
The Apple Cash Card is a game-changer for managing your finances. It's a virtual card linked to your Apple Cash account, allowing you to make purchases and receive cash back.
Here's how it works: the Apple Cash Card is a Mastercard, which means it can be used anywhere Mastercard is accepted. You can even use it to make online purchases or pay bills.
With the Apple Cash Card, you can earn rewards on your purchases, just like a regular credit card. However, the rewards are tied to your Apple Cash account, not a traditional credit score.
To use the Apple Cash Card, you'll need to have an Apple Cash account and a compatible device to access it. This means you can manage your finances on the go, without needing a separate physical card.
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Getting Started
To get started with an Apple Cash card, you'll need to have an iPhone or iPad running iOS 11.2 or later, and a valid US phone number.

First, make sure you have the Wallet app on your device, as it's where you'll manage your Apple Cash card.
Open the Wallet app and tap on the "+" icon to add a new card.
You can then use your iPhone or iPad to request or send money with Apple Cash, as long as the recipient has also added their card to the Wallet app.
Apple Cash cards are also linked to your Apple ID, so you can easily access your card information and transaction history from any device.
To request money, simply tap on the "Request" button in the Wallet app and enter the amount you need.
The recipient will then receive a notification and can choose to pay you back with Apple Cash or another payment method.
Be aware that there may be fees associated with using Apple Cash, such as a 3% fee for instant transfers to your bank account.
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Apple Cash Card Features
The Apple Cash Card Features are designed to make managing your money easy and convenient.
You can use the Apple Cash Card to make purchases online or in-store wherever Apple Pay is accepted.
The card is linked to your Apple Cash account, which means you can easily track your spending and stay on top of your finances.
You can also use the card to send and receive money with friends and family through the Messages app.
The Apple Cash Card is accepted at millions of locations worldwide, including major retailers and restaurants.
With the card, you can also take advantage of rewards and cash back offers from participating merchants.
Daily Transactions
If you return a purchase made with Apple Card, you'll be refunded the purchase price, and any Daily Cash received is charged back to the card.
Daily Cash is a feature that rewards you with a percentage of your purchase back in the form of cash.
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Fees

You won't find any annual fees, international fees, or fees for making a late payment with Apple.
There are no late fees, but making a late payment will still impact your credit score.
The exchange rate for foreign transactions is determined by Mastercard, which means you won't pay foreign transaction fees, but you will be charged the exchange rate set by Mastercard.
Making a late payment will result in "additional accumulating toward your balance", meaning you'll still have to pay interest on the outstanding balance.
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Daily
Daily transactions can be a breeze with Apple Card's Daily Cash feature. You'll get your cash back bonuses paid out on a daily basis, rather than waiting weeks for them to show up on your statement.
If you've set up Apple Cash, you'll receive your Daily Cash payouts on your Apple Cash card. This means you can access your rewards instantly, making it easier to manage your daily expenses.
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There's no limit on the amount of Daily Cash you can get, according to Apple. This means you can earn as much as you want, without worrying about hitting a cap.
If you return a purchase made with Apple Card, you'll be refunded the purchase price, but be aware that Daily Cash received on the purchase will be charged back to the Apple Card.
Security and Privacy
When you use Apple Cash Card Number, you can rest assured that your transactions are secure. Apple creates a unique card number on your iPhone for Apple Card, which is stored in the Secure Element.
This unique card number is used for all payments, which are confirmed with Face ID or Touch ID along with a one-time unique dynamic security code.
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Privacy
Apple's commitment to privacy is impressive. They create a unique card number for Apple Card that's stored in the Secure Element on your iPhone.

This unique card number is used for all payments, and Apple doesn't store any information about your shopping habits or purchases. You can even use Face ID or Touch ID to confirm payments, adding an extra layer of security.
The dynamic security code used for payments is one-time only, making it virtually impossible for anyone to access your account without your consent.
Credit Reporting
Goldman Sachs now reports Apple Card information to credit bureaus, specifically TransUnion, Experian, and Equifax. This means Apple Card holders will see their Apple Card data on their credit reports.
Initially, Goldman Sachs didn't report Apple Card data to credit bureaus for the first few months after launch.
Frequently Asked Questions
How do I see my full Apple Cash Card number?
To view your full Apple Cash Card number, open the Wallet app, tap Apple Card, and authenticate with Face ID, Touch ID, or your passcode. Your virtual card number will then be displayed next to "Card Number
How do I find my Apple Cash device number?
Find your Apple Cash device number by opening the Wallet app, selecting a card, and tapping the 'I' info icon. Your Device Account Number will be displayed under Card information
Sources
- https://www.macrumors.com/guide/apple-card/
- https://support.apple.com/apple-cash
- https://appleinsider.com/articles/19/08/17/how-to-find-your-apple-card-number-to-but-something-online
- https://ios.gadgethacks.com/how-to/set-up-virtual-card-number-for-apple-cash-your-iphone-use-where-apple-pay-isnt-accepted-0385491/
- https://www.macobserver.com/tips/how-to/apple-card-information-iphone/
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