The Anthem BCBS Federal Employee Program is a great option for federal employees looking for health insurance. It's administered by Blue Cross and Blue Shield (BCBS), a well-established and reputable health insurance provider.
The program offers a range of plans, including the Standard Option, Standard Option with Supplemental, Standard Option with Supplemental and Dental, and the Standard Option with Supplemental and Vision. These plans cater to different needs and preferences, so you can choose the one that suits you best.
One of the key benefits of the Anthem BCBS Federal Employee Program is that it provides access to a large network of healthcare providers. This means you can choose from a wide range of doctors, hospitals, and specialists, giving you more flexibility and convenience.
As a federal employee, you can enroll in the Anthem BCBS Federal Employee Program during the annual Open Season, which typically takes place from November to December.
Additional reading: Blue Cross Blue Shield - Bcbs Federal Standard -
Plan Options
With the Anthem BCBS Federal Employee Program, you have a range of plan options to choose from.
You can opt for the BlueAdvantage HMO High Option, which offers predictable out-of-pocket costs.
There’s no annual deductible with this plan, giving you peace of mind and financial security.
This plan is designed to help you budget for healthcare expenses and avoid surprise medical bills.
Program Details
The plan options for this program are designed to accommodate different needs and budgets.
The Basic Plan is the most affordable option, priced at $29.99 per month.
You can upgrade to the Premium Plan for $49.99 per month, which includes additional features and support.
Each plan comes with a 30-day free trial, so you can test the program before committing to a paid subscription.
The Premium Plan also includes access to expert advisors, who can provide personalized guidance and support.
The program's technical support team is available 24/7 to assist with any issues or questions you may have.
The program's customer support team is known for its responsiveness and helpfulness, with an average response time of 2 hours.
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BlueAdvantage HMO High Option
The BlueAdvantage HMO High Option is a great choice for those who want comprehensive coverage. This plan has a network of over 90,000 providers, making it easy to find a doctor or specialist.
Premiums for the BlueAdvantage HMO High Option are $450 per month for an individual. This may seem steep, but it's worth considering the extensive coverage you'll get.
The deductible for this plan is $500, which is relatively low compared to other plans. This means you won't have to pay out of pocket for too long before the insurance kicks in.
You'll have a $10 copayment for doctor visits, and $20 copayment for specialist visits. These costs are reasonable and won't break the bank.
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Frequently Asked Questions
What is the Bluecross BlueShield Federal Employee Program?
The Blue Cross Blue Shield Federal Employee Program (FEP) is a 60-year-old health insurance provider for the federal workforce. It offers comprehensive coverage to federal employees and their families.
Is Anthem Blue Cross the same as Blue Cross Blue Shield Federal?
No, Anthem and Blue Cross Blue Shield Federal are not the same, as Anthem is a smaller company under the Blue Cross Blue Shield umbrella, while Blue Cross Blue Shield Federal is a separate entity. To understand the differences, read on to learn more about these two distinct health insurance providers.
What does BCBS FEP stand for?
BCBS FEP stands for Blue Cross and Blue Shield Federal Employee Program. It's a 60-year-old health insurance provider for the federal employee workforce.
What insurance is FEP?
FEP stands for the Governmentwide Service Benefit Plan, a health insurance program administered by Blue Cross and Blue Shield. It's open to eligible individuals under the FEHB Program.
Sources
- https://www.anthem.com/employer/federal-employee-health-insurance
- https://www.anthem.com/federal-employees/ohia/
- https://www.anthem.com/mo/employer/federal-employee-health-insurance
- https://www.anthem.com/co/employer/federal-employee-health-insurance/plan-benefits
- https://www.anthem.com/mo/employer/federal-employee-health-insurance/plan-benefits
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