Amex Business Platinum Employee Card: A Comprehensive Guide to Card Benefits

The Amex Business Platinum Employee Card offers a range of benefits that can enhance your business and employee experience.

With the Amex Business Platinum Employee Card, you can earn 5x points on air travel and hotels booked through Amex Travel, which can be redeemed for travel expenses or statement credits.

Cardholders also enjoy a $200 airline fee credit, which can be used to offset the cost of checked bags, change fees, and other airline-related expenses.

This card offers a generous 75,000-point sign-up bonus after spending $5,000 in the first 3 months, providing a significant boost to your rewards earnings.

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Selecting the right employee card for benefits is crucial. You can choose to add an authorized user to your Amex Business Platinum card, which extends many benefits to the additional user.

Each additional user will incur a fee of $350 per year, but this option can be of great value if the leading benefits are utilized. The benefits include extended airport lounge access, Global Entry and TSA credits, and travel benefits and protections.

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You can also consider adding employee Amex Business Gold or Green cards, which have a lower annual fee of $45 and no extra charge, respectively. These cards are ideal for managing and tracking purchases, offering the convenience of having the employee make necessary purchases directly.

There's a limit of 99 additional users that can be added to the Amex Business Platinum card. This means you can choose the right employees to add to your card and make the most of the benefits.

Here are some of the benefits extended to authorized users of the Amex Business Platinum Card:

These benefits include presale access to events, preferred seating, and concierge services for planning business meetings and travel arrangements.

The Amex Business Platinum Employee Card has some fantastic features that make it a valuable tool for your business. You can earn 5x Membership Rewards points on air travel and hotels booked directly with airlines or hotels.

With this card, you'll also get a $200 airline fee credit, which can be a huge help if you or your employees frequently travel for work. This credit can be used towards fees like checked bags, change fees, and more.

The card also offers a Global Entry fee credit, which can save you and your employees a lot of time and hassle at the airport.

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The $360 Statement Credit is a great perk for Business Platinum Card holders. You can get up to $360 back in statement credits for purchases made with Indeed.

This credit is doled out quarterly, with a maximum of $90 per quarter.

If you're looking to save some cash on your business expenses, the Business Platinum Card is worth considering. You can get up to $150 back for select auto-renewing annual business subscription purchases with Adobe.

Enrolling in the Business Platinum Card's benefits program could be a great way to offset the cost of your business expenses. The $150 statement credit is a one-time benefit that's available through 6/30/25.

The $199 Statement Credit is a valuable perk for Business Platinum Card holders. You can get up to $199 back per calendar year on your Membership when you use it.

This credit is subject to auto-renewal, so be sure to keep your Membership active to take advantage of it. The credit is a great way to offset the cost of your Membership over time.

To qualify for the credit, you'll need to use your Business Platinum Card. This can be a convenient option for regular travelers.

Rewards and Earning are a big part of the American Express Business Platinum Employee Card experience. Cash back on purchases and travel rewards can add up quickly.

The Membership Rewards program is a key feature of this card, allowing you to earn points on all your business spending, with no cap on the number of points you can earn. You'll earn up to 2.25 points for every $1 spent, except for government-related spend where you'll earn 1 point for every $1 spent.

With Membership Rewards, you can take advantage of one of Australia's highest Charge Card point redemption rates, and your points won't expire, so you can use them when you're ready.

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You can earn up to $200 back semi-annually for U.S. purchases with certain programs. This can add up to $400 per year, which is a significant chunk of change.

Cash back on purchases can be a game-changer for your finances, and some companies even allow employees to keep some or all of these rewards as part of their compensation. This can be a great perk for employees who use their credit cards frequently.

Enrolling in specific programs can also get you statement credits of up to $10 back monthly for select purchases with U.S. wireless phone service providers. This can add up to $120 per year, which is a nice bonus.

Additionally, you can earn up to $200 back per year for baggage fees and other incidentals with one qualifying airline. This can be a huge help if you travel frequently.

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Rewards are a key part of the credit card experience, and employee credit cards are no exception. Cash back on purchases and travel rewards can add up quickly.

Some companies even allow employees to keep some or all of these rewards as part of their compensation. This can be a great perk for employees, especially if they're frequent travelers.

Rewards programs can be a game-changer for businesses too, offering a way to incentivize employees and reward their hard work. With some programs, you can earn points on all your business spending.

For every $1 spent, you can earn up to 2.25 points, except for government-related spend where you'll earn 1 point for every $1 spent. No cap on the number of points you can earn means you can take advantage of one of Australia's highest Charge Card point redemption rates.

Membership Rewards points don't expire, so you can use them when you're ready – whether that's next week or next year. This gives you flexibility and peace of mind, knowing you can use your points when it suits you.

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With the American Express Business Platinum employee card, you can enjoy a high level of management and control over your employee's spending.

You can set spending limits and restrict card usage to specific use-cases, vendors, or categories, which helps reduce errant costs and increase compliance with your employee credit card policy.

Business management tools allow you to manage authorized user purchases, set up alerts for unusual transactions, and even utilize extended payment options on large purchases.

You can add up to 99 employee cards to your account for no extra fee, giving you greater visibility and control when you set spending limits and lock cards using Employee Card controls.

With the Flexible Payment Option, you can free up your cash flow by taking out an instant line of credit, but keep in mind that interest charges apply if you don't pay your balance in full each month.

Here are some key features of the Employee Card controls:

Having visibility into employee spending is crucial for effective management. Employee credit cards usually provide comprehensive reporting with detailed transaction information and expense categorization.

This level of detail allows you to track every purchase, no matter how small. Some employee credit cards are even able to sync with accounting platforms for streamlined reconciliation.

By having this information at your fingertips, you can make informed decisions about your business. You'll be able to identify areas where employees may be overspending and take corrective action.

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Having control over employee spending is crucial for businesses, and employee credit cards can help achieve this. Most employee credit cards allow companies to set spending limits and restrict card usage to specific use-cases, vendors, or categories.

This extra layer of control helps reduce errant costs and increase compliance with the employee credit card policy. With employee credit cards, you can also set maximum spending limits and set alerts for unusual transactions, giving you greater visibility and control over employee spending.

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You can manage authorized user purchases, including setting spending boundaries, with business management tools. These tools can help streamline reconciliation and provide detailed transaction information and expense categorization.

Here are some key features that can help you control employee spending:

By implementing these controls, you can reduce errant costs and increase compliance with your employee credit card policy.

With the American Express Business Platinum Employee Card, you'll have access to a range of benefits that can enhance your work life. You can enjoy presale access to sports, concerts, and theatrical events through American Express Preferred Seating and Access.

Additionally, you'll have access to the Amex Business Platinum Card Concierge, which can help with planning business meetings, booking transportation, and securing event tickets.

You can also use the card's business management tools to set up spending limits and receive alerts for unusual spending. This can help you stay on top of your employees' purchases and make it easier to manage your company's expenses.

The card also offers flexible payment options for authorized user purchases, allowing you to elect to pay for these purchases over time.

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With your American Express Platinum Business Card, you're automatically enrolled in the Membership Rewards program, allowing you to earn points on all your business spending.

You can earn up to 2.25 points for every $1 spent, except for government-related spend where you'll earn 1 point for every $1 spent.

There's no cap on the number of points you can earn, giving you the freedom to use them when you're ready.

Membership Rewards points don't expire, so you can use them at any time, whether it's next week or next year.

When redeeming points for employee travel, the Amex Business Platinum card offers a rebate of 35% of the points redeemed when using the Pay with Points feature. This is one of the best redemption options available.

You can redeem points for flights with any airline or your preselected airline, and even receive a flight credit bonus rebate of 35% of the points redeemed.

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Authorized users can also access travel insurance coverage when using their card to make a qualifying purchase, including car rental insurance, trip cancellation and interruption, and baggage insurance.

Here are some of the travel insurance coverages available to authorized users:

In addition to travel insurance, authorized users can also earn Marriott Bonvoy Gold Elite status without meeting any stay requirements, which includes benefits like a 25% bonus on eligible hotel purchases and enhanced room upgrades.

You can get up to $200 in statement credits per calendar year with the Business Platinum Card.

Select one qualifying airline and you're good to go, receiving statement credits for incidental fees like checked bags and in-flight refreshments.

If you don't see a credit for a qualifying incidental purchase, just call the number on the back of your Card after 8 weeks.

Qualifying airlines are subject to change, so be sure to check the terms & conditions for more details.

With the Amex Business Platinum card, you can enjoy upgraded hotel experiences through Marriott Bonvoy Gold Elite status. This elite status can be upgraded without meeting any stay requirements, allowing you to take advantage of benefits like 25% bonus points on eligible hotel purchases.

As a Gold Elite member, you'll receive a Welcome Gift of Points and Complimentary In-room Wi-Fi Access, making your hotel stays even more rewarding. You'll also be eligible for Enhanced Room Upgrades and 2pm Late Checkout, when available.

One of the best perks of the Amex Business Platinum card is its flexible redemption options, including the ability to redeem points for flights using the Pay with Points feature. This feature offers a rebate of 35% of the points redeemed, making it a great way to book business or first class flights.

Authorized users of the Amex Business Platinum card can designate an account manager, who will then have access to redeem rewards, including booking flights for employees. However, points can only be transferred to frequent flyer accounts in the primary cardholder's name or explicitly added as additional cardholders.

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American Express Global Lounges offer a luxurious escape at the airport. With over 1,400 airport lounges across 140 countries, you'll have more options than any other credit card issuer.

The Global Lounge Collection provides complimentary access to these lounges, including The Centurion Lounge, Delta Sky Club when flying Delta, and Priority Pass Select Lounges.

You can enjoy worldwide lounge access with an Amex Business Platinum card, which includes access to properties like The Centurion Lounge Network, Delta Sky Club, and Plaza Premium Lounges.

Authorized users on an Amex Business Platinum card can also receive worldwide lounge access, and in most cases, bring in 2 additional guests upon enrollment.

Here's a list of some of the lounges you can access with an Amex Business Platinum card:

Note that access requirements and the number of guests allowed can vary, so it's best to check each individual lounge network requirement prior to traveling.

If you're a frequent traveler, you'll love the fee reimbursement perk that comes with the Amex Business Platinum card and Amex Gold card. Authorized users on the Amex Business Platinum card receive an application fee statement credit of up to $120 for Global Entry.

The Amex Business Platinum card also offers reimbursement for Global Entry every 5 years. This can be a huge time-saver, especially if you're always on the go. As of October 1, 2024, this reimbursement applies to Global Entry, which can expedite your customs process when returning to the US.

Additional Amex Gold card users can also receive a reimbursement of up to $85 for TSA PreCheck every 5 years. This can be a game-changer for those who frequently fly, as it allows you to skip long security lines.

Traveling can be unpredictable, and things don't always go as planned. That's why having travel insurance coverage is a must.

Authorized users have access to travel insurance coverage when using their card to make a qualifying purchase, which can provide financial protection and peace of mind.

Car rental insurance is included, with the option to purchase Premium Protection for a low fee between $12.25 and $24.95 to cover the entire rental period.

Trip cancellation and trip interruption insurance provides up to $10,000 per trip, with a maximum of $20,000 per card each 12-month period.

If your trip is delayed 6 hours or more, you could receive up to $500 in reimbursement for qualifying expenses.

Baggage insurance covers up to $2,000 per checked bag and $3,000 per carry-on bag for lost, damaged, or stolen baggage.

The Premium Global Assist Hotline offers emergency transportation at no cost when utilizing the network, and planning and emergency services are available 24/7 when traveling more than 100 miles from home.

Here's a quick breakdown of the travel insurance coverages available: