but make sure it was more than 90 days ago.

You'll need to agree to the terms and conditions of the card during the application process, so make sure you understand what you're getting into.