apple cash 怎么 使用

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A Woman Paying Using Her Smartphone
Credit: pexels.com, A Woman Paying Using Her Smartphone

Apple Cash App 可以在 iPhone、iPad 或 iPod touch 上下载,且只需使用 Apple ID 即可注册。您可以在 App Store 中找到它。

Apple Cash 支持实时转账,您可以在接收方收到钱之前即可发送钱包。

How to Set Up

To set up Apple Cash, you need to open the Settings app on your iPhone, iPad, or Apple Vision Pro.

First, scroll down and tap Wallet & Apple Pay. Then, turn Apple Cash on.

Your new Apple Cash card will be automatically and securely kept on your device. You can find it in the Wallet app.

If you want to use Apple Cash on other devices, you just need to be signed in to your Apple Account.

To set up Apple Cash for a family member under 18 years old, you'll need to learn how to set up Apple Cash Family.

Capabilities

Apple Cash offers a range of capabilities that make it a convenient and versatile payment method. You can use Tap to Cash to send money to someone nearby without sharing your phone number or email.

Credit: youtube.com, How to set up and use Apple Cash on your iPhone | Apple Support

With Apple Cash, you can add money to your account, making it easy to top up whenever you need to. You can also make purchases using Apple Pay or your Apple Cash virtual card number in most places where Visa is accepted.

If you're in a store or at a gas station, using your Apple Watch to make a payment is a breeze. To do this, simply double-click the digital crown on the right side of your watch, rotate the crown to select the card you want to use, and hold the watch near the contactless reader until you hear a beep or feel a tap.

Apple Cash also allows you to send money to someone in Messages or Wallet, making it easy to split bills or send money to friends. You can transfer money from Apple Cash to your bank account, giving you more control over your finances.

Here are some of the key capabilities of Apple Cash:

  • Use Tap to Cash to send money to someone nearby without sharing your phone number or email.
  • Add money to Apple Cash.
  • Make purchases using Apple Pay or your Apple Cash virtual card number in most places where Visa is accepted.
  • Send money to someone in Messages or Wallet.
  • Transfer money from Apple Cash to your bank account.
  • Use your Apple Cash to make payments on your Apple Card balance.
  • Receive Daily Cash from Apple Card purchases.

Understanding Pay

Credit: youtube.com, How Apple Cash Works! How to use Apple Pay Cash

Apple Pay is a mobile payment service built into Apple products like iPhone, iMac, MacBook, and iPad, allowing users to make secure contactless payments with cards stored in their Apple Wallet.

You can only use Apple Pay at compatible sales points with POS systems, both in physical stores and online shops.

It's worth noting that Apple Pay and Apple Cash are two distinct services, with Apple Cash being a separate feature that allows for person-to-person payments.

Usage Limits

As an Apple Cash user, you should be aware of the usage limits to avoid any issues. The Apple Cash Family plan allows a balance of up to $4,000.

You can receive a minimum of $1 and send or receive up to $10,000 within 7 days. For verified users, the transfer limit is $20,000 within 7 days. There's no limit to in-store or online purchases.

You can transfer a maximum of $20,000 to your bank account within 7 days, and it's free unless you use an instant transfer.

发送和接收

To send and receive Apple Cash, you need to have both the sender and receiver have Apple devices. Apple Cash is not for paying businesses, but for exchanging money with people you know.

To exchange money, open the Messages app and select a conversation thread. Click the "+" icon next to the iMessage window and choose Apple Cash.

You can set the amount by clicking the "+" or "-" buttons, or by tapping the display key to open a numeric keypad. Choose whether to request or send the amount, then click "Send". You'll need to approve or cancel the payment.

Man with a smartphone processing an online payment with a credit card. Soft light, modern lifestyle.
Credit: pexels.com, Man with a smartphone processing an online payment with a credit card. Soft light, modern lifestyle.

To complete the transaction, double-click the lock button on the right side of your phone and use Face ID or Touch ID to authenticate.

If you don't see the Apple Cash option in Messages, check your Wallet & Apple Pay settings in Settings to make sure Apple Cash is turned on.

有有限额吗?

There's a daily limit of $10,000 for person-to-person transactions with Apple Cash.

You can receive up to $4,000 in your Apple Cash balance with the Apple Cash Family plan.

The verified users can transfer up to $20,000 within 7 days.

There's no limit for in-store and online purchases.

You can transfer a maximum of $20,000 from Apple Cash to your bank account within 7 days.

You can only transfer funds to US bank accounts.

从借记卡或预付卡充值

You can add funds to Apple Cash from a supported US debit or prepaid card in Apple Pay. You can add at least $10 per transaction, and up to $10,000 per transaction.

To give you a better idea, here are the limits for adding funds to Apple Cash:

  • Minimum: $10 per transaction
  • Maximum: $10,000 per transaction
  • Daily limit: $10,000 within 7 days

With these limits in mind, you can easily manage your Apple Cash balance and use it for various transactions.

Frequently Asked Questions

Apple Cash是信用卡吗?

Apple Cash is not a traditional credit card, but rather a prepaid debit card service that allows users to send and receive money. It can be linked to a bank account or used to pay off Apple Card balances.

国内如何使用Apple Cash?

在“信息”和“钱包” App 中都可以使用Apple Cash,轻点Apple Cash卡或轻点信息中的Apple Cash即可发起个人对个人支付。

Raquel Bogisich

Writer

Raquel Bogisich is a seasoned writer with a deep understanding of financial services in the Philippines. Her work delves into the intricacies of digital banks and traditional banking systems, offering readers insightful analyses and expert opinions on the evolving landscape of financial services. Her articles on digital banks in the Philippines and banks of the country have been featured in several leading financial publications, highlighting her ability to simplify complex financial concepts for a broader audience.

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