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The American Express Platinum Card Canada is a premium credit card that offers a wide range of benefits and rewards. With a $699 annual fee, it's essential to maximize your experience to get the most value out of your card.
You can earn up to 3X points on eligible purchases, including groceries, gas, and travel. This can add up quickly, especially if you have a large family or frequently travel for work.
To make the most of your card, consider paying your annual fee in installments, which can be done online through the American Express website. This can help spread the cost and make it more manageable.
One of the key benefits of the Platinum Card is access to exclusive events and experiences, such as concerts, festivals, and sporting events. You can also enjoy perks like airport lounge access, hotel upgrades, and priority customer service.
Benefits and Rewards
The Amex Platinum Card in Canada offers a range of benefits and rewards that make it a valuable tool for travelers. You can transfer Membership Rewards points to over ten airline and hotel loyalty programs, including Aeroplan and Marriott Bonvoy.
Transferring points to travel partners often provides the highest value per point, making it a smart way to redeem your points. Whether you're looking to offset your credit card balance or redeem points for top-brand products or gift cards, the Membership Rewards Program has got you covered.
One of the standout benefits of the Amex Platinum Card is the Fine Hotels + Resorts program, which ensures that every trip is a luxurious escape. This program, combined with the card's robust earning potential and redemption flexibility, solidifies its reputation as the ultimate travel companion.
The card also offers comprehensive travel insurance, providing peace of mind that you're protected against the unexpected. Additionally, Front Of The Line access allows you to curate your lifestyle with exclusive entertainment opportunities.
Here are some of the key benefits of the Amex Platinum Card:
- Statement credit of 100 USD for Global Entry every 4 years
- Statement credit of 189 USD for Clear Plus every calendar year
- Statement credit of up to 85 USD for TSA PreCheck every 4.5 years
- 200 USD back in credits every year for prepaid hotel bookings and airport lounge access
Lounge Access
The Amex Platinum Card in Canada offers a range of lounge access benefits that can enhance your travel experience. You can enjoy complimentary access to The Centurion Lounge, Escape Lounge, Delta SkyClub, Plaza Premium Lounges, and Executive Lounges by Swissport.
To access these lounges, simply present your Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier, and a government-issued I.D. Some lounges have additional requirements, such as a maximum stay time or restrictions on guest access.
Here are the lounge access benefits for the Amex Platinum Card in Canada:
Keep in mind that lounge access is subject to availability and may change or be cancelled at any time. It's always a good idea to check with the lounge directly before your visit to confirm their hours and policies.
Make Every Point Count
To make every point count with the American Express Platinum Card, focus on earning points in high-reward categories. You can earn 2 points for every $1 spent on eligible dining in Canada and 2 points for every $1 spent on eligible travel.
The earning rates for the American Express Platinum Card are fairly lacklustre, but you can still earn a decent amount of points by directing your spending to these categories. For example, if you spend $1,000 on dining, you'll earn 2,000 points.
You can also earn points on everyday purchases, although the rate is lower at 1 point per $1. While this may not seem like a lot, it can add up over time.
To maximize your points, consider transferring them to airline loyalty programs. American Express Membership Rewards points are incredibly versatile and can be transferred to over 10 airline and hotel loyalty programs, including Aeroplan and Marriott Bonvoy.
Here are some popular transfer partners:
- Air Canada Aeroplan
- Air France KLM Flying Blue
- British Airways Executive Club (Avios)
- Cathay Pacific Asia Miles
- Delta SkyMiles
- Etihad Guest
Transferring points to travel partners often provides the highest value per point, so it's worth exploring these options.
Insurance and Travel Assistance
The Amex Platinum Card in Canada offers a comprehensive suite of travel insurance benefits that can give you peace of mind when traveling. The card provides emergency medical coverage of up to $5,000,000 per insured person for up to 15 days if you're 64 years old or younger.
You're also protected against trip cancellation, interruption, and delays, with coverage for non-refundable expenses like flights or hotel bookings. If your flight is delayed, the Platinum Card reimburses expenses for necessities like meals or overnight stays.
The card's travel insurance also includes car rental theft and damage insurance, which covers theft or damage to rental vehicles with an MSRP of up to $85,000 for rentals of 48 days or less. This means you can skip the costly insurance fees at car rental counters.
Here's a breakdown of the travel insurance benefits available with the Amex Platinum Card:
The Amex Platinum Card also offers purchase protection up to 120 days from the date of purchase for a maximum of $1,000 per occurrence in the event of theft or accidental damage. You also receive one year additional warranty protection when you use your Amex Platinum Card for an eligible purchase.
Application and Comparison
The Amex Platinum Card Canada offers a range of benefits, but which ones are worth it? The card's annual fee is $699, but it's offset by a $200 travel credit, which can be used towards flights, hotels, or other travel expenses.
One of the most valuable benefits is the 3x points earn rate on dining and air travel purchases, which can add up quickly. This can be especially beneficial for frequent travelers or foodies.
To put this into perspective, if you spend $1,000 on dining and air travel in a year, you'll earn 3,000 points, which can be redeemed for a $150 travel credit or other rewards. This can help offset the annual fee and make the card a more attractive option.
Apply Through Great Canadian Rebates
Applying for the Amex Platinum Card through Great Canadian Rebates can be a smart move. You can earn an exclusive rebate upon approval, adding extra value to your card membership.
The rebate is not specified in the article sections, but applying through Great Canadian Rebates allows you to stack rewards on top of your Platinum benefits. This means you can earn cash back on online purchases in addition to the Membership Rewards points.
To apply, visit the Amex Platinum Card page on Great Canadian Rebates and complete the application process. It's a straightforward process that can help you maximize your rewards.
By shopping through Great Canadian Rebates, you can also earn cash back on your everyday purchases. This can add up quickly and make your Platinum Card benefits even more valuable.
Here's a quick summary of the benefits of applying through Great Canadian Rebates:
Overall, applying through Great Canadian Rebates can be a great way to enhance your Amex Platinum Card benefits and make the most of your rewards.
Comparing to Other
The Amex Platinum card is a great option for frequent flyers, but it's not the only game in town. If you're looking for alternatives, you might want to consider the SimplyCash Preferred Card, which offers a straightforward 2% cash back rate.
The Gold Rewards Card is another option to consider, as it combines travel and cash back perks at a lower annual fee than the Platinum Card. This might be a good choice if you want to save some money while still getting some benefits.
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If you're not set on travel perks, the Cobalt Card is worth a look. It provides high points on dining and travel, but lacks some of the luxury perks offered by the Platinum Card.
Here's a quick comparison of these cards:
Ultimately, the best card for you will depend on your individual needs and preferences. If you're a frequent flyer, the Amex Platinum card might be the way to go. But if you're looking for something a bit more budget-friendly, one of these other options might be a better fit.
The Experience Awaits
The Amex Platinum Card in Canada is a game-changer for frequent flyers and those who value luxury benefits.
With access to over 1,400 airport lounges worldwide, including Priority Pass lounges and the exclusive Amex Centurion Lounges, you'll travel in style. Whether you're flying out of Toronto Pearson or Vancouver International, the Amex Platinum ensures you arrive at your destination feeling relaxed and refreshed.
The Platinum Card is part of the Membership Rewards program, offering flexibility in how you redeem points. You can earn 5x points on eligible travel bookings and 3x points on dining, with no expiry on points.
Here are the top benefits of the Amex Platinum Card in Canada:
The Amex Platinum Card is not just about earning points; it's about accessing a lifestyle of unparalleled benefits. With its high-end perks and rewards, it's no wonder it's considered the gold standard for Canadian travellers.
Frequently Asked Questions
Can you get an American Express card as a Canadian?
Yes, Canadian residents can apply for an American Express card, but you'll need to provide employment, income, and bank account information as part of the application process. Check the specific eligibility criteria for the American Express Green Card.
Can Canadian Amex Platinum access Centurion lounge?
Canadian Amex Platinum cardholders can access The Centurion Lounge with their card, a same-day boarding pass, and government-issued ID. No additional membership or fees are required.
Sources
- https://www.greatcanadianrebates.ca/finance-tools/2024/12/18/maximizing-rewards-with-the-amex-platinum-card-in-canada-a-travellers-guide/
- https://princeoftravel.com/reviews/american-express-platinum-card/
- https://wise.com/us/blog/amex-clear-global-entry
- https://global.americanexpress.com/lounge-access/the-platinum-card
- https://www.americanexpress.com/en-ca/benefits/membership-rewards/the-platinum-card/
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