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If you're a student looking for a credit card, American Express (Amex) has some great options. Amex credit cards for students often offer rewards, cash back, and other perks that can help you manage your finances and build credit.
Many Amex credit cards for students have no annual fee or a low annual fee, making them a great choice for students who want to avoid unnecessary expenses. Some Amex credit cards for students even offer a credit limit of up to $1,000, which can be a big help for students with limited budgets.
To qualify for an Amex credit card as a student, you'll typically need to be enrolled in a degree-granting program at an accredited college or university. You'll also need to provide proof of income or a co-signer, depending on the card issuer.
American Express Credit Card Options
American Express offers a range of credit cards that can be a great fit for students.
The American Express Blue Cash Preferred Card offers a $250 statement credit after spending $1,000 in the first 3 months, which can be a huge help for students paying for tuition and living expenses.
The American Express Gold Card offers 4x points at U.S. restaurants and 4x points at U.S. supermarkets, which can be a great way for students to earn rewards on everyday expenses.
The American Express Everyday Card offers a $100 statement credit after spending $1,000 in the first 6 months, which can be a great incentive for students to use their card regularly.
American Express credit cards often have no foreign transaction fees, making them a great choice for students studying abroad or traveling during breaks.
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Who Is It For?
The American Express Blue for Students Credit Card is a great option for certain types of students. College students can use this card to build credit while in school.
Students who frequently make purchases at U.S. supermarkets, U.S. gas stations, and other retail locations can benefit from the card's cash back structure. This card is particularly useful for everyday spenders.
First-time credit card users can also benefit from this card's educational tools and resources. It's a good choice for those new to credit cards.
Budget-conscious students can save money on their everyday expenses with this card, thanks to its no annual fee and cash back rewards.
Key Information
The American Express Blue for Students Credit Card is a great option for college students looking to build credit. It offers cash back rewards on everyday purchases, including groceries, gas, and general retail purchases.
This card has a no-annual-fee structure, which is a huge plus for students on a budget. It also offers an introductory APR offer, which can help you save money on interest.
However, students should be aware of the foreign transaction fees associated with this card. You'll also need some credit history to qualify, so it's essential to establish a good credit score before applying.
To maximize your rewards, consider pairing this card with the Kudos browser extension. Kudos can help you make the most of your American Express Blue for Students Credit Card and any other cards you might acquire in the future.
Here are some of the top American Express credit cards for students:
- American Express Blue for Students excels in offering cash back rewards on everyday purchases to young adults
- Chase Freedom Unlimited offers diverse category bonuses
- Capital One Savor Cash Rewards Credit Card rewards dining and entertainment spending
- Blue Cash Everyday provides strong rewards on everyday purchases
Benefits and Features
The American Express credit cards for students offer a range of benefits and features that can help you manage your finances and build credit.
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You can earn rewards like cashback, points, or travel credits on your purchases, which can be redeemed for statement credits, gift cards, or other rewards.
One of the benefits of having an American Express credit card as a student is that you can get access to exclusive events and experiences, such as ticket presales and VIP access to concerts and festivals.
With an American Express credit card, you'll also get travel insurance and purchase protection, which can provide peace of mind when you're traveling or making purchases online.
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Earning Scene+ Points
Earning Scene+ Points is a great way to get the most out of your membership. You can earn points by taking advantage of the membership's exclusive discounts and promotions, which can be found in the Member Benefits section.
For every dollar you spend on a discounted item, you'll earn a certain number of points. For example, if you buy a discounted item for $10, you'll earn 10 points.
Take a look at this: Amex Platinum Card Points
You can also earn points by participating in the membership's loyalty program, which rewards you for repeat purchases. Members who make repeat purchases within a certain timeframe can earn bonus points.
The more you shop and take advantage of the membership's benefits, the more points you'll earn. This can be a great way to save money on future purchases.
Earning Scene+ points can also be a fun way to track your progress and see how much you've saved over time.
Save Time at Checkout
Tap your Scotiabank American Express Card or your smartphone for quick easy payments.
Apple Pay is the easy, secure, and private way to pay with your eligible Scotiabank credit cards.
You can use Apple Pay to make payments without having to physically swipe your card or enter your PIN.
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Availability and Eligibility
American Express doesn't offer credit cards specifically for students, likely because they usually have limited credit history. However, students can still apply for other American Express cards if they meet the eligibility requirements.
To be eligible for an American Express card, you'll need a FICO score of at least 670. This is the same minimum score required for the Blue Cash Everyday and Amex EveryDay Credit Card.
If you're a student looking for a card with no annual fee, the Amex EveryDay Credit Card is a good option. It has a lower interest rate compared to other cards, making it a more affordable choice.
Right for You
If you're a Canadian student enrolled in a post-secondary school, this Amex credit card is perfect for you. It's one of your first credit cards, and you'll appreciate the convenience and security of having a payment method for everyday purchases.
You'll love the rewards and benefits that come with this card, which can be earned with your daily purchases. Building your credit history is also a great perk, as long as you make at least the minimum payments on time each month.
One of the best features is the interest-free grace period on purchases, which gives you some breathing room. And, if you're on a budget, you'll appreciate that there are no annual fees.
Here's a quick rundown of the benefits:
- Interest-free grace period on purchases
- No annual fees
- Convenient and secure payment method
- Rewards and benefits on everyday purchases
- Helps build your credit history
Frequently Asked Questions
Which credit card is the best for a student?
The Discover it Student Chrome card is a great option for students seeking simplicity and value, while the Capital One Savor Student Cash Rewards card is ideal for those who enjoy dining out and staying in.
Sources
- https://scholaroo.com/student-credit-cards/american-express-student-credit-cards/
- https://www.joinkudos.com/blog/american-express-blue-for-students-credit-card-review
- https://thepointsguy.com/credit-cards/starter-credit-cards-college-students/
- https://www.scotiabank.com/ca/en/personal/credit-cards/american-express/student-scotiabank-american-express-card.html
- https://wallethub.com/answers/cc/american-express-student-cards-1000424-2140764116/
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