
Getting an Amex Centurion invite is a challenging task, but it's not impossible. To qualify, you typically need to hold a high-end American Express card, such as the Platinum Card.
The invitation process is highly selective, with a reported acceptance rate of less than 1%. To increase your chances, focus on building a strong relationship with American Express through consistent spending and excellent customer service.
To be considered for the Centurion invite, you'll need to have held the Platinum Card for a significant amount of time, often at least 2-3 years. This demonstrates your loyalty and commitment to the brand.
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Requesting an American Express Invite
You can request an American Express invite to the Centurion Card by following a few simple steps. First, go to the Centurion website and click on "Interested in Centurion Membership? Click Here" at the bottom of the page.
To be eligible for an invite, you'll need to be an existing Amex cardholder and have a good credit history. You can request an invite a maximum of once every six months, and Amex will respond within 30 days if you're eligible.

It's worth noting that most people won't qualify for an Amex Centurion Card, as it's an exclusive and expensive product. American Express intentionally keeps the number of invitations small, so don't be discouraged if you don't receive an invite right away.
If you do receive an invite, it's likely because you've spent a significant amount on your Amex cards, have a high income, and/or a high net worth. The exact requirements are unknown, but some sources suggest that spending at least $100,000 per year on your card and having a high income are key factors.
Here's a rough breakdown of the spending requirements for each version of the Centurion Card:
Keep in mind that these amounts aren't officially confirmed, and just because you spend enough doesn't mean you'll automatically be invited to apply.
American Express Benefits
The Centurion Card is a game-changer for those who want to experience the best of luxury. It's a status marker that automatically grants elite status with several programs.
Cardmembers also receive exclusive offers and events, such as preferred reservations at top restaurants and access to private wine tours. They even get top-tier VIP access to entertainment.
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Elite Status

Having elite status with American Express can open up a world of benefits. You'll be treated like a VIP, and it's a status marker that's hard to ignore.
The Centurion Card allows cardmembers to receive automatic elite status with several programs. This is a game-changer for frequent travelers and shoppers.
With elite status, you'll enjoy perks like priority customer service, exclusive access to events, and special offers. It's like having a personal concierge at your beck and call.
Perks
Exclusive access to top restaurants and private wine tours is available to Centurion cardmembers. They can even get preferred reservations at top restaurants.
The Centurion concierge service is a valuable perk that can save you thousands of dollars a year. It's like having a personal assistant who can take care of all sorts of tasks, from booking travel to finding your lost headphones.
With the Centurion concierge, you can get hard-to-get restaurant reservations, theater tickets, and even front-row concert seats. They've even helped with tasks like rebooking travel during the coronavirus pandemic.
Premium Amex cardholders can also access an American Express Concierge for assistance with event tickets, reservations, and travel bookings. It's not as extensive as the Centurion concierge, but still a useful perk.
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American Express Cards

American Express Cards are a popular choice among travelers and cardholders alike, offering a range of benefits and rewards.
With American Express Cards, you can earn rewards points that can be redeemed for travel, merchandise, and other experiences. These points can add up quickly, especially if you use your card for daily purchases.
American Express Cards also offer a range of travel benefits, including airport lounge access and travel insurance. For example, the American Express Platinum Card offers a $200 airline fee credit and a $100 credit towards Global Entry fees.
The American Express Centurion Card is one of the most exclusive and lucrative cards offered by the company, with a $10,000 initiation fee and a $5,000 annual fee. In exchange, cardholders receive a range of high-end benefits, including a $4,000 annual airline fee credit and a $1,000 credit towards Global Entry fees.
American Express Cards are known for their high-end customer service, with 24/7 support and a dedicated concierge team. This level of service is a major draw for high-end cardholders who value the peace of mind that comes with knowing they have a dedicated team to help with any issues.
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Earning and Using Points

You can earn Membership Rewards points by using your American Express Centurion card for purchases, such as dining and travel. These points can be redeemed for rewards like flights, hotel stays, and gift cards.
To earn 3X points per dollar spent on flights booked directly with airlines or through Amex Travel, simply use your Centurion card for the purchase.
You can also earn 1X point per dollar spent on other eligible purchases, like groceries and gas. It's a good idea to keep track of your purchases to maximize your earnings.
By using your Centurion card for everyday expenses, you can accumulate a substantial amount of points over time. This can be redeemed for rewards, transferred to airline or hotel loyalty programs, or used to purchase merchandise.
American Express often offers bonus points for certain purchases or activities, so it's worth checking the Amex website or mobile app for promotions that align with your spending habits.
To redeem your points, log in to your Amex account online or through the mobile app and navigate to the "Rewards" or "Points" section. From there, you can browse available rewards or transfer points to a loyalty program.
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Community and Invitation

Getting an invitation to join the American Express Centurion program can be a challenging and exclusive process.
To increase your chances of receiving an invitation, you'll need to have a strong relationship with American Express, with the company typically requiring cardholders to have a high spend on their existing cards.
Building a relationship with American Express involves consistently using their cards and services, which can take time and effort.
Community Comments
Some people think the annual spend for the Cent card is around $250K, but one user spends around $1 million per year and didn't receive an invite.
You can call the usual number on the back of your card to ask about eligibility for the Cent card, and some users have reported getting invites even if they only have a Plat Explorer or Edge card.
The Cent card has been described as grossly overpriced with inadequate benefits, and some users suggest boycotting it until AMEX Australia gets a reality check.
One user called up and applied for the Cent card despite not having a charge card, and was surprised not to get rejected on the spot, with a response saying 5-10 business days for a decision.
Amex Invitation Only

The Amex Centurion Card is an invitation-only card, and I've learned that the invitation process is not as straightforward as you'd think. You need to be an existing Amex cardholder to request an invite, and even then, there's no guarantee you'll get one.
To request an invite, you can follow these steps: go to the Centurion website, click on the "Interested in Centurion Membership?" link, enter your first and last name, card number, and security code, and submit your request. Amex will then reach out if you qualify by sending an invitation via your mailing address on file.
The requirements to get a Centurion Card are shrouded in mystery, but some rumors suggest that you need to spend at least $250K per year on Amex cards, have an income of at least a million dollars per year, and/or a high net worth. However, these thresholds are not officially confirmed, and Amex is tight-lipped about the requirements.
There are two versions of the Centurion Card: a business version and a personal one. The business version reportedly requires spending at least $450,000 (or $500,000) across all your Amex accounts in a calendar year, while the personal card has a rumored threshold of around $350,000.
Here's an interesting read: Amex Business Platinum Centurion Lounge Access
Frequently Asked Questions
What is the income requirement for the Centurion Amex?
The income requirement for the Centurion Amex is estimated to be over $1 million annually. However, exact requirements are not publicly disclosed, and approval is often based on individual spending habits and credit history.
Sources
- https://www.cnbc.com/select/request-an-invite-for-the-amex-centurion-card/
- https://thepointsguy.com/credit-cards/amex-centurion-black-card/
- https://thepointsguy.com/news/you-can-now-request-an-invite-to-the-amex-centurion-card/
- https://www.australianfrequentflyer.com.au/credit-cards/amex-centurion-card/
- https://onemileatatime.com/amex-centurion-card-invitation/
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