
Enrolling in Anthem dental insurance is a straightforward process. You can sign up online, over the phone, or through an authorized agent.
To get started, you'll need to provide some basic information, such as your name, address, and date of birth. This is typically done during the initial application process.
Anthem dental insurance plans offer a range of benefits, including routine cleanings, fillings, and extractions. Some plans also cover more advanced procedures like crowns and root canals.
The cost of Anthem dental insurance varies depending on the plan you choose and your location.
Advantages and Benefits
With Anthem dental insurance providers, you can rest assured that your whole family is covered, regardless of age.
Children have an out-of-pocket maximum of $375 per child, and $750 per family, in a year.
Families won't be charged more than $375 for one child, and capped at $750 per family.
In Connecticut, the out-of-pocket maximum is lower, at $350 per child and $750 per family.

Pediatric-age kids have no annual or lifetime benefit limits, so you can focus on their oral health without worrying about running out of coverage.
You won't be charged premiums on more than three children, making it easier to get the coverage you need.
Choosing a dentist within your plan's network can help save you money on costs for covered services.
Anthem offers a variety of affordable dental insurance plans that fit you and your family's needs.
Coverage and Plans
Anthem dental coverage can be found as a benefit of certain group or individual dental plans, or as part of some Anthem Medicare Advantage plans.
Original Medicare does not provide coverage for routine dental care and only covers dental services in rare circumstances. In 2024, 97% of Medicare Advantage plans covered routine dental care.
Some Anthem dental providers offer a wide range of services, including exams, X-rays, cleanings, fluoride treatments, fillings, extractions, root canals, crowns, dentures, bridges, and implants.
Curious to learn more? Check out: Advantage Dental Insurance Oregon
Routine preventive care is covered at 100% with no waiting period when you visit a dentist in your plan's network, as part of a separate or stand-alone Anthem dental plan.
Dental insurance plans can save you money on dental care and help protect the health of you and your family.
Here are some of the services that may be covered by an Anthem dental provider:
- Exams
- X-rays
- Cleanings
- Fluoride treatments
- Fillings
- Extractions
- Root canals
- Crowns
- Dentures
- Bridges
- Implants
Consider enrolling in a separate or stand-alone Anthem dental plan, which you can buy any time of the year.
Costs and Enrollment
Using an Anthem Medicare Advantage plan at a dental provider may require you to first satisfy an annual deductible and require copayments or coinsurance for remaining balances.
Costs may vary by plan, so be sure to review all of your local plan options using a tool like the Medicare plan finder.
To get the most savings, choose an in-network dentist from Anthem's dental preferred provider organization network.
Here's a breakdown of costs for different plans:
Costs

Anthem Medicare Advantage plans may require you to satisfy an annual deductible before using an in-network dentist, and then you'll pay copayments or coinsurance for remaining balances.
The costs of dental care can add up quickly, so it's essential to understand what you'll pay out of pocket.
Using an Anthem Medicare Advantage plan at a dental provider may require you to first satisfy an annual deductible and require copayments or coinsurance for remaining balances. Costs may vary by plan, so be sure to review all of your local plan options using a tool like the Medicare plan finder.
If you choose an in-network dentist from Anthem's dental preferred provider organization network, you can enjoy deep discounts on your dental care. In-network dentists can help you save money on your dental bills.
Here's a breakdown of the costs for different Anthem dental plans:
The costs of dental care can vary depending on the type of plan you choose, but one thing is certain: choosing an in-network dentist can help you save money.
Enrolling in Coverage

Enrolling in coverage is a straightforward process with Anthem. You can sign up for a standalone dental plan at any time of the year without needing to be enrolled in an Anthem health insurance plan.
There are no restrictions on enrolling in a standalone dental plan, making it easy to get the coverage you need. To apply for a Medicare Advantage plan, however, you must be enrolled in both Medicare Part A and Part B.
If you're looking to enroll in a Medicare Advantage plan, you can do so during specific times of the year, such as when you first become eligible for Original Medicare or during the Annual Enrollment Period that takes place each fall.
Here are the key enrollment periods for Medicare Advantage plans:
Keep in mind that these are the only times you can enroll in a Medicare Advantage plan, so be sure to mark your calendar accordingly.
Family Coverage

Family coverage through Anthem dental insurance is a great way to ensure that everyone in your household has access to necessary dental care.
You can sign up for a standalone dental plan at any time of the year, and you don't need to be enrolled in an Anthem health insurance plan to do so.
Anthem offers a variety of affordable dental insurance plans that fit you and your family, including family PPO plans that cover everyone - children and adults.
The out-of-pocket maximum for children is $375 per child ($750 per family) in a year, and there are no annual or lifetime benefit limits for pediatric-age kids.
If you visit a dentist outside the network, costs for covered services may increase, so it's a good idea to choose a provider in your plan to save money.
Here are some of the services that may be covered by an Anthem dental provider for kids and adults:
- Exams
- X-rays
- Cleanings
- Fluoride treatments
- Fillings
- Extractions
- Root canals
- Crowns
- Dentures
- Bridges
- Implants
It's worth noting that Medicare Advantage plans, which are offered by Anthem, can provide some additional benefits not found in Original Medicare, including dental coverage.
Finding and Using

You can find Anthem dental providers by logging into your online portal as an Anthem member. This allows you to access a directory of participating dentists and dental offices in your area.
Anthem members can also use the online dental provider search tool to find providers near them who are part of an Anthem plan network.
Non-members can search for providers by choosing their state and zip code, viewing a directory of participating dental providers.
Indemnity or Fee-for-Service
Indemnity or Fee-for-Service plans offer a broad network of dental providers, which is a big plus for those who value convenience. You pay a percentage for a specified dental service, and the plan pays the rest.
The percentage you pay depends on the procedure, so it's essential to understand what's included and what's not.
Finding a Provider Near You
If you're an Anthem member, you can easily find a dental provider near you by logging into your online portal.

You can use the Anthem online dental provider search tool to find providers who are part of an Anthem plan network.
To find providers near you who are part of an Anthem plan network, you can use the Anthem online dental provider search tool.
Non-members can also find participating dental providers by choosing their state and zip code, and then seeing a directory of participating dental providers.
You can access this directory to find a dental provider near you, even if you're not an Anthem member.
About
Anthem is one of the largest health insurance providers in the US, offering dental insurance plans to millions of Americans.
The company has been in business for over 75 years, providing coverage to families, individuals, and groups.
Anthem's dental insurance plans often include coverage for routine cleanings, fillings, and other basic procedures.
These plans also may cover more extensive treatments like crowns, root canals, and oral surgery.
Frequently Asked Questions
Is Anthem the same as Anthem Blue Cross?
Anthem Blue Cross is a trade name of Blue Cross of California, but Anthem is a registered trademark of a separate company, Anthem Insurance Companies, Inc. This distinction highlights the complex relationship between these entities.
Does Aspen Dental take Anthem Medicaid?
Aspen Dental does not accept Medicaid, including Anthem Medicaid. If you have Anthem Medicaid, you may want to explore other dental care options that accept your insurance.
Sources
- https://www.anthem.com/individual-and-family/dental-insurance/ppo-dental-plans
- https://www.anthem.com/individual-and-family/dental-insurance
- https://www.helpadvisor.com/medicare/anthem-dental-providers
- https://www.anthem.com/individual-and-family/insurance-basics/dental-vision-insurance/coverage
- https://www.anthem.com/individual-and-family/dental-insurance/family
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