American Funds Balanced Allocation Portfolio Investment Details and Metrics

The American Funds Balanced Allocation Portfolio is a great option for investors looking for a low-cost, diversified portfolio. It has a net expense ratio of 0.19%.

This portfolio offers a mix of 60% stocks and 40% bonds, providing a balance between potential growth and stability. The stock allocation is divided among 11 different funds.

The portfolio's investment objective is to provide long-term growth and income, with a focus on capital preservation. It's a great option for investors who want to keep their investment costs low.

The American Balanced Fund is a part of the American Funds family. It was launched on August 5, 2008.

The fund's legal name is American Balanced Fund. Its share class is F1, and it's traded in US dollars (USD).

The American Balanced Fund is domiciled in the United States (US).

The American Funds Balanced Allocation Portfolio is a solid choice for investors looking for a low-maintenance option.

The portfolio's investment strategy is designed to provide a balanced mix of stocks and bonds, with a focus on long-term growth and income generation.

By allocating 70% of its assets to stocks and 30% to bonds, the portfolio aims to reduce risk and increase potential returns over time.

American Funds has a history of success in managing balanced portfolios, with the Balanced Allocation Portfolio having outperformed its benchmark in several years.

In fact, the portfolio has consistently delivered returns above the average for its category, making it a reliable choice for long-term investors.

The Balanced Allocation Portfolio also offers a unique asset allocation strategy that adjusts based on market conditions, ensuring the portfolio remains aligned with the investor's goals.

This dynamic approach helps to minimize losses during downturns and maximize gains during upswings, providing a smoother ride for investors.

American Funds' experienced investment team makes regular adjustments to the portfolio's holdings to ensure it remains on track to meet its objectives.

The American Funds Balanced Allocation Portfolio (BALFX) has shown a range of returns over different periods. The 1-year return was 14.4%, significantly higher than the category return low of -0.7%.

Looking at the 3-year and 5-year returns, we see that they are annualized, with values of 5.0% and 7.7% respectively. These returns are lower than the category return highs of 25.0% and 21.7% for the same periods.

The 10-year return is 8.2%, which is higher than the category return low of 1.0% but lower than the category return high of 14.6%.

Here's a breakdown of the BALFX return and its rank in category over different periods:

The calendar year returns for BALFX are also worth noting. In 2020, the return was 6.0%, with a rank in category of 66.18%, indicating that it performed well compared to other funds in that year.

The fees and expenses associated with the American Funds Balanced Allocation Portfolio (BALFX) are relatively low compared to the category average. The expense ratio is 0.62% of the fund's assets under management (AUM).

The BALFX fees are broken down into several components, including the management fee, which is 0.21% of AUM, and the 12b-1 fee, which is 0.25% of AUM. These fees are lower than the category averages for both the management fee and the 12b-1 fee.

Here's a summary of the BALFX fees and their rankings within the category:

Note that the maximum redemption fee is not applicable to the BALFX, as it is listed as N/A in the article section.

Operating fees can eat into your investment returns. The BALFX fund has an expense ratio of 0.62%, which is higher than the category average of 0.03%.

Breaking down the operating fees, we have management fees, 12b-1 fees, and administrative fees. The management fee is 0.21%, a relatively low amount compared to the category average of 1.83%.

The 12b-1 fee is 0.25%, which is higher than the category average of 1.00%. This fee is used to cover marketing and distribution expenses.

Administrative fees are also a component of operating fees. The BALFX fund has an administrative fee of 0.05%, which is lower than the category average of 0.83%.

Here's a summary of the operating fees:

When analyzing fees and expenses, it's essential to consider the dividend yield of a fund. For BALFX, the dividend yield is a notable 4.51%.

The dividend yield of BALFX is significantly higher than the category low of 0.00%. This indicates that BALFX offers a more attractive income stream compared to other funds in its category.

Here's a comparison of the dividend yield of BALFX to its category high and low:

BALFX's dividend yield ranks 46.41% in its category, indicating that it's a relatively strong performer in terms of income generation.

The Net Income Ratio is a key metric to understand when evaluating fees and expenses. It shows how much of a company's revenue is actually profit.

BALFX has a Net Income Ratio of 1.43%, which is lower than the Category High of 13.92%. This suggests that the company's revenue is not translating into significant profits.

To put this in perspective, a Net Income Ratio of 1.43% is considered relatively low. For comparison, the Category Low is -2.34%, which means the company is actually losing money.

Here's a rough idea of where BALFX stands in relation to its peers:

In this case, BALFX's Net Income Ratio is below the Category High, indicating that the company is not generating as much profit as its peers.

The American Funds Balanced Allocation Portfolio is a diversified investment that spreads its assets across various sectors and geographic regions. The fund's investment philosophy is to seek attractively valued securities that represent good, long-term investment opportunities.

The fund's portfolio is divided into segments managed by individual managers, who use a system of multiple portfolio managers to make decisions about the portfolio investments. This approach allows the fund to take a balanced approach to investing in a broad range of securities.

The stock sector breakdown of the fund shows that it has a significant weighting in Technology (21.42%), followed by Healthcare (15.04%), and Financial Services (12.02%). The fund also has a notable presence in the US market, with a weighting of 62.53%.

The fund's top 10 holdings include Capital Group Central Cash Fund (6.11%), Broadcom Inc (4.68%), and Microsoft Corp (3.45%).

Fund categories are a crucial aspect of portfolio composition. There are several types of funds to choose from, each with its own level of risk and potential reward.

Growth funds, for instance, offer the highest potential risk and reward, followed by growth-and-income, equity-income, balanced, and bond funds. If your company's retirement plan doesn't offer funds in every investment category, you can refer to the "Choose the right mutual funds" section for more details.

A balanced approach can be taken by investing in a broad range of securities, including common stocks and investment-grade bonds. This is exactly what the Balanced Fund does, maintaining at least 50% of its assets in common stocks and at least 25% in debt securities.

Here are some examples of bond funds:

These funds are designed to provide a steady income stream, but it's essential to remember that bond funds typically have lower returns than other types of investments.

A balanced portfolio is key to managing risk and achieving your investment goals. It's a mix of different asset classes, such as equities and bonds, that can help you ride out market fluctuations.

The American Funds offer a range of balanced funds, including the American Balanced Fund, the American Funds Moderate Growth and Income Portfolio, and the American Funds Global Balanced Fund. These funds aim to provide a balance between growth and income.

The asset allocation in a balanced portfolio can vary, but it often includes a mix of cash, stocks, bonds, and other assets. For example, the asset allocation in the first example shows that cash accounts for 4.39% of the portfolio, while stocks account for 63.80%.

Here's a breakdown of the asset classes in a balanced portfolio:

A balanced portfolio can also include a geographic breakdown, with investments in different regions of the world. For example, the Stock Geographic Breakdown in the third example shows that the US accounts for 62.53% of the portfolio, while non-US investments account for 4.18%.

The returns on a balanced portfolio can also vary, depending on the asset classes and geographic breakdown. However, a balanced portfolio can provide a more stable return profile than a portfolio with a higher concentration of a single asset class or geographic region.

Assets are a crucial part of a portfolio, and understanding how they're allocated can make a big difference in your investments.

The American Funds Corporate Bond Fund, for example, invests in a broad range of securities, including common stocks and investment-grade bonds. This fund uses a balanced approach to invest in attractively valued securities that represent good, long-term investment opportunities.

Cash makes up a small portion of the portfolio, typically around 4-6% of the total assets. Stocks, on the other hand, account for around 63-66% of the portfolio, with bonds making up around 25-28%. Convertible and preferred securities are also part of the portfolio, but to a much lesser extent.

Here's a breakdown of the typical asset allocation for a balanced portfolio:

The American Funds Growth Fund Amer A, for instance, has a total asset value of $151.13 billion and a 1-year return of 28.43%. The fund also has a 3-year return of 6.87% and a 10-year return of 13.67%.

When looking at the geographic breakdown of our bond portfolio, we see that the US makes up a significant portion of our holdings. The US weighting is a substantial 25.67% of our overall bond portfolio.

The US bond segment has a wide range of returns, from a low of 0.00% to a high of 77.71%. This is a significant difference, and it's essential to consider this volatility when making investment decisions.

In contrast, our Non-US bond holdings are relatively small, making up only 0.07% of our portfolio. Despite their small size, these bonds still offer a potential return of up to 15.37%.

Here's a breakdown of the geographic composition of our bond portfolio:

The US bond segment ranks 39.23% in terms of BALFX % Rank, indicating that it's performing better than some of our other bond holdings.

The Top 10 Holdings of the American Balanced Fund are a crucial part of its portfolio composition. Here are the top holdings, making up a significant portion of the fund's assets.

The top holding is the Capital Group Central Cash Fund, accounting for 6.11% of the fund's assets. This is followed by Broadcom Inc, making up 4.68% of the fund's assets. Microsoft Corp is also a significant holding, accounting for 3.45% of the fund's assets.

Here are the top 10 holdings of the American Balanced Fund:

These holdings demonstrate the fund's focus on investing in a range of assets, including cash, stocks, and bonds.

BrightHouse Trust I is a trust that manages the American Funds Balanced Allocation Portfolio. It was registered on December 31, 2016, and is still active.

The trust has a legal address of C/O THE CORPORATION TRUST COMPANY, CORPORATION TRUST CENTER, 1209 ORANGE ST, WILMINGTON, 19801, United States of America. This address is also listed as the trust's headquarters address, alongside an additional address in Boston.

The trust is registered with the Securities and Exchange Commission (SEC) and has an entity ID of S000021943. It is also registered in Guam, with a registration authority entity ID of S000021943.

The trust's LEI number is 549300FX1K5RA53WSE69, which was issued and is currently active. The managing LOU (Local Operating Unit) for the trust's LEI is Bloomberg Finance L.P.

Here is a summary of the trust's key details:

This trust is a key component of the American Funds Balanced Allocation Portfolio, and its details are publicly available for review.

The American Funds Balanced Allocation Portfolio offers a range of investment options with a mix of stocks, bonds, and cash.

This portfolio has a long-term track record, with a 10-year annualized return of 7.4%.

The portfolio's asset allocation is designed to balance risk and potential return, with a mix of 65% stocks, 30% bonds, and 5% cash.

Investors can choose from five different investment options, each with a unique asset allocation.

The portfolio's expense ratio is 0.47%, which is relatively low compared to other investment options.

Growth and income funds are a great way to balance your investment portfolio. American Funds offers several options, including the Developing World Growth and Income Fund and the Growth and Income Portfolio.

These funds aim to provide a combination of growth and income, which can be beneficial for investors seeking long-term returns. The Capital World Growth and Income Fund is another example of a growth and income fund offered by American Funds.

The International Growth and Income Fund is also available, which invests in international stocks and bonds. The Investment Company of America is a well-established fund that has been around for a while, offering a growth and income approach to investing.

American Funds' growth and income funds have a history of providing competitive returns, making them a solid choice for investors.

The American Funds are a great option to consider when it comes to investing in a balanced allocation portfolio. One of their notable funds is The Growth Fund of America.

This fund is a solid choice for those looking to invest in a growth-oriented portfolio. It's a great starting point for beginners, and its long-term performance has been impressive.

One thing to keep in mind is that the American Funds have a variety of options to suit different investment goals and risk tolerance levels.

The American Balanced Fund is a great option for investors looking for a balanced approach to their portfolio. It's been around since August 5, 2008.

The fund focuses on investing in a broad range of securities, including common stocks and investment-grade bonds. This helps to spread out risk and potentially increase returns.

One of the key characteristics of the American Balanced Fund is its investment philosophy. The fund's investment adviser seeks to invest in attractively valued securities that represent good, long-term investment opportunities.

The fund's portfolio is divided into segments managed by individual managers, using a system of multiple portfolio managers. This approach allows for a more diversified portfolio and potentially better returns.

Here are some key details about the American Balanced Fund:

The fund's investment strategy is designed to maintain at least 50% of its assets in common stocks and at least 25% in debt securities, including money market securities. This helps to balance risk and potentially increase returns.

American Funds are a type of investment fund that offers a range of options for investors. They are known for their strong track record and consistent performance.

One notable example is The Growth Fund of America, which is designed for long-term growth. It's a great option for those looking to invest in the stock market with a focus on growth.

American Funds offer a variety of funds to suit different investment goals and risk tolerance levels.