American Express Travel Card Benefits for a Stress-Free Vacation

With an American Express Travel Card, you can enjoy a stress-free vacation. The card offers a range of benefits that make planning and traveling easier.

You can earn Membership Rewards points on your purchases, which can be redeemed for flights, hotels, and other travel expenses. These points can also be transferred to airline and hotel loyalty programs, giving you even more flexibility.

One of the most significant benefits of the American Express Travel Card is its travel insurance coverage. This includes trip cancellation, trip interruption, and travel delay insurance, which can provide financial protection in case of unexpected events.

The card also offers a concierge service, which can help you book travel arrangements, make restaurant reservations, and even purchase tickets to events. This can be a huge time-saver, especially if you're planning a complex itinerary.

Earning points with your American Express travel card is a great way to accumulate rewards and make your travels more affordable. You can earn points on all or part of your purchase through AmexTravel.com, or earn 5X Membership Rewards points when you book with your Platinum Card, including up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel.

You can also earn points on your daily purchases, such as 3 points per dollar spent on eligible net airfare purchases, 2 points per dollar spent on eligible net hotel and restaurant purchases, and 1 point per dollar on all other eligible net purchases.

Here's a breakdown of the earning points structure:

Additionally, you can earn 5 points per dollar on prepaid hotels and car rentals booked directly in the Rewards Center.

Earning a $200 stay is a great perk, especially if you're a frequent traveler. You can get up to $200 back in statement credits each year for prepaid Fine Hotels + Resorts bookings.

To qualify, you need to book through American Express Travel using your personal Platinum Card, and the stay must be two nights or more with The Hotel Collection.

Earning points and rewards is a great way to maximize your credit card benefits. You can earn points on your daily purchases, and then redeem them for travel, merchandise, or other rewards.

Earning points is as simple as using your credit card for your daily expenses. The Hilton Honors American Express Card earns 7X points on Hilton hotel and resort stays, 5X points at U.S. supermarkets, U.S. gas stations and U.S. restaurants, and 3X points on everything else.

To earn even more points, you can also use your credit card for travel purchases. The Platinum Card earns 5X Membership Rewards points on eligible travel purchases, including flights booked directly with airlines or through American Express Travel, and prepaid hotel reservations booked through American Express Travel.

You can also earn points on other purchases, such as concert tickets, unique dining experiences, sporting events tickets, Lyft rides, online shopping, rental cars, and more. The possibilities are endless, and the points you earn can add up quickly.

Here are some of the specific ways you can earn points with your credit card:

These points can be redeemed for a wide range of rewards, including travel, merchandise, and more. With the right credit card, earning points and rewards can be a great way to get the most out of your daily purchases.

Travel Benefits are a big deal for American Express travel card holders. You can earn 5 Membership Rewards Points per dollar on flights and prepaid hotels booked through American Express Travel, and 1.5 points per dollar on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers.

The American Express Business Platinum card offers a $200 annual airline credit for charges by your one selected qualifying airline, and 35% airline bonus on flights booked with points through American Express Travel. This can add up to significant savings, especially if you're a frequent flyer.

One of the most valuable benefits is the Fine Hotels + Resorts program, which provides a $100 experience credit, daily breakfast for two, and other perks like room upgrades and noon check-in. This program is available for new bookings made through American Express Travel with participating properties, and is valid for eligible card members.

Here are some of the key travel benefits available to American Express card holders:

With the 5X Air and Hotel benefit, you can earn a total of 5 points for every dollar you spend on eligible travel purchases. This includes purchases of air tickets on scheduled flights, prepaid hotel reservations, and prepaid flight+hotel packages booked through American Express Travel.

Eligible travel purchases are limited to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel. You can earn Additional Points on eligible travel purchases made by Basic Card Members, Additional Card Members, or even Companion Platinum Card Members on the Platinum Card Account.

To qualify for the 5X Air and Hotel benefit, you must make a new booking using your eligible Card through American Express Travel, and the booking must be prepaid for a qualifying stay at an available, participating Fine Hotels + Resorts or The Hotel Collection property. Bookings of The Hotel Collection require a minimum stay of two consecutive nights.

Eligible travel purchases do not include charter flights, private jet flights, flights that are part of tours, cruises, or travel packages, ticketing or similar service fees, ticket cancellation or change fees, property fees or similar fees, hotel group reservations or events, interest charges, or purchases of cash equivalents.

Travel benefits can make a huge difference in your travel experience. You can earn points, get discounts, and enjoy peace of mind with various travel-related perks.

Auto Rental Discounts are available with major car rental companies worldwide, offering competitive rates and valuable savings. This can help you save money on car rentals.

Travel Accident Insurance provides coverage up to $1,000,000, including Accidental Death and Dismemberment Insurance for you and your family. This is a great benefit to have, especially when traveling with loved ones.

Here are some of the travel benefits you can expect with American Express cards:

These benefits can help you navigate travel delays, lost luggage, and other unexpected issues. You can also enjoy peace of mind with roadside assistance and emergency travel coverage.

Some American Express cards offer even more extensive travel benefits, such as the American Express Business Platinum. This card offers a range of benefits, including:

These benefits can add up to over $1,000 in value per year, making the card a great option for frequent travelers.

Other travel benefits include:

These benefits can help you enjoy your travels without worrying about unexpected expenses or hassles.

Protection and insurance benefits are a crucial part of the American Express travel card package. You can enjoy extended warranty coverage, retail protection, and return protection on items you purchase with your card.

The platinum card offers high coverage limits for car rental insurance, including up to $75,000 in damage or theft costs. You can also opt for the American Express Premium Car Rental Protection plan, which provides primary car insurance coverage for up to 42 consecutive days at a flat rate.

You'll also have access to travel delay insurance, which reimburses you for up to $500 in expenses related to a delayed trip. Additionally, you can decline the rental car company's insurance and save money when you use your card to rent a car while traveling.

Rental car insurance can be a lifesaver when renting a car, especially if you're not sure what kind of coverage you need. American Express offers car rental insurance coverage on many of its cards, but the Platinum card has higher coverage limits.

The Amex Business Platinum card, for example, covers up to $75,000 in damage or theft costs. If you're a Florida resident, you get even more coverage – up to $100,000 of primary coverage for damage or theft.

You can also purchase primary car insurance coverage from American Express, which is a paid service that lets you add primary car insurance coverage to a rental car for up to 42 consecutive days. This can be a cost-effective option, especially if you're renting a car for an extended period.

The cost of this coverage varies, but it's usually around $12.25 to $24.95 per rental period. In contrast, primary coverage from a car rental agency can be upwards of $50 per day.

Here's a breakdown of the coverage you can get with American Express Premium Car Rental Protection:

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

We provide zero fraud liability for unauthorized transactions. Certain conditions and limitations may apply. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card.

Protection is a top priority for credit card issuers, and it's essential to understand the benefits and limitations of these protections. Our card offers a range of protection features to safeguard your purchases.

Fraud protection is a key feature, with sophisticated tools monitoring abnormal spending patterns to prevent unauthorized transactions. If you notice any charges you didn't make, notify us promptly by calling the number on the back of your card.

Certain exclusions, restrictions, and limitations apply to these protections, so it's crucial to review the terms and conditions. You can learn more about our fraud protection policy by clicking on the provided link.

We also offer extended warranty protection, which doubles the original manufacturer's or U.S. store brand warranty, up to 12 months. This means you can enjoy extra peace of mind when purchasing items with your card.

Retail protection covers items you purchase with your card in cases of loss or damage for 90 days after purchase, with coverage limited to $1,000 per loss. Certain exclusions, restrictions, and limitations apply, so be sure to review the terms and conditions.

If you're not satisfied with an item you purchase, return protection allows you to enjoy guaranteed product satisfaction on designated items. If the merchant refuses to take it back, you'll be refunded the full purchase price, up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually.

Best value guarantee reimburses you for price differences on items you purchase with your card if an identical item is found for a lower price within 30 days of purchase. This means you can shop with confidence, knowing you'll get the best deal.

Identity theft protection reimburses you for eligible expenses if your identity is stolen. Certain exclusions, restrictions, and limitations apply, so be sure to review the terms and conditions.

Here's a summary of our protection features:

As I travel, I like to have peace of mind knowing I'm protected from unexpected expenses and inconveniences. Travel delay insurance can be a lifesaver, reimbursing you for up to $500 in expenses related to a delayed trip, as long as you're using your American Express Platinum card for round-trip travel.

The Platinum card offers higher coverage limits for car rental insurance, covering up to $75,000 in damage or theft costs, making it a great option for business travelers. I upgrade my car insurance to the American Express Premium Car Rental Protection plan, which provides primary car insurance coverage for up to 42 consecutive days at a flat rate.

Having car rental loss and damage insurance means you can decline the rental car company's insurance and save money when you use your card to rent a car. This is a huge perk, especially for frequent travelers like myself.

Travel accident insurance provides coverage up to $1,000,000, and is automatically included when you pay for your train, plane, bus, or ship fare with your credit card. This can give you and your family peace of mind while traveling.

Here are some of the benefits that give me peace of mind while traveling:

The American Express travel card offers a wide range of benefits and perks that can make your travels more enjoyable and convenient. You can earn 5 Membership Rewards Points per dollar on flights and prepaid hotels booked through American Express Travel.

One of the most significant benefits is the $200 annual airline credit, which can be used for incidental airline fees such as baggage fees, change fees, and more. This credit is available for charges by your one selected qualifying airline, which includes major airlines like Alaska Airlines, American Airlines, and Delta Airlines.

The card also offers a 35% airline bonus on flights booked with points through American Express Travel, which can be a huge advantage for frequent flyers. Additionally, you can enjoy Centurion Lounge access, American Express Global Lounge Collection, and Global Entry or TSA PreCheck credit.

Here are some of the key benefits and perks of the American Express travel card:

The benefits of a credit card can be a game-changer for travelers. With the right card, you can earn points, enjoy exclusive perks, and even save money on travel expenses.

You can earn significant rewards on your card, such as 5X Membership Rewards Points on flights and prepaid hotels booked through American Express Travel. This can lead to substantial savings and a more enjoyable travel experience.

Some credit cards offer extensive travel benefits, including airport lounge access, travel insurance, and hotel status. The American Express Business Platinum Card, for example, offers Centurion Lounge access, American Express Global Lounge Collection, and Marriott Bonvoy Gold Elite Status.

Travel benefits can vary greatly between cards, so it's essential to research and compare different options to find the one that best suits your needs. With the right card, you can enjoy a more comfortable and convenient travel experience.

Here are some of the travel benefits offered by the American Express Business Platinum Card:

The No Annual Fee benefit is a game-changer for anyone who wants to earn rewards without breaking the bank.

With the Hilton Honors American Express Card, you'll never have to worry about an annual fee, no matter how much or little you spend using the card.

This means you'll always come out ahead at the end of the year, which is a huge plus for those who want to maximize their rewards without incurring unnecessary costs.

American Express offers several hotel and travel programs that can enhance your travel experience. The Fine Hotels + Resorts Program provides benefits for eligible card members, including a $100 credit, room upgrade, and daily breakfast for two.

These benefits are available for new bookings made through American Express Travel with participating properties. To be eligible, you must have an eligible card and book your stay using that card. The benefits are applied per room, per stay, with a three-room limit per stay.

The Hotel Collection Program offers similar benefits, including a $100 credit, room upgrade, and late check-out. However, it requires a two-night minimum stay and is only available for eligible card members.

Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

You can enjoy competitive rates and valuable savings with major car rental companies worldwide through the Auto Rental Discounts program. Additionally, you'll receive travel accident insurance, auto rental collision damage waiver, lost and delayed luggage insurance, trip cancellation/trip interruption insurance, and travel and emergency assistance services.

Here are some key details about the travel benefits:

You can earn a $200 Airline Fee Credit with this American Express travel card, but it's not as straightforward as it sounds. Qualifying airlines include Alaska Airlines, American Airlines, Delta Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines, and United Airlines, and are subject to change.

To be eligible for this benefit, you must select one qualifying airline through your American Express Online Account or by calling the number on the back of your card. Card Members who have not chosen one qualifying airline can do so at any time.

Incidental airline fees charged after selecting a qualifying airline are eligible for statement credits, but only if they're separate charges from airline ticket charges. Fees not charged by your selected airline, such as wireless internet and fees incurred with airline alliance partners, don't qualify.

Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not considered incidental fees. The airline must submit the charge under the correct merchant code for it to be recognized as an incidental air travel fee.

Please allow 6-8 weeks for statement credit to be posted to your Account after the qualifying incidental air travel fee is charged. If statement credits haven't posted after 8 weeks, call the number on the back of your card.

With the Amex Platinum card, you can enjoy a range of insurance and assistance benefits that give you peace of mind while traveling.

Travel delay insurance is a great perk, covering you for up to $500 in expenses related to a delayed trip, with a six-hour delay threshold.

I've personally had a missed connection with Frontier Airlines, but thankfully, the airline provided a hotel voucher and shuttle service, and I had the comfort of knowing I could have relied on my Platinum card for coverage.

The Platinum card offers higher coverage limits for car rental insurance, up to $75,000 in damage or theft costs, making it a valuable benefit for frequent renters.

However, this is a secondary insurance coverage, so you'll need to have primary coverage from your personal auto insurance policy or purchase it from the car rental agency.

To add primary car insurance coverage, you can enroll in the American Express Premium Car Rental Protection plan, which provides up to $100,000 of primary coverage for damage or theft, and costs between $12.25 and $24.95 per rental period.

As a Florida resident, you'll get an extra $10,000 in personal property damage coverage, making it an even more valuable benefit.

The Platinum card also offers various travel insurance benefits, including:

Traveling by cruise and car rental just got a whole lot easier with your American Express travel card. The card offers car rental loss and damage insurance, which means you can decline the rental car company's insurance and save money when you use your card to rent a car while traveling.

This insurance coverage can add up to significant savings over the course of a trip. For example, a typical car rental company might charge $20 to $30 per day for insurance, so over the course of a week-long trip, you could save up to $140.

The Cruise Privileges Program is a fantastic perk for American Express Card Members. You can earn an onboard credit and amenity on new bookings made with participating cruise lines through American Express Travel.

Eligible Card Members include U.S. Consumer and Business Platinum and Centurion Card Members, but not Delta SkyMiles Platinum Card Members. Bookings must be made using the eligible Card and the total cost must be paid with an American Express Card in the Card Member's name.

Onboard credits and amenities are valid for new bookings of at least five nights and require double occupancy. The eligible Card Member must be traveling on the itinerary booked. Onboard credits and amenities cannot be combined with other offers unless indicated, and blackout dates, category, and fare restrictions may apply.

Eligible Card Members receive an onboard credit of $100 for inside and outside staterooms, $200 for balcony, verandah, and mini-suite staterooms, and/or $300 for suites on new bookings with Celebrity Cruises, Norwegian Cruise Line, Holland America Line, Princess Cruises, and Royal Caribbean International. Onboard credits will be applied at checkout upon completion of the cruise.

Onboard credits vary by participating cruise line and are not available on Silver Explorer, Silver Galapagos, and Silver Discoverer. Onboard credits and amenities are also not available on Celebrity Cruises Galapagos sailings.

To take advantage of the Car Rental Privileges program, you'll need to be a Platinum Card Member, which includes Consumer, Corporate, and Business Platinum Card Members. This benefit is also available to Additional Platinum Card Members on Consumer and Business Platinum Accounts.

The program offers complimentary status in Avis Preferred, Hertz Gold Plus Rewards, and National Car Rental Emerald Club. You can enroll in these programs through your American Express online account to receive benefits.

Payment must be made using the Platinum Card to receive the car rental program benefits. You'll need to enroll in each car rental program separately, and minimum rental age is 25, with exceptions possible.

Hertz Gold Plus Rewards has a minimum age to join of 21, and National collects a Frequent Flyer Tax Recoupment Surcharge to cover the federal tax on the cost of the miles awarded.

Car Rental Insurance (Loss and Damage) can be a game-changer for travelers. I've rented several cars over the past few years and always elect the American Express Premium Car Rental Protection plan.

This plan provides primary car insurance coverage for up to 42 consecutive days, with a flat rate, not per day. The cost is anywhere from $12.25 to $24.95 per rental period, which is a fraction of what primary coverage from a car rental agency can cost - upwards of $50 per day!

As a Florida resident, I get a higher coverage amount for personal property damage, up to $15,000, compared to everyone else, who gets $5,000. This coverage also includes up to $100,000 of primary coverage for damage or theft, up to $100,000 for accidental death and dismemberment coverage, and up to $15,000 in secondary medical expenses per passenger.

You can also decline the rental car company's insurance and save money when you use your American Express card to rent a car while traveling, thanks to the car rental loss and damage insurance that comes with it.

The American Express Business Platinum offers lounge access to over a dozen Amex-owned Centurion Lounges.

You can also access over 1,400 lounges around the globe through their partnership with Priority Pass, with enrollment required.

I've personally enjoyed access to one of the newest Centurion lounges in the country at Seattle's SeaTac airport, located on the second floor adjacent to the food courts.

You can arrive up to three hours prior to your departure and enjoy free coffee, excellent food, and access to private restrooms and blazing-fast WiFi.

The breakfast buffet at the Centurion lounge is excellent, and the coffee bar offers Seattle-worthy lattes at no extra expense.

I've spent time in both the SeaTac and Denver Centurion Lounges, and both have provided a quiet and comfortable space to get work done while enjoying better food than most airports offer.

The Centurion lounges alone have given me a great return on my investment, and I'm excited to explore the Priority Pass lounge access option in the future.

The Insurance and Protection benefits of the American Express travel card are a game-changer for travelers. You can enjoy extended warranty protection on purchases made with your card, doubling the original manufacturer's or U.S. store brand warranty up to 12 months.

If you happen to lose or damage an item within 90 days of purchase, you're covered for up to $1,000 per loss. Certain exclusions and limitations apply, but it's a great peace of mind for travelers.

You can also take advantage of return protection, which guarantees product satisfaction on designated items. If a merchant refuses to take back an eligible item, you'll be refunded the full purchase price up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually.

Travelers often worry about trip delays, but American Express has got you covered. If your trip is delayed by six hours or longer, you can be reimbursed for up to $500 in expenses related to the delay.

Car rental insurance is another area where American Express shines. With the Platinum card, you can upgrade to primary car insurance coverage for up to 42 consecutive days, covering up to $100,000 of damage or theft costs. The cost is a flat rate, not per day, making it a great value.

Here are some key benefits of the American Express car rental insurance:

The American Express Platinum Edge card offers a range of benefits that can enhance your travel experiences.

You can earn 3 points per $1 on spend at major supermarkets and petrol stations, 2 points per $1 on overseas spend, and 1 point per $1 everywhere else.

The card has a $200 Travel Credit each year, which can be used towards travel expenses.

Travel insurance is also included, covering trip cancellation and amendment, personal accident, and medical emergency expenses, among others.

The card's overseas transaction fee is 3% of the converted amount.

You can use the card with mobile wallets like Apple Pay, Google Pay, and Samsung Pay.

The annual fee for the American Express Platinum Edge card is $195 per year.

Earning rewards is a breeze with the American Express travel card. You can earn 3 points per dollar spent on eligible net airfare purchases, 2 points per dollar spent on eligible net hotel and restaurant purchases, and 1 point per dollar on all other eligible net purchases.

You can also earn 5 points per dollar on prepaid hotels and car rentals booked directly in the Rewards Center. This is a great way to rack up points quickly, especially if you're planning a big trip.

To redeem your rewards, simply log in to Account Access, select "Rewards & benefits", and click the "Redeem rewards" button. You can redeem rewards for a statement credit or direct deposit into an eligible bank account, starting at 2,500 points for $25 cash back.

Here's a breakdown of the rewards redemption process:

Turn your points into paradise with the right redemption options. You can redeem your rewards for a statement credit or direct deposit into an eligible bank account, starting at 2,500 points for $25 cash back.

If you're looking to travel, you can earn 7X points on Hilton hotel and resort stays with the Hilton Honors American Express Card. This can be redeemed for nights at Hilton hotels and resorts, among other travel-related options.

To make the most of your points, consider transferring them to airline partners like Virgin Australia Velocity, Singapore Airlines KrisFlyer, or Cathay Pacific Asia Miles. This can open up a world of redemption options, including flights and upgrades.

You can also redeem your points for unique experiences like concert tickets, sporting events, or Lyft rides. With the right redemption options, you can turn your points into a paradise of travel and entertainment.

Here are some key airline partners to consider:

By understanding your redemption options and choosing the right airline partners, you can turn your points into a paradise of travel and entertainment.

The Platinum Edge Credit Card is a top choice for everyday spending, offering 3 points per $1 on major supermarkets and petrol stations, making it one of the best points-earning cards out there.

You can earn 2 points per $1 on overseas spend, and 1 point per $1 everywhere else, including the ATO, other government charges, and utilities.

The Edge Card also gives you access to 'Amex Offers', which provide immediate statement credits for hitting a spend target with a specific retailer.

These offers are worth keeping an eye on, as they can be a great way to earn more points or even get cash back on your purchases.

With the Platinum Edge Credit Card, you can earn even more points through referral offers if you know someone who has the card.

In fact, the Edge Card is considered one of the best cards on the market for day-to-day expenditure, unless you're tied to Qantas Frequent Flyer for work travel or a specific redemption opportunity.

With the American Express travel card, you can earn a significant number of points on your purchases, which can be redeemed for various rewards.

You can earn 3 points per dollar spent on eligible net airfare purchases. This can add up quickly, especially if you frequently book flights.

To redeem your points, log in to Account Access and click on the "Rewards & benefits" tab. From there, you can start redeeming your points for a statement credit or direct deposit into an eligible bank account.

Redemption starts at 2,500 points for $25 cash back, making it a great option for those who want to offset their travel expenses.

You can also earn points on prepaid hotels and car rentals booked directly in the Rewards Center, earning 5 points per dollar.

Here are some examples of how you can redeem your points:

Note that the specific redemption options may vary depending on your card and the points you have available.